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When Buying Amex Rewards Points Is Worth That Trip You’ve Been Waiting For
Jun 30

When Buying Amex Rewards Points Is Worth That Trip You’ve Been Waiting For

Got an American Express card that participates in the Membership Rewards program? Did you know that when you don’t quite have enough credit card rewards points to redeem that gadget, gift card or trip, you can actually buy points to make up the difference? We show you how to determine when it’s worth doing it.

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Bank of America’s Preferred Rewards Program Unveiled
Jun 28

Bank of America’s Preferred Rewards Program Unveiled

Bank of America recently unveiled a new Preferred Rewards program that will begin to roll out across the nation in the coming months. This program aims at rewarding long-term Bank of America customers, as well as Merrill Edge customers for using the service for their investment needs. The aim of this program is to build

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Why Cashing a Check at Someone Else’s Bank May Leave You Feeling Robbed
Jun 26

Why Cashing a Check at Someone Else’s Bank May Leave You Feeling Robbed

If you’re feeling indignant about the fees banks are charging for even the simplest services nowadays, prepare to add more grievances to the list. It may or may not be common knowledge to you, but many banks charge non-customers check cashing fees in exchange for being serviced. What’s more, banks will only cash a check for a non-customer

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BTMU and Union Bank Have Merged

BTMU and Union Bank Have Merged

BTMU (Bank of Toyko-Mitsubishi), a subsidiary of the Mitsubishi UFJ Financial Group, Inc. (MUFG), announced it will rename its U.S. financial holding company subsidiary, UnionBanCal Corporation, and its U.S. national Bank, Union Bank, N.A. The name change is not going to harm your finances, but what exactly does it mean? What is the point of

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Why Second Chance Checking Accounts Aren’t as Complicated as You Think

Why Second Chance Checking Accounts Aren’t as Complicated as You Think

Did you know you could be denied the ability to open a checking account? This happens to people who fail to maintain a good record with previous checking accounts. Just like your credit score is monitored by credit bureaus, your checking account history is monitored by ChexSystems — which keeps track of various accounts a

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Why Online Customers Can Gloat, Thanks to Convenient New ATM Feature
Jun 25

Why Online Customers Can Gloat, Thanks to Convenient New ATM Feature

If you conduct your finances through an online bank, there’s one transaction that you’ve never done before: deposit cash. One ATM network is helping to change that online-banking reality by introducing a new way for its partnered financial institutions to accept check and cash deposits at its ATMs. The Allpoint ATM network, which touts a

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Why Choosing Checking from Online vs. Traditional Bank Is About More Than Just Fees
Jun 23

Why Choosing Checking from Online vs. Traditional Bank Is About More Than Just Fees

If you’re in the market for a new checking account, or are shopping around for a loved one, you’ve probably considered any of the top 10 banks in America, including Capital One Bank and U.S. Bank. While banks may promote enticing offers to sway you to become a customer, how do you really differentiate one

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New Cash Back Credit Card Caters to Those Who Spend on These 2 Categories
Jun 20

New Cash Back Credit Card Caters to Those Who Spend on These 2 Categories

Discover already has one of the more popular credit cards on the market, but that’s not stopping the company from releasing another cash back credit card into the fray. How does one maximize the cash back potential of this new card? Discover is now offering the Discover it chrome card, which has no annual fee

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Why a Joint Checking Account Is Pointless for You If You Can’t Answer This One Question
Jun 19

Why a Joint Checking Account Is Pointless for You If You Can’t Answer This One Question

A joint checking account allows multiple individuals to jointly contribute to, withdraw from, and access the same pool of money, or funds. Often married couples open joint accounts in order to simplify managing the household finances. Each individual that is listed as a joint manager to the account is assumed to be an equal owner (unless special circumstances prevail),

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Latest National Savings Rate Alert: June 2014

Latest National Savings Rate Alert: June 2014

We get it, the extended period of low savings rates is putting a damper on your goals of saving for a much-needed vacation, that new car, a home downpayment and all the other many things you need. But, here is a more optimistic way to look at the situation. In the past month, the national

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