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When Picking a New Bank Based on Bank Reviews Consider These Helpful Tips
Dec 15

When Picking a New Bank Based on Bank Reviews Consider These Helpful Tips

Before buying a pair of movie tickets, picking a pizza restaurant, choosing a TV or booking a hotel room, people will first go online to see what others are saying. They want to hear the buzz, good or bad. That goes for financial institutions, too. Consumers will scour scores of bank reviews to find the

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My Journey to Working Freelance Wasn’t Easy, But It Was Worth It
Dec 07

My Journey to Working Freelance Wasn’t Easy, But It Was Worth It

Money can’t buy you happiness, but it can buy you prozac and that’s close enough. I was raised to believe that money does by you happiness. My parents taught me you can get comfort, stability and all sorts of happiness-inducing things with money which so the transitive theory discredits that whole “doesn’t buy you happiness” thing — and that’s what

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Why Millennial Generation Trends Are Stupid
Nov 28

Why Millennial Generation Trends Are Stupid

If I hear one more person use the word “millennial” in a derogatory sense I am going to spit into my hand and rub it in their hair. I will. The negative connotations related to millennial culture are derived from sensational stories, bogus surveys and misinformation — they’re offensive. I know, I am being such

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5 Ways to Take Advantage of the Rising Dollar Today
Nov 24

5 Ways to Take Advantage of the Rising Dollar Today

Main Street’s economic recovery might be stagnant and real wage growth might be in the doldrums, but the rising U.S. dollar is giving millions of American consumers a much-deserved financial break. Since early July 2014, the dollar has risen 9 percent against a basket of currencies, meaning the U.S. dollar now buys more yen or

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Saving More Money Means Creating More Time, Not Cash
Nov 12

Saving More Money Means Creating More Time, Not Cash

How to save money has become an endangered activity in the United States. In September, the Federal Reserve Bank of St. Louis reported that Americans’ personal savings rate was 5.6 percent of disposable income, about half of what it was between 1960 and 1980, before starting its long slide. Earlier in the year, the Employee

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How to Graciously Decline Being In a Friend’s Wedding If You’re Broke
Nov 09

How to Graciously Decline Being In a Friend’s Wedding If You’re Broke

Calling my best friend to say I couldn’t be a bridesmaid in her wedding was one of the hardest calls I’ve ever made. I knew there was a small chance she’d never talk to me again, but the wedding costs of being a bridesmaid were adding up faster than I could sign the checks. I should have

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New Rules to Regulate For-Profit Colleges Aim to Help With Student Debt
Nov 03

New Rules to Regulate For-Profit Colleges Aim to Help With Student Debt

For-profit colleges have come under fire lately, as the U.S. Department of Education is throwing the book at the nation’s educational mills — which have left so many students with massive loans and so few job prospects, and honestly, it’s about time. For-profit schools, including ITT Technical Institute and University of Phoenix, offer many classes

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Smart Spending Means You’re Allowed to Splurge on These 5 Items
Oct 19

Smart Spending Means You’re Allowed to Splurge on These 5 Items

The only thing I hate more than doing my taxes is spending money.  Obviously it’s a little impossible to be a functioning member of society without spending money nearly every day, but I try to do it as little and as cheaply as possible. I love making money (who doesn’t?!) and then putting it into a

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Mobile Wallet Benefits Will Shine, Thanks to Apple Pay
Oct 03

Mobile Wallet Benefits Will Shine, Thanks to Apple Pay

I’m over 40 (okay, 50), so my habits are well entrenched. I’m not exactly a Luddite, mind you, but frankly I never understood all the buzz I kept hearing about mobile wallet benefits — the act of magically waving your smartphone in front of a sensor to pay for everything from a bag of groceries

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Chase Freedom Changes How You Earn Bonus Points: Keep It or Toss It?
Sep 03

Chase Freedom Changes How You Earn Bonus Points: Keep It or Toss It?

Well, that didn’t take long. Earlier this month, I covered some of the major changes that were coming to the Chase Sapphire Preferred card, one of the more popular travel rewards credit cards. Recently, I got an email notice that my Chase Freedom card will be experiencing some changes as well… and they’re not good

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