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Citi to Begin Offering Free FICO Credit Scores to Credit Card Customers
Nov 04

Citi to Begin Offering Free FICO Credit Scores to Credit Card Customers

It looks like Citi is making a slew of changes as the new year approaches. Most recently, it angered checking account customers by revealing higher fees, but then the big bank redeems itself by announcing that it will offer free FICO scores to Citi credit card customers. Fernando Wong, 27, a systems analyst in New York

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4 Factors to Help You Decide Which IRA Account to Open
Nov 03

4 Factors to Help You Decide Which IRA Account to Open

The Individual Retirement Plan is one of the most effective ways to save for your retirement. These accounts are quick to set up, have low fees, and are convenient because they aren’t connected to an employer. You can open an IRA at any time versus a work plan like a 401(k), which you can only

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Use a Zero Percent Credit Card Balance Transfer to Pay Off Debt
Oct 31

Use a Zero Percent Credit Card Balance Transfer to Pay Off Debt

When credit card balances — or any high interest debt — begins to pile up on you, it’s time to consider the options for getting your finances under control. In many cases, a good choice to pay down debt, plastic or otherwise, is to transfer it with a low-interest credit card offer. But you need to

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What You Can Do About the Rising Citibank Checking Account Fees
Oct 30

What You Can Do About the Rising Citibank Checking Account Fees

Here we go again. Big banks just can’t seem to leave their checking accounts alone. Most recently, Citibank notified many checking customers that their monthly fees will be going up while it also becomes more difficult to avoid those fees. What can affected customers really do about it? Nicole Chen, 26, a medical assistant in

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Best Gas Credit Cards to Help You Save at the Pump
Oct 28

Best Gas Credit Cards to Help You Save at the Pump

To the drivers out there, you know what I mean when I say, “It doesn’t matter if gas prices are high or low — gas is way too expensive.” Most Americans would agree, as seen by the average annual gas spending of $2,418 by U.S. households, according to the Labor Department. That’s more than $200

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Find the Better Travel Card: Priceline Rewards Visa vs. Barclaycard Arrival Plus
Oct 27

Find the Better Travel Card: Priceline Rewards Visa vs. Barclaycard Arrival Plus

As someone who always hunts for a travel deal, I often go to online travel sites to compare the best prices. Many of these sites happen to offer credit cards that allow me to earn points on trips booked through the sites. So is it better to get a travel credit card that lets you get

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Are CDs Still Worth It? 10 Rollover Ideas Before Your CD Matures
Oct 24

Are CDs Still Worth It? 10 Rollover Ideas Before Your CD Matures

With your certificate of deposit (CD) about to roll over, now’s the time to ask, are CDs worth it? Sure, you love the safety of investing in an FDIC-insured product, but CD yields have been scraping historical lows and show few signs, according to expert projections, of going up anytime soon. Do you just robotically

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How to Avoid Debt and Get Through Your 20s
Oct 23

How to Avoid Debt and Get Through Your 20s

If you were to steal my purse in 2010, you would’ve found a couple of dollars and about 20 to 30 Splenda packets. Whenever I was in restaurants or coffee shops, I’d grab a couple and slip them into my purse. Am I proud of this money saving technique? Definitely not. Did it help me to

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Still Struggling In Your 40s? How to Pay Off Credit Card Debt and Save Money
Oct 20

Still Struggling In Your 40s? How to Pay Off Credit Card Debt and Save Money

Credit card debt can be frustrating at any age, but when you reach your 40s and are still struggling to pay your debt, it’s a problem. In your 20s, you have the luxury of time to be able to chip away at your debt, learn from your mistakes and hopefully make some wise investment choices

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Paying Out of Pocket for Health Care: Medical Credit Cards vs. Credit Cards
Oct 17

Paying Out of Pocket for Health Care: Medical Credit Cards vs. Credit Cards

As more Americans are paying out of pocket for health care, they are increasingly turning to medical credit cards to fill gaps in their coverage caused by higher deductibles and a growing number of elective surgeries. You are probably one of those many Americans, especially if you are younger and don’t have the best health

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