Subscribe to our Newsletters

Why Second Chance Checking Accounts Aren’t as Complicated as You Think
Jun 26

Why Second Chance Checking Accounts Aren’t as Complicated as You Think

Did you know you could be denied the ability to open a checking account? This happens to people who fail to maintain a good record with previous checking accounts. Just like your credit score is monitored by credit bureaus, your checking account history is monitored by ChexSystems — which keeps track of various accounts a

Read »
Why Online Customers Can Gloat, Thanks to Convenient New ATM Feature
Jun 25

Why Online Customers Can Gloat, Thanks to Convenient New ATM Feature

If you conduct your finances through an online bank, there’s one transaction that you’ve never done before: deposit cash. One ATM network is helping to change that online-banking reality by introducing a new way for its partnered financial institutions to accept check and cash deposits at its ATMs. The Allpoint ATM network, which touts a

Read »
Why Choosing Checking from Online vs. Traditional Bank Is About More Than Just Fees
Jun 23

Why Choosing Checking from Online vs. Traditional Bank Is About More Than Just Fees

If you’re in the market for a new checking account, or are shopping around for a loved one, you’ve probably considered any of the top 10 banks in America, including Capital One Bank and U.S. Bank. While banks may promote enticing offers to sway you to become a customer, how do you really differentiate one

Read »
New Cash Back Credit Card Caters to Those Who Spend on These 2 Categories
Jun 20

New Cash Back Credit Card Caters to Those Who Spend on These 2 Categories

Discover already has one of the more popular credit cards on the market, but that’s not stopping the company from releasing another cash back credit card into the fray. How does one maximize the cash back potential of this new card? Discover is now offering the Discover it chrome card, which has no annual fee

Read »
Why a Joint Checking Account Is Pointless for You If You Can’t Answer This One Question
Jun 19

Why a Joint Checking Account Is Pointless for You If You Can’t Answer This One Question

A joint checking account allows multiple individuals to jointly contribute to, withdraw from, and access the same pool of money, or funds. Often married couples open joint accounts in order to simplify managing the household finances. Each individual that is listed as a joint manager to the account is assumed to be an equal owner (unless special circumstances prevail),

Read »
Latest National Savings Rate Alert: June 2014

Latest National Savings Rate Alert: June 2014

We get it, the extended period of low savings rates is putting a damper on your goals of saving for a much-needed vacation, that new car, a home downpayment and all the other many things you need. But, here is a more optimistic way to look at the situation. In the past month, the national

Read »
Learn When Your Check Funds Will Be Available and Never Pay Overdraft Fees Again
Jun 17

Learn When Your Check Funds Will Be Available and Never Pay Overdraft Fees Again

A big factor when it comes to how long you must wait for a check to clear, depends on where you bank. Check clearing times at the top banks are not all the same, therefore, it is wise to understand the regulations put into place with the financial institution where you hold your money. Understanding

Read »
Outsmart These 2 AmEx Credit Cards Rewards to Get the Most Bang for Your Buck

Outsmart These 2 AmEx Credit Cards Rewards to Get the Most Bang for Your Buck

Tina Fey divulges her busy personal life in numerous advertisements for the new American Express EveryDay credit cards, but are they truly the rewards-earning machines that they are made out to be for daily multi-taskers? Launched earlier this year, the American Express EveryDay and EveryDay Preferred cards are the newest additions to the company’s credit

Read »
What to Know When Your Bank Is Bought Out So You Can Remain Satisfied
Jun 16

What to Know When Your Bank Is Bought Out So You Can Remain Satisfied

When your bank has been bought out by another or changes for whatever reason, should you always expect it to be a smooth transition? Is everything going always going to be the same? Or are you going to have to adjust to new regulations? One of the most notable bank changes that has occurred in

Read »
7 Solid Credit Card Security Features That Will Help Keep More Money In Your Pocket
Jun 13

7 Solid Credit Card Security Features That Will Help Keep More Money In Your Pocket

As a result of the changing times, refraining from online banking activity is growing increasingly difficult — many physical retailers are being phased out by competitors like Amazon.com, and banks are pumping money into mobile banking endeavors in order to stay ahead of the curve of their competitors. Luckily, cardholders are now equipped with a variety of credit

Read »