3 Tips for Getting a Co-Signed Loan
Oct 17

3 Tips for Getting a Co-Signed Loan

One of the tough things about not having a credit history is that it can be tremendously difficult to start having a credit history. Lenders can be tightfisted when it comes to borrowers they don’t know — rightfully so — and so you’re often left with low credit limits or high interest rates, and likely

Read »
Free ATMs: Maybe Not Artisanal, But You’ll Only Find ‘em in Brooklyn
Sep 25

Free ATMs: Maybe Not Artisanal, But You’ll Only Find ‘em in Brooklyn

  Should you find yourself at Barclays Center arena in Downtown Brooklyn, having placed a bet on the Brooklyn Nets, you’ll likely need to find an ATM at some point during the course of the night. Luckily for you, they’ll be surcharge free. A company called Free ATM Inc., is the exclusive provider of teller

Read »
What’s the Matter With Kansas? Could Be Their Credit Score
Sep 24

What’s the Matter With Kansas? Could Be Their Credit Score

Want to know the difference between a Republican and a Democrat? You might be wise to check their credit score. Credit Karma, an online credit-monitoring service, culled some telling data from its 700,000 users, which suggest that, overall, red states tend to have lower credit scores, credit-card debt and student-loan burdens than blue states.

Read »
Weekly Wrap: Plan Ahead, Mysterious Florida Cater-Waiter
Sep 22

Weekly Wrap: Plan Ahead, Mysterious Florida Cater-Waiter

The news this week was dominated by the news that Mitt Romney, Republican candidate for president, thinks that slightly less than half of America is basically comprised of no-good layabouts. We sort of are, but definitely not in the way that he thinks. His comments were callous, and they weren’t meant for our ears. They

Read »
What Determines the Interest Rate on a 401k Loan?
Sep 18

What Determines the Interest Rate on a 401k Loan?

Despite the fact that you are likely not a sovereign nation, you can actually lend money to yourself, believe it or not. It’s true, and it can be much, much cheaper than a credit card — though that doesn’t necessarily make it a good idea. You can take a loan out from your own 401k

Read »
Weekly Wrap: Gadgets, Gadgets, Everywhere
Sep 14

Weekly Wrap: Gadgets, Gadgets, Everywhere

The Javits Center was packed with innovators and gadgetry this week as Finovate Fall 2012 came and went. Across the country in San Francisco, the iPhone 5 was released in all its glory — just without NFC capabilities. At the same time, the Federal Reserve introduced a new round of quantitative easing, and announced it

Read »
Finovate Wrap-Up: What Can FinTech Do for You? Really?

Finovate Wrap-Up: What Can FinTech Do for You? Really?

From a rough census of Finovate Fall 2012′s 64 presenters, it was easy to pull out the three biggest trends: PFMs, mobile payments and high-tech fraud prevention. Products falling under these three categories dominated the stage in the aggressively-air-conditioned corner of the Javits Center that housed Finovate over the past two days. What, if anything,

Read »
mShift’s AnyWhereMobile Wallet Actually Adds Value
Sep 13

mShift’s AnyWhereMobile Wallet Actually Adds Value

Mobile wallets face adoption hurtles every way they turn. Technology can be both transformative and expensive, and its users are fickle. To create a value proposition for merchants, financial institutions and users is no simple task. Scott Moeller, CEO of mShift, presented a mobile┬ápayments┬ásolution on Wednesday, that even if it isn’t totally unique or mind-blowing,

Read »
PreCash Announces FlipMoney at Finovate: Mobile Money for the Underbanked
Sep 12

PreCash Announces FlipMoney at Finovate: Mobile Money for the Underbanked

The underbanked, by virtue of having spotty or nonexistent banking relationships, have not benefitted much from the advances in consumer-facing banking technology like online billpay and mobile check deposit. No longer, should PreCash’s new Flip technology take off.

Read »
Sep 11

Up to $2,500 for Citibank Mortgage/Checking Customers

Banking with Citi and looking for a home? Citibank would love for you to consider a Citi mortgage. They’re offering up to $2,500 in cash back. Details follow. The deal Citi checking customers who get a mortgage with the bank must link their Citibank checking account to their mortgage account with automatic debit payment. Once

Read »