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10 Reasons Convenience Checks Are Dangerous to Your Financial Health
Oct 15

10 Reasons Convenience Checks Are Dangerous to Your Financial Health

Your credit card company absolutely loves you for being a loyal, punctual, bill-paying customer, and now wants to show you its appreciation by making you a fantastic limited-time offer. In a letter personally addressed to you and highlighted in red, you’ve been invited to use an enclosed set of credit card convenience checks however you please.

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7 Reasons You Should Pay Off Your Mortgage Before Retirement
Oct 14

7 Reasons You Should Pay Off Your Mortgage Before Retirement

The common wisdom in financial circles these days favors holding on to a big mortgage — even into retirement. The theory being, with mortgage interest rates at historic lows, the numbers dictate going for better returns by investing as much as you can in riskier assets. If you’re carrying credit card debt, pay that off first.

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Comparing Expedia to Other Online Travel-Site Credit Cards
Oct 13

Comparing Expedia to Other Online Travel-Site Credit Cards

If you’re like me, you probably make it a habit to book trips through online travel sites because they help you find great deals on flight, hotels and more. Some even offer their own credit cards to help you save more money on travel — a great way to be rewarded for being loyal to

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Will Banks Open on Columbus Day?
Oct 10

Will Banks Open on Columbus Day?

It is not always obvious which banks are open on certain holidays, but no other holiday is harder to guess than Columbus Day.  Falling on Oct. 13 this year, many Americans will have a three-day weekend to celebrate Columbus Day. Find out which banks open on Columbus Day by taking a look at our complete holiday schedule for

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Wells Fargo Free Credit Score Promotion Not a Big Deal When There Are Free Alternatives
Oct 07

Wells Fargo Free Credit Score Promotion Not a Big Deal When There Are Free Alternatives

Wells Fargo has brought back its limited-time free credit score program once again — giving customers a peek at their credit profile. Wells Fargo isn’t the only major financial institution to offer free credit scores and tools as an enticing perk. Is it really that big of a deal when you find similar programs elsewhere?

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Mistakes to Avoid In the Mortgage Process So Your Loan Will Get Approved

Mistakes to Avoid In the Mortgage Process So Your Loan Will Get Approved

Applying for a mortgage loan can be daunting and roughly 30 percent of purchase mortgages are rejected, according to the Mortgage Bankers Association. The reasons behind these rejections vary, but it’s important to understand and educate yourself on how the mortgage process works and what lenders consider to be red flags. For a mortgage process that is

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How to Satisfy Refinance Requirements So You’re Not Denied, Like Ben Bernanke
Oct 05

How to Satisfy Refinance Requirements So You’re Not Denied, Like Ben Bernanke

Ben Bernanke, former chairman of the Federal Reserve Board, drew some laughs when he revealed he’d recently tried to refinance the mortgage on his home and had been refused. The amusing aside was taken as proof that the housing market isn’t really enjoying the loose monetary conditions that low interest rates should guarantee. Why Bernanke

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Quarterly Cash Back Credit Cards Offer Major Cash Back This Holiday Season
Oct 03

Quarterly Cash Back Credit Cards Offer Major Cash Back This Holiday Season

Let’s face it. As the holiday season creeps up on us, you will be spending plenty of money on gifts. That’s why quarterly cash back credit cards are boasting 5% cash back at your favorite gift-shopping destinations. But, we’ll show you how you can actually earn even more cash back — 10% or more — on

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Chase Data Breach: What Was Compromised and How to Protect Yourself

Chase Data Breach: What Was Compromised and How to Protect Yourself

JPMorgan Chase, one of the biggest banks in America, confirmed a massive cyber attack which affected 76 million households and seven small businesses on Thursday, October 2, 2014. Although there have been numerous data breaches at major retailers in the recent past — including the one last month at Home Depot (56 million credit card numbers

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Options for Rolling Over Your 401(k) When Changing Jobs
Oct 02

Options for Rolling Over Your 401(k) When Changing Jobs

While economists claim that the recession is officially over, seven years later there are still many people who have had to make some difficult choices about their 401(k)s. Unlike a Traditional or Roth IRA, a 401(k) retirement plan resides with your empIoyer. And if you lose your job or switch employers, there are some serious

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