Subscribe to our Newsletters

Projects Most Likely to Pay Off When You Finance Home Improvement
Oct 02

Projects Most Likely to Pay Off When You Finance Home Improvement

A home makeover can be a great idea if you want more space or need to modernize. But what happens when you want or need to sell your home? Will renovating, remodeling, and improvements to your home increase the price you can sell it for? And if you’re borrowing — taking out a home equity line

Read »
Deposited Item Returned Fee Comparison at Top 10 U.S. Banks
Oct 01

Deposited Item Returned Fee Comparison at Top 10 U.S. Banks

If you thought that being a responsible banking consumer exempts you from all fees, you are in for a surprise. There are many fees deemed unfair by customers but none other is quite as infamous as the deposited item returned or cashed check returned fee. It is a fee that you can be charged at absolutely

Read »
Citibank Challenges Online Banks With New Checking Account
Sep 29

Citibank Challenges Online Banks With New Checking Account

This week, Citibank launched a new check-less, no-overdraft account called Access Checking because it recognizes that people are writing fewer checks and hate getting hit with overdraft fees. Is this new checking account worth it? Access Checking has a monthly fee of $10, just like Citibank’s existing Basic Checking account. In fact, both checking accounts are

Read »
Walmart Banking Offers Consumers New Checking Options
Sep 27

Walmart Banking Offers Consumers New Checking Options

A new form of banking is about to hit the market, as discount retailer Walmart teams up with Green Dot, purveyor of prepaid debit cards. Doing business as GoBank, the banking hybrid brings Walmart into financial services for its customer base. Green Dot expands from its key products of prepaid cards, which function like debit

Read »
Repair Pet Damage to Your Home With a HELOC
Sep 26

Repair Pet Damage to Your Home With a HELOC

Let’s face it. Your dog got the best of you and your house, leaving a trail of torn curtains, punctured screens, scratched floors and ugly brown spots on your beautifully manicured lawn that no buyer in his right mind is going to take off your hands, if and when you decide to sell your home.

Read »
How to Maximize HSA Savings With Your IRA and 401(k)

How to Maximize HSA Savings With Your IRA and 401(k)

Given the rising costs of healthcare — the America’s Health Insurance Plans (AHIP) estimates that the U.S. healthcare system spends $2.7 annually — having adequate savings for current and future healthcare costs are key. Even with the “affordable” health insurance covered instituted by Obamacare, most people can assume that as they get older, their healthcare

Read »
How to Max Out Your Rotating Rewards Credit Card Before Q3 2014 Ends
Sep 24

How to Max Out Your Rotating Rewards Credit Card Before Q3 2014 Ends

We’re quickly approaching the end of the third quarter (Q3) of the year. For people who have rotating rewards credit cards (we’re talking about Discover it®, Chase Freedom and Citi Dividend), it’s time to squeeze in those last few purchases before the 5% cash back categories change soon. Luckily for you, we’ll show you to maximize

Read »
Meet Your Credit Card Spending Requirement With These Rewards Card Tips

Meet Your Credit Card Spending Requirement With These Rewards Card Tips

When you sign up for a credit card promotion with a particular reward bonus — perhaps an airline credit card with a 40,000 mile travel bonus — there’s always a sizable catch. It usually comes in the form of a minimum spending requirement. If you like to take advantage of these kinds of credit card

Read »
Maximize Your Savings With a Rising Interest-Rate Strategy
Sep 23

Maximize Your Savings With a Rising Interest-Rate Strategy

Savers, there was good news coming out from the Federal Reserve this week regarding interest rates. All signs point to an impending rate hike, which means that your hard-earned cash will finally begin to enjoy higher interest returns again. The main concerns now are, “When is the rate hike coming and how should I prepare

Read »
4 Retirement Investment Options to Make If You’ve Maxed Out Contributions
Sep 22

4 Retirement Investment Options to Make If You’ve Maxed Out Contributions

With the end of the year quickly coming up, you may be close to maxing out your retirement contributions. In 2014, individuals can save $17,500 in a 401(k) – and if they’re over 50 years old an additional $5,500 – for a total of $23,000. You can also contribute up to $5,500 to an IRA

Read »