One of the tough things about not having a credit history is that it can be tremendously difficult to start having a credit history. Lenders can be tightfisted when it comes to borrowers they don’t know — rightfully so — and so you’re often left with low credit limits or high interest rates, and likely
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Should you find yourself at Barclays Center arena in Downtown Brooklyn, having placed a bet on the Brooklyn Nets, you’ll likely need to find an ATM at some point during the course of the night. Luckily for you, they’ll be surcharge free. A company called Free ATM Inc., is the exclusive provider of teller
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Want to know the difference between a Republican and a Democrat? You might be wise to check their credit score. Credit Karma, an online credit-monitoring service, culled some telling data from its 700,000 users, which suggest that, overall, red states tend to have lower credit scores, credit-card debt and student-loan burdens than blue states.
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The news this week was dominated by the news that Mitt Romney, Republican candidate for president, thinks that slightly less than half of America is basically comprised of no-good layabouts. We sort of are, but definitely not in the way that he thinks. His comments were callous, and they weren’t meant for our ears. They
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Despite the fact that you are likely not a sovereign nation, you can actually lend money to yourself, believe it or not. It’s true, and it can be much, much cheaper than a credit card — though that doesn’t necessarily make it a good idea. You can take a loan out from your own 401k
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The Javits Center was packed with innovators and gadgetry this week as Finovate Fall 2012 came and went. Across the country in San Francisco, the iPhone 5 was released in all its glory — just without NFC capabilities. At the same time, the Federal Reserve introduced a new round of quantitative easing, and announced it
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From a rough census of Finovate Fall 2012′s 64 presenters, it was easy to pull out the three biggest trends: PFMs, mobile payments and high-tech fraud prevention. Products falling under these three categories dominated the stage in the aggressively-air-conditioned corner of the Javits Center that housed Finovate over the past two days. What, if anything,
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Mobile wallets face adoption hurtles every way they turn. Technology can be both transformative and expensive, and its users are fickle. To create a value proposition for merchants, financial institutions and users is no simple task. Scott Moeller, CEO of mShift, presented a mobile payments solution on Wednesday, that even if it isn’t totally unique or mind-blowing,
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The underbanked, by virtue of having spotty or nonexistent banking relationships, have not benefitted much from the advances in consumer-facing banking technology like online billpay and mobile check deposit. No longer, should PreCash’s new Flip technology take off.
Read »Banking with Citi and looking for a home? Citibank would love for you to consider a Citi mortgage. They’re offering up to $2,500 in cash back. Details follow. The deal Citi checking customers who get a mortgage with the bank must link their Citibank checking account to their mortgage account with automatic debit payment. Once
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