Rates & Trends Articles

499694680_36bc1c1bf8_b Should You Buy a Home Now, Even With Bad Credit? 3747260128_02079500c2_b Should You Refinance Your Mortgage Since Rates Are Low? 8551993346_d77684a94f_k Despite Low Interest Rates, Borrowers Still Need Help With Mortgages 463607020_1ab265ff59_b Among the ‘Unbanked,’ Prepaid Cards More Popular Than Cat Videos 6355816649_3a1c1ab688_b Are CDs Still Worth It? 10 Rollover Ideas Before Your CD Matures 3690860566_4346d74b42_b 10 Reasons Convenience Checks Are Dangerous to Your Financial Health 5453108864_c3c07f2297_b How to Accept Credit Cards for Your Small Business Flickr | http://www.flickr.com/photos/cletch/4344122292/sizes/l/in/photolist-7BSLdd-7BSL7L-7BSL2m-7Kxgre-e8hQAq-9ECD9b-9EzHNH-f9Zw4C-eabVch-dRnEP4-dRnzsT-dRtd1E-eaaH2j-ej3MkV-fdRfbb-dQwerQ-egjPUT-e5znEz-f1Jkri-eAt7tx-e7EF21-9VzgER-9EzJZx-egjGXP-9ECCob-e8qoLB-f9ZArW-fdBvj4-ebuSwt-e8kyEr-edCAVH-ecJpR5-e5b52N-8m7vgy-9VAaeR-ea4No2-eEngNC-e53iUX-f9LdUn-e5aZ5W-eEjQbE-eMeWRS-ea56j4-e7oy25-eEmzkm-e1SxqJ-ewyx6a-dKKd39-dBB9HQ-9EzGR4-f7Prug/ Mortgage Rates Show Slight Drop cards Debit Transactions Growing in Volume, Shrinking in Size Steven Depolo / Flickr | http://www.flickr.com/photos/stevendepolo/5437288631/ The Wealthy Prepare to Move Their Bankrolls David Goehring / Flickr | http://www.flickr.com/photos/carbonnyc/2204277278/ Despite Falling Rates, Rewards Checking Still Viable for Savers Jesse Millan/flickr|http://www.flickr.com/photos/stopdown/2044566016/ Teens Hate Wall Street: Why It’s a Good Thing Office Portrait How to Get Ahead on Wall Street: Lie, Cheat, Steal Prepaid cards at CVS Study: Prepaid on Track to Grow by 22 Percent This Year Bill Rice / Flickr | http://www.flickr.com/photos/billrice/5430672053/ New Fifth Third Bank’s Checking Accounts Push Relationship Banking Wells Fargo Bank Branch Wells Fargo Raised Checking-Account Fee, Slashed Bill-Pay Fee Ben Bernanke Conference featured Fed Study: CD Rates Are Less Attractive Citibank ThankYour Card Mail Offers Citi Offers New Way to Spend Rewards credit-card-image The Best Experiences Your Credit Card Can Buy This Summer Upromise World MasterCard New Upromise Credit Card Gives 10% Cash Back at Major Online Retailers Orin Zebest/flickr|http://www.flickr.com/photos/orinrobertjohn/2985529743/ Refinancing Your Mortgage Lines the Pockets of the Biggest Banks the great 8 / Flickr | http://www.flickr.com/photos/great8/6820722517/ The Battle Between the 1% of Savings Accounts Screen Shot 2012-05-31 at 11.39.27 AM Two Maps That Show Why Grads Are Screwed UFB Direct logo UFB Direct Adds Money Market Account With 1.15% APY 244217_111078225645449_108329362587002_119070_6093892_o 7 Things Foreign Banks Do Better Brad Szalwinski/flickr|http://www.flickr.com/photos/bruceandsusan/6209914470/ Wells Fargo Controls One Third of U.S. Mortgages: Should You Worry? ajbatac/flickr|http://www.flickr.com/photos/ajbatac/7100487125/ Kony Solutions’ Branding Problem: Bank Software Firm Has Killer’s Name Brett Jordan/flickr|http://www.flickr.com/photos/x1brett/3127333377/ Freelancers of the World, Unite! The World’s Longest Invoice Will Make Your Blood Boil Discover More Card Are Discover Partner Gift Cards Worth the Rewards Points? Ben Bernanke Federal Reserve April 2012 Low Interest Rates: A Ticking Time Bomb? Robert Banh/flickr|http://www.flickr.com/photos/robertbanh/3319821124/ Gen Y Eyes Retirement with Rose Tinted Glasses Students Post-CARD Act, Banks Shift to Prepaid on Campus Sallie Mae Cash Back Visa Sallie Mae Credit Card Helps Pay Back Student Loans ANZ Travel Prepaid Card Prepaid Travel Debit Card Provider Eyes U.S. Derek Gavey/flickr|http://www.flickr.com/photos/derekgavey/6020501642/ Banks Should Use Prepaid Cards to Hook ‘Em While They’re Young Philip Jagenstedt/flickr|http://www.flickr.com/photos/foolip/2489526032/ Chinese Furious Over Banking Fees Citi mtvU to Citi Forward Citi mtvU Card to Be Discontinued, Converted to Citi Forward SmarterBank Debit Card SmarterBank’s Checking Account Helps Pay Off Student Loans Credit_cards_stack 4 All-Purpose, Cash-Back Cards Suitable for General Spenders BET NetSpend Control Card BET and NetSpend Launch the Control Card: A Full-Service Prepaid Card Bank of America Debit Card & Checkbook Caviar and Champagne With Your Checking Account? Chase United MileagePlus Club Card Chase United MileagePlus Club Card Takes Flight Student with no money in pockets Could Student Loan Forgiveness Help the Economy? Screen Shot 2012-03-26 at 12.15.45 PM Dallas Fed Says It’s Time to Break Up Too-Big-to-Fail Banks Banks Lack Social Media Efforts… Oh Really? Bank of America debit