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Saving More Money Means Creating More Time, Not Cash
Nov 12

Saving More Money Means Creating More Time, Not Cash

How to save money has become an endangered activity in the United States. In September, the Federal Reserve Bank of St. Louis reported that Americans’ personal savings rate was 5.6 percent of disposable income, about half of what it was between 1960 and 1980, before starting its long slide. Earlier in the year, the Employee

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How to Graciously Decline Being In a Friend’s Wedding If You’re Broke
Nov 09

How to Graciously Decline Being In a Friend’s Wedding If You’re Broke

Calling my best friend to say I couldn’t be a bridesmaid in her wedding was one of the hardest calls I’ve ever made. I knew there was a small chance she’d never talk to me again, but the wedding costs of being a bridesmaid were adding up faster than I could sign the checks. I should have

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New Rules to Regulate For-Profit Colleges Aim to Help With Student Debt
Nov 03

New Rules to Regulate For-Profit Colleges Aim to Help With Student Debt

For-profit colleges have come under fire lately, as the U.S. Department of Education is throwing the book at the nation’s educational mills — which have left so many students with massive loans and so few job prospects, and honestly, it’s about time. For-profit schools, including ITT Technical Institute and University of Phoenix, offer many classes

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Smart Spending Means You’re Allowed to Splurge on These 5 Items
Oct 19

Smart Spending Means You’re Allowed to Splurge on These 5 Items

The only thing I hate more than doing my taxes is spending money.  Obviously it’s a little impossible to be a functioning member of society without spending money nearly every day, but I try to do it as little and as cheaply as possible. I love making money (who doesn’t?!) and then putting it into a

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Mobile Wallet Benefits Will Shine, Thanks to Apple Pay
Oct 03

Mobile Wallet Benefits Will Shine, Thanks to Apple Pay

I’m over 40 (okay, 50), so my habits are well entrenched. I’m not exactly a Luddite, mind you, but frankly I never understood all the buzz I kept hearing about mobile wallet benefits — the act of magically waving your smartphone in front of a sensor to pay for everything from a bag of groceries

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Chase Freedom Changes How You Earn Bonus Points: Keep It or Toss It?
Sep 03

Chase Freedom Changes How You Earn Bonus Points: Keep It or Toss It?

Well, that didn’t take long. Earlier this month, I covered some of the major changes that were coming to the Chase Sapphire Preferred card, one of the more popular travel rewards credit cards. Recently, I got an email notice that my Chase Freedom card will be experiencing some changes as well… and they’re not good

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The Perks of Being a Cardmember: My Experience at the US Open Chase Lounge
Sep 02

The Perks of Being a Cardmember: My Experience at the US Open Chase Lounge

The US Open Tennis Championships 2014 will be held from August 26 through September 9 at Flushing Meadows just outside of Manhattan. Along with appearances by big tennis pros like Serena Williams, Roger Federer and Novak Djokovic, major credit card companies like Chase and American Express also have a huge presence throughout the tournament. In

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Discover it® for Students vs. Journey Student Rewards Credit Card: Which One Is Better?
Aug 26

Discover it® for Students vs. Journey Student Rewards Credit Card: Which One Is Better?

Decisions, decisions. You’re already swamped with many aspects of college life and now you must choose a credit card that will be your trusted financial ally. Undoubtedly, you want the best student credit card around. We narrowed it down to two student credit cards — Discover it® for Students card vs. Journey Student Rewards Credit Card

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Barclaycard Rewards MasterCard and Capital One Platinum Credit Card Compared
Aug 18

Barclaycard Rewards MasterCard and Capital One Platinum Credit Card Compared

Don’t let fair credit — credit score range of 550 to 640 — stop you from finding a credit card that will best serve your financial setup. (Got better credit? Consider other these credit cards.) Two popular choices are the Barclaycard Rewards MasterCard and the Capital One® Platinum Credit Card. I break down the distinct

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Chase Sapphire Preferred Changes Travel Benefits, Cuts Points: Is It Worth Keeping?
Aug 15

Chase Sapphire Preferred Changes Travel Benefits, Cuts Points: Is It Worth Keeping?

The Chase Sapphire Preferred credit card has been heralded as one of the best travel credit cards around. But, changes are coming — some good, some bad. Is it time to start looking for a new travel card? In an official announcement, Chase posted a list of upcoming changes to the card. Here are the major focal

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