Subscribe to our Newsletters

Paying Out of Pocket for Health Care: Medical Credit Cards vs. Credit Cards
Oct 17

Paying Out of Pocket for Health Care: Medical Credit Cards vs. Credit Cards

As more Americans are paying out of pocket for health care, they are increasingly turning to medical credit cards to fill gaps in their coverage caused by higher deductibles and a growing number of elective surgeries. You are probably one of those many Americans, especially if you are younger and don’t have the best health

Read »
When to Close a Credit Card With Minimal Damage to Your Credit Score
Sep 19

When to Close a Credit Card With Minimal Damage to Your Credit Score

Are you considering closing out a credit card? Maybe the terms of the card — the annual fees, the interest rate, or both — are no longer what you signed up for. Or, maybe you hope it will help you avoid excessive spending. But then you’ve also heard that canceling a credit card may impact

Read »
5 Excellent Credit Habits to Follow for an Instant Jump In Your Credit Score
Aug 30

5 Excellent Credit Habits to Follow for an Instant Jump In Your Credit Score

Learning how to boost your credit profile is never a bad thing, as many of us try to stretch our dollars by using credit. Most consumers that have excellent credit habits have established solid financial routines that we can all learn from. Here is a look at the best habits of consumers with excellent credit.

Read »
Why Student Credit Cards Offer Life-Long Value
Aug 19

Why Student Credit Cards Offer Life-Long Value

The price of college tuition — along with the cost of student life in college communities — continue their relentless climb upward. Average tuition and fees for the 2013–2014 school year was $30,094 at private colleges, $8,893 for state residents at public colleges, and $22,203 for out-of-state residents attending public institutions, according to the College

Read »
Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan
Aug 11

Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan

Some 64.3 million U.S. consumers who have at least one medical debt on their credit report woke up to a healthy dose of good news on Friday that the Fair Isaac Corp. (FICO) — which lenders use in 90 percent of their consumer and mortgage lending decisions — will penalize them less for their unpaid

Read »
7 Solid Credit Card Security Features That Will Help Keep More Money In Your Pocket
Jun 13

7 Solid Credit Card Security Features That Will Help Keep More Money In Your Pocket

As a result of the changing times, refraining from online banking activity is growing increasingly difficult — many physical retailers are being phased out by competitors like Amazon.com, and banks are pumping money into mobile banking endeavors in order to stay ahead of the curve of their competitors. Luckily, cardholders are now equipped with a variety of credit

Read »
How These 4 Top-Rated Prepaid Cards Can Solve Your Banking Dilemma
Jun 04

How These 4 Top-Rated Prepaid Cards Can Solve Your Banking Dilemma

Not many people know that payment card options exist outside the traditional debit and credit cards that are commonly advertised by banks. It may feel inevitable that you’ll need to get one or the other — after all, how else will you do things like online shop or book a flight? For those who don’t

Read »
3 Genius Apps Take the Guesswork Out of Credit Card Rewards So You Earn More
Jun 02

3 Genius Apps Take the Guesswork Out of Credit Card Rewards So You Earn More

Every cardholder has their own strategy when it comes to collecting credit card rewards. Some let theirs grow as an emergency fund, others may choose to cash out once or twice a year, and some await the day when they reach a status high enough to redeem a big-ticket gift they really want. However, few

Read »
Are You Eligible to Join a Credit Union?
May 12

Are You Eligible to Join a Credit Union?

Due to bank scandals past and recent (most notably the Great Depression and more recently, the Great Recession), banking’s historically negative reputation continues to permeate today. As a result, a trend has developed in consumers hopping on the band wagon of switching the management of their finances over from banks to credit unions. If you’re contemplating

Read »
Could Your Social Media Profile Hurt Your Chances of Getting a Loan?
May 01

Could Your Social Media Profile Hurt Your Chances of Getting a Loan?

The fine line between your personal life and your credit is being crossed as some lenders are looking at social media as one of the methods to determine the credibility of applicants.

Read »