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Has Capital One 360 Lived Up to ING Direct?
Apr 16

Has Capital One 360 Lived Up to ING Direct?

Nearly four years ago, a popular online bank called ING Direct was acquired by Capital One and rebranded as Capital One 360 about one year later. Many worried customers commented on my previous story where I implored them to not leave the bank in response to the news — they felt bad changes were on the

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What Every Millennial Needs to Know About Mortgage Closing Costs
Apr 11

What Every Millennial Needs to Know About Mortgage Closing Costs

Millennials are slowly easing themselves into buying homes despite their student loan debt, but for a lot of them, much of the process remains a mystery. According to a recent poll, two-thirds of 18 to 34-year-olds fail to factor in closing costs when they’re shopping for a home. Today, I’m breaking down the what every

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Prepaid Card Stolen? 3 Pricey Reasons You Need a Back-up Account
Apr 10

Prepaid Card Stolen? 3 Pricey Reasons You Need a Back-up Account

While prepaid cards offer a convenient way to spend, they’re not without certain risks. Today, I’m taking a look at why putting all of your cash onto a prepaid card can backfire if it ends up getting hacked. Think you won’t get hacked? Just last year alone, Target, Home Depot, Neiman Marcus and Kmart all

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MasterCard vs. Visa: Which Has Better Concierge Service?
Apr 08

MasterCard vs. Visa: Which Has Better Concierge Service?

Today, there are many credit cards that offer free personal concierge service, which helps cardholders perform various tasks and acts almost as a personal assistant. We decided to pick the two largest card brands — MasterCard and Visa — and compared their concierge services. In this experiment, Claire Tak (MyBankTracker’s chief editor) and I signed

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Don’t Pay for FICO Credit Scores Anymore: They Come Free With These Credit Cards
Apr 07

Don’t Pay for FICO Credit Scores Anymore: They Come Free With These Credit Cards

(UPDATE: In late March, Chase launched a redesign of the Chase Slate card, one of my favorite balance transfer credit cards, along with free FICO credit scores.) In years past, there were tricky TV commercials for “free credit scores” that were actually introductory offers for pricey subscription plans. Now, it seems like those commercials are disappearing

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Bank of America vs. Chase: Who Has the Better Mobile Banking App?
Apr 06

Bank of America vs. Chase: Who Has the Better Mobile Banking App?

Bank of America recently updated its mobile banking app to make managing your accounts a little easier. Today, I take a look at what the changes are and how it compares overall to Chase’s mobile banking app. If you’re thinking of switching to either one of these big banks, here’s a look at what you

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When Transferring Money Between Your Bank Accounts Isn’t As Instant As You Think
Apr 05

When Transferring Money Between Your Bank Accounts Isn’t As Instant As You Think

Transferring money between your linked bank accounts should be hassle-free, especially if both accounts are from the same bank. Just like any other kind of deposit, internal transfers are credited to your account according to your bank’s cutoff time. If you schedule yours too late, you could end up with an overdraft fee. Today, I’m

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Here’s How I Increased My Overall Credit Card Limits By 22 Percent
Apr 03

Here’s How I Increased My Overall Credit Card Limits By 22 Percent

Increasing your credit card limit is one of the easiest ways that you can boost your credit score, especially when you haven’t displayed any poor credit behavior (e.g., late payments). Over the long run, regular credit limit increases (CLIs) will help improve your ability to qualify for major loans (i.e., a mortgage). It’s part of

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How to Cash In on Chase Checking Account Bonuses
Mar 30

How to Cash In on Chase Checking Account Bonuses

Checking account bonuses are nothing out of the ordinary from Chase. But recently, the bank started promoting a very enticing bonus offer: a $300 cash bonus when you open a Chase Total Checking account. (Normally, the bonus is around $150.) Thinking about signing up? I show you what you need to know first, and how

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3 Ways to Banish Costly Overdraft Fees For Good
Mar 28

3 Ways to Banish Costly Overdraft Fees For Good

Banks make over $30 billion a year by charging overdraft fees and customers pay an average of just over $32 each time a transaction is returned. If you’re tired of having frequent overdraft fees eat into your balance, it’s time to look at some of the ways you can banish them permanently. 1. Separate your

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