card and checkbook Banks Close Revenue Gap from Overdraft Fee Losses Screen Shot 2012-03-22 at 6.04.37 PM Can Credit Unions Court the Young? Prepaid cards in drugstore Prepaid Cards for Payroll Purposes: Fair to Workers? $4 Gas Prices Top Gas Credit Cards to ‘Refill’ Your Wallet iPhone Mobile Banking Apps Fed Report Shows Mobile Banking Empowers the Underbanked NY1 BofA Bank Fee Video Avoid Branches to Avoid Bank Fees American Express Blue Cash Everyday Credit Card American Express and Gen Y: BFF? Barclaycard US Ring credit card Barclaycard US Will Launch the First “Social” Credit Card EverBank logo-new EverBank Revives Bonus Rates on Money Market, Checking Accounts Dime Savings Cites Regulations in Switch to State Charter Ben Bernanke Conference featured Who’s Afraid of Low Rates? $100 bills featured image American Express, UFB Direct Online Savings Rates Tumble Joseph Novak/flickr|http://www.flickr.com/photos/josephleenovak/5129976019/ St. Louis Fed President: Raise Interest Rates SmartyPig GoalSaver New Bank Perks Cater to Tech-Savvy Customers Federal Reserve Ben Bernanke Press Conference Fed Survey of Senior Loan Officers Shows Credit Standards Tightening prokop / PHOTOCASE |http://www.photocase.com/prokop The Reason Why Freddie Mac Doesn’t Want to You to Refinance chase app mobile check deposit Shaping an ‘A la Carte’ Digital Banking Experience will Determine Future Profits Russell Simmons Russell Simmons’ RushCard Lowers Fees, Is Still Bad Chase Disney Premier Visa Card featured The New Disney’s Premier Visa Card Needs More Credit-Cards-630 No Balance Transfer Fee Offers Reappear But Hard to Exploit Big Bank Debit Cards Despite Raising Fees, Banks Still Lost $3.6B In Overdraft Penalties ING DIRECT Cafe New York City Did ING Direct Customers Overreact to the Capital One Purchase? Bank of America Times Square Bank of America Debit Card Fee Sparked 20% Increase in Account Closings Kate Ter Haar/flickr|http://www.flickr.com/photos/katerha/4695945865/ Credit Unions’ Outlook for 2012 is Mixed Alan Greenspan Beware the Mirthful FOMC Meeting Prepaid cards in drugstore What’s the Catch? 6% APY Savings Accounts Tied to Prepaid Cards Ryan McFarland/flickr|http://www.flickr.com/photos/zieak/2335882978/ Is Over-Regulation Killing Community Banks? 5357504615_62bbea2021_b Brokerage Checking Still a Competitive Choice Screen Shot 2012-01-17 at 1.40.06 PM Bank Rates Take a Backseat to Account Perks & Amenities leyla.a / Flickr | http://www.flickr.com/photos/leyla_arsan/6141212879/ Under the Roofs of Coffee Shops You’ll Find Your Online Bank PremierWest Bank PremierWest Bank Consolidates Branches Due to Banking Trends facebook_bank_of_america Your Bank Wants to Be Facebook Friends Suze Orman Suze Orman’s New Prepaid Card Makes Questionable Claims Big_banks Dear U.S. Banks, Your Business Model Stinks The Emergency Fund Beckons For Your Love in 2012 Chase Sapphire Preferred Card Can Now Transfer Points to Southwest Series I Savings bonds Treasury Doubles Purchase Limits on Electronic Savings Bonds Federal Reserve Ben Bernanke Press Conference Fed Led CD Rates to Suffer Big Time in 2011 Miles by Discover Credit Card featured Miles By Discover Offers Relief to Noncommittal Travelers 13 Predictions for the Banking Industry in 2012 Series I Savings bonds This Week Marks the Final Dash for Paper Savings Bonds Credit-Cards-630 5 Credit Card Trends That Took the Spotlight in 2011 Medill DC/flickr|http://www.flickr.com/photos/medilldc/5430998303/ Will Increased Fed Transparency Be Good News for Savers? Citi Platinum Select AAdvantage World MasterCard Citi Platinum Select AAdvantage World MasterCard Loses to Other Airline Cards Feds Won’t Be Helping Your Savings Rates Any Time Soon wolfsavard/Flickr|http://www.flickr.com/photos/wolfsavard/3145335904/ Christmas Loans Can Leave You with a 390% Interest Rate Hoboken Condos/Flickr|http://www.flickr.com/photos/hobokencondos/5151529886/ New Goldman Sachs CD Offers A Potential 24% Return cash fan Banks Are Actually Losing Money to Service Your Checking Account credit card swipe machine image New Debit-Fee Cap Could Have You Paying More for Small Purchases Computer, online banking, shopping, internet Do Low Rates Spell Trouble for Online Banks? Stressed Over Money Transfer Limits Could Be Holding Your Money Hostage Images_of_Money/Flickr |http://www.flickr.com/photos/59937401@N07/5857483483/ Can’t Stand Low Interest Rates? 4 Better Homes for Your Savings ING Direct Bag ING Direct 2011 Black Friday Deals Credit_cards_stack A New Standard For Consumer Financial Protection High Heels Is the Economy Improving? Check Your Closet