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6 Likely Reasons Why You Experienced a Credit Score Drop
Aug 26

6 Likely Reasons Why You Experienced a Credit Score Drop

A sudden drop in your credit score can come as a shock. Often it’s not clear to you why it happened. What’s worse, you may have done something you thought would improve your credit score. But because of the perverse logic of credit reporting and evaluation, it backfired instead. It’s important for you to understand

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Discover it® for Students vs. Journey Student Rewards Credit Card: Which One Is Better?

Discover it® for Students vs. Journey Student Rewards Credit Card: Which One Is Better?

Decisions, decisions. You’re already swamped with many aspects of college life and now you must choose a credit card that will be your trusted financial ally. Undoubtedly, you want the best student credit card around. We narrowed it down to two student credit cards — Discover it® for Students card vs. Journey Student Rewards Credit Card

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How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee

How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee

It seemed like a good deal. That credit card you signed up for had great terms, it came with a gift of bonus points to boost your account, and even a waiver of the first year’s annual fee. But now that the card’s anniversary is coming around you’re having second thoughts because, for this year,

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The 7 Best Ways to Invest $5,000 of Your Savings
Aug 25

The 7 Best Ways to Invest $5,000 of Your Savings

You’ve listened to all the financial advice about creating an emergency fund that covers six months of expenses, the importance of getting out of debt, and building up some savings. And now you’re in a good place with all of those vital items in place — including an extra $5,000 to invest. So where should

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How Federal Reserve Policy Could Affect Your Next Big Purchase

How Federal Reserve Policy Could Affect Your Next Big Purchase

Whoever said “You can’t fight City Hall” wasn’t thinking big enough. That person should have been saying “You can’t fight the Fed.” The Fed is shorthand for The Federal Reserve, and if you don’t know what it is or exactly what it does, you better learn fast because it is one of the most powerful

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Cashier’s Check Fee Comparison at Top 10 U.S. Banks
Aug 23

Cashier’s Check Fee Comparison at Top 10 U.S. Banks

Trust is hard to come by — especially when it involves money. Therefore, it wouldn’t be completely out of line if you questioned whether a payer has enough funds in their bank account to cover the check that they’ve written to you, particularly for major transactions. In fact, a cautious and sensible person might ask for something safer than a regular, written

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Best Credit Cards for People With Poor Credit 2014
Aug 22

Best Credit Cards for People With Poor Credit 2014

Sure, having poor credit is a crummy situation to be in. You probably won’t qualify for loans. And, don’t even think about getting a rewards or perk-heavy credit card. But, your predicament is just temporary. If you have poor credit, there are certain credit cards out there to help you repair your bad credit. Be

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Skillful Handling of a Home Equity Line of Credit Can Help You In a Financial Bind

Skillful Handling of a Home Equity Line of Credit Can Help You In a Financial Bind

The idea of being able to tap a home equity line of credit at any time has always sounded pretty cool, even sexy.  It shows you’ve got your act together, that you’ve planned for any financial emergency, that the bank has got your back. You may never have to use your “line,” but it’s good

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The Best Good-Credit Credit Cards
Aug 21

The Best Good-Credit Credit Cards

Working your way to a good credit score doesn’t mean you simply get a pat on the back and a nice hearty “good for you!” from lenders. It also means you’re in store for deals that are more favorable than what is offered, on account of your good credit history. Bully to you, person who

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Why It’s a Bad Time to Make Your Mortgage Payment With a Credit Card

Why It’s a Bad Time to Make Your Mortgage Payment With a Credit Card

Making your monthly mortgage payment with a credit card sounds like a clever strategy, but even in times of “loose money,” it’s a financial maneuver beneficial to only a few. In today’s times? Well, money is anything but loose. Back in the bubble era before the “Great Recession,” some creditors made it easy. Bank of

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