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Why a $95 Credit Card Annual Fee Can Be Worth It
Dec 03

Why a $95 Credit Card Annual Fee Can Be Worth It

The idea of paying an annual fee on a credit card is blasphemous to some people. That includes me, considering that I’ve personally found no need for all the perks that come with such a card. However, I know that everyone has different spending habits. Yours may legitimately justify a card with an annual fee

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4 Ways to Get the Best Interest Rates for Your Money
Dec 02

4 Ways to Get the Best Interest Rates for Your Money

Part of being American means wanting the best for you and your family — and that should include the best interest rates for your money, which include your savings accounts, mortgages, credit cards and CDs. You might not think a few percentage points, up or down, can make a big difference, but over time they

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Important Decisions to Make When Picking a Bank
Dec 01

Important Decisions to Make When Picking a Bank

How do you choose a bank to do business with? To some, the selection of a bank carries no more weight than tossing a coin, but it’s an important and potentially expensive decision. Bank rates and fees can vary and add up to as much as $50 a month — or up to $600 a

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4 Credit Card Alternatives Every 20-Something Should Use When Making Big Purchases
Nov 29

4 Credit Card Alternatives Every 20-Something Should Use When Making Big Purchases

The millennial generation, on the whole, seems to shy away from using credit cards. The Great Recession and mounting student loan debt has apparently soured millennials on plastic. Compared to their elders over 30, almost twice as many consumers in their 20s don’t have a single credit card. A recent study of credit trends found the

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Is TD Bank Closing on More Holidays Than Usual?
Nov 26

Is TD Bank Closing on More Holidays Than Usual?

Has “America’s Most Convenient Bank” become less convenient? TD Bank has long abided by their tagline by having the most consumer-friendly branch schedule. But, in the past year, the bank has opted to close on many U.S. holidays. In previous years, it was open on these days. Why is that changing? MyBankTracker makes a note

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Everything 20-Somethings Need to Know About Credit With Our Credit Score Guide

Everything 20-Somethings Need to Know About Credit With Our Credit Score Guide

When newspaper columnist Earl Wilson (1907-1987) wrote, “Modern man drives a mortgaged car over a bond-financed highway on credit card gas,” he was reminding us all that we live in a world that revolves around credit and, in particular, our credit score. In particular, if you’re 20-something, you’re probably still wondering how you received the

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EMV Chip Security Explained and Which Credit Cards Have It

EMV Chip Security Explained and Which Credit Cards Have It

We stand as witnesses to a major change in how we pay for things with our credit cards. It comes in the form of a small chip  called an EMV chip. The chip, which select consumers already have on their cards today, is designed to better protect your information whenever you use your card at

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Thanksgiving Day: Are Banks Open?
Nov 25

Thanksgiving Day: Are Banks Open?

Turkey day is just around the corner and you probably have better things to do than to run financial errands. In fact, you might not be able to get anything done that day. From government offices to private businesses to the stock market, many entities will be closed for Thanksgiving. After all, it is a

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Smartphone Mobile Apps Connect the Underbanked to Online Banking

Smartphone Mobile Apps Connect the Underbanked to Online Banking

People without bank accounts have traditionally relied on cash-based financial services such as money orders and in-person bill payment to handle their banking needs. But this “underbanked” and “unbanked” population is now adopting and adapting to mobile banking in big numbers. There are about 17 million adults in America who do not have a checking or

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10 Smart Ways to Avoid Checking Account Fees for Good
Nov 24

10 Smart Ways to Avoid Checking Account Fees for Good

Next to venting about bad customer service, American consumers love to complain about bank fees. From ATM fees to monthly maintenance fees to the infamous and expensive overdraft fee, these fees can add up if you’re not careful. Last year, they paid out $32.5 billion in bank charges and penalties. Actually, that’s an improvement from

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