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CDs, Savings, and Bonds: Comparing Low-Risk Investments
Aug 14

CDs, Savings, and Bonds: Comparing Low-Risk Investments

Let’s say you’ve saved up a nice chunk of change. Let’s also say you’re not exactly keen on putting your money in something relatively risky like the stock market, where your money can disappear faster than you can say “bubble pop.” There are several alternatives to the uncertainty of the stock market that are guaranteed

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Why It Makes Sense to Switch Banks

Why It Makes Sense to Switch Banks

Banks offer a pretty wide swath of services, and it can often seem to make sense to do your banking exclusively with just one company. The virtues of simplicity, correct? But that’s not always the case. Even if you do your primary checking at one institution, the benefits of looking elsewhere for savings accounts, CDs,

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Best Credit Cards for People With Fair Credit 2014
Aug 13

Best Credit Cards for People With Fair Credit 2014

Not everyone has a pristine credit record and that is fine. Whatever the reason may be that you have fair (or average) credit, you can definitely work on improving it. With the right credit card for people with fair credit, you’ll be on your way to qualifying for some of the best credit cards on

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Stanford Finance Professors Want Big Banks to Rely on Their Own Money to Prevent Another Crisis

Stanford Finance Professors Want Big Banks to Rely on Their Own Money to Prevent Another Crisis

The American banking industry may be on the brink of its biggest changes since the 2008 financial crisis. But among the different players involved — industry, government, public — there’s a disconnect as to what’s going on, what’s at stake, and what needs to be done. The ongoing battle over the Volcker rule The banking

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Here’s the Skinny on How to Trim Some Fat from Mortgage Junk Fees

Here’s the Skinny on How to Trim Some Fat from Mortgage Junk Fees

Shopping for a home loan might not be as easy as comparing carbs and calories on the backs of different cereal boxes, but borrowers are beginning to see more transparency and get the real skinny on paying closing costs, which can amount from 2 percent to 5 percent of their total home loan amount. The

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Foreign ATM Fee Comparison at the Top 10 U.S. Banks: Summer 2014
Aug 12

Foreign ATM Fee Comparison at the Top 10 U.S. Banks: Summer 2014

Consumers need cash. Whether your credit card gets declined or you realize the restaurant you walked into doesn’t accept credit cards, even the most well-prepared traveler can run into issues where they need cash — quickly! This is a feeling that is all too common for those who have traveled abroad, and since it’s not

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How Insurance Companies Like Nationwide Are Making a Push to Be Your Next Bank

How Insurance Companies Like Nationwide Are Making a Push to Be Your Next Bank

Insurance companies are telling banks to step aside as they make an aggressive push — you’ve probably seen some of their advertisements — to become your next bank. While big banks have seemingly-recovered from their tarnished reputations following the financial crisis, the entire consumer-banking industry has been booming, especially non-brick-and-mortar financial institutions. Major insurance brands

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Traditional or Online Banking: Picking the Right One for You

Traditional or Online Banking: Picking the Right One for You

Long gone are the days when there was but a single bank in town where everyone went to store their valuables. When it comes to banking, the modern man or woman has a slew of options to choose from, besides just plunking down their cash at the nearest branch. And many people are choosing to

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Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan
Aug 11

Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan

Some 64.3 million U.S. consumers who have at least one medical debt on their credit report woke up to a healthy dose of good news on Friday that the Fair Isaac Corp. (FICO) — which lenders use in 90 percent of their consumer and mortgage lending decisions — will penalize them less for their unpaid

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Why a Cardless ATM Future Should Spark Excitement… And Worry
Aug 08

Why a Cardless ATM Future Should Spark Excitement… And Worry

The next time you withdraw cash out of an ATM, imagine what it would be like if you could do it without using a debit card. That might soon become reality if some banks have their way. A handful of banks, like City National in Los Angeles, Wintrust in Illinois, and BMO Harris in Chicago,

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