Subscribe to our Newsletters

American Express Offers Free FICO Credit Scores to Some Customers
Nov 19

American Express Offers Free FICO Credit Scores to Some Customers

When American Express launched the redesign of its website earlier this month, there was a nice little treat for some card customers — it was a free monthly FICO credit score! This is the same score that lenders use to approve loans and lines of credit. Is American Express joining the growing list of major

Read »
Paying Too Much in Credit Card Fees? See Which Cards Help You Avoid Them
Nov 18

Paying Too Much in Credit Card Fees? See Which Cards Help You Avoid Them

Compared to your other financial accounts, your credit card carries a relatively short list of fees, which mostly consists of fees for late payments, balance transfers, cash advances and foreign transactions. But, these credit card fees can cost you just as much — if not more — than the fees on, say, a checking account.

Read »
What to Consider When Your Child Asks, ‘Can I Get a Credit Card?’

What to Consider When Your Child Asks, ‘Can I Get a Credit Card?’

To young and inexperienced minors (we’re talking about those under the age of 18), money may not carry the same value to them as it does for you. But, inevitably, there will come a day when your child comes up to you and asks, “Can I get a credit card?” At the moment, the only

Read »
Among the ‘Unbanked,’ Prepaid Cards More Popular Than Cat Videos
Nov 13

Among the ‘Unbanked,’ Prepaid Cards More Popular Than Cat Videos

The “unbanked,” by definition, don’t use savings or checking accounts, but that doesn’t mean they’re not huge fans of prepaid cards — cards preloaded with funds that act like a debit or credit card, but aren’t linked to any financial account. This affinity is undeniable. Although representing just 7 percent of the adult population, the

Read »
Drop that Call: The Best Ways to Contact Your Bank Without a Phone

Drop that Call: The Best Ways to Contact Your Bank Without a Phone

In a perfect world, we would never have a need for customer service because everything works as it should. Sadly, that’s not the case. And, if you’re like me, you dread the time-consuming task of calling customer service. I’m talking about the long hold times. Want to skip the long wait? Jump online and chat

Read »
Best Method to Save for a Car When You Plan to Pay Cash
Nov 11

Best Method to Save for a Car When You Plan to Pay Cash

You’ve been thinking about a big ticket purchase, like a new car, and would like to pay cash for it from your savings. Your specific target date for the purchase is two years down the road. So, you have the means, and with your target date, you have the ability to schedule how you’re going

Read »
6 Bogus Credit Card Fees You Should Never Pay for

6 Bogus Credit Card Fees You Should Never Pay for

Credit card companies are in the business of making money. This shouldn’t come as a surprise to anyone. What can be a surprise though is the number of different ways credit card companies can profit from you by charging fees. Many of these fees are hidden and borderline unfair. Here are the most bogus credit

Read »
Avoid Potential Pitfalls With a Responsible Credit Card Churning Strategy
Nov 10

Avoid Potential Pitfalls With a Responsible Credit Card Churning Strategy

Credit card churners are people who constantly submit applications for new credit cards so as to take advantage of promotional offers and bonuses. An example is free frequent flyer miles. To get as many as possible, churners apply for a card, spend the minimum amount the card requires, get their frequent flyer miles, and then

Read »
Here’s How to Prepare Yourself for Rising Savings Rates
Nov 07

Here’s How to Prepare Yourself for Rising Savings Rates

When you complain about savings accounts that pay next to nothing on your hard-earned cash, know that you are not alone — most Americans are in the same boat. However, it will be less of a struggle as the U.S. economy becomes more inviting of higher rates. Are you prepared to boost your savings as

Read »
4 Ways to Avoid Bank Fees While Traveling Abroad

4 Ways to Avoid Bank Fees While Traveling Abroad

Traveling to a foreign country comes with all kinds of great new experiences like new food, new sights, and new friends. Unfortunately, it also comes with new problems, like foreign bank fees. These extra bank fees can really add up and you won’t even know you’re in trouble until you get home and check your

Read »