Subscribe to our Newsletters

Is Massive Student Debt Delaying Our Personal Development?
May 15

Is Massive Student Debt Delaying Our Personal Development?

Recently, we’ve been tackling different perspectives on student debt. We had an interview with a soon-to-be grad, who faces paying back $50,000 in student loans, and wrote about how recent grads are faring in the workforce, detailing 5 different stories from real-life recent grads. We also addressed the media’s treatment of millennials, and how to

Read »
Simon Says: How to Deposit a Check Addressed to Two Payees

Simon Says: How to Deposit a Check Addressed to Two Payees

Q: My wife and I filed our tax returns jointly and we received a tax refund check that was written out to both our names. We do not yet have a joint bank account. Is it possible to deposit the tax refund check into one of our own checking accounts?

Read »
Simon Says: Your Bank Account Was Labeled ‘Abandoned’
May 08

Simon Says: Your Bank Account Was Labeled ‘Abandoned’

I had a checking account with Bank One, opened 9 years ago in Colorado. In 2004, it seems Chase acquired Bank One. Chase told me they could not find my accounts and there’s nothing they can do about it. I was told that the account might have settled, closed out, or been escheated to the

Read »
Stop Talking About Millennials Like We’re Not Here
May 06

Stop Talking About Millennials Like We’re Not Here

Analysts and commentators talk about millennials (also generally known as Gen-Y) in hushed tones, as if we’re not in the room and on the web, reading every single thing they postulate about our futures. Well, actually, when The Atlantic ran a piece last week titled “The Unluckiest Generation: What Will Become of Millennials?” I avoided

Read »
Simon Says: Chargeback From a Shady Locksmith
Apr 23

Simon Says: Chargeback From a Shady Locksmith

Q: I recently paid $240 with a Citibank MasterCard debit card to a locksmith to fix a broken door handle. Two days later, the door handle simply fell off and it was apparently not fixed at all. Multiple attempts to contact the locksmith have been unsuccessful. Then, I discovered that this locksmith was unlicensed by

Read »
Simon Says: How to Open a U.S. Bank Account Overseas
Apr 17

Simon Says: How to Open a U.S. Bank Account Overseas

Q: I’m a foreign exchange student from Hong Kong who will be traveling to the U.S. for classes. I want to open a bank account through the phone or Internet and transfer money before I travel to the U.S. Is there any way to do this?

Read »
Recent College Grad: 7 Months Into the ‘Real World’
Apr 10

Recent College Grad: 7 Months Into the ‘Real World’

Embarking on New Territory I have been a member of the “real world” now (the actual real world, not the MTV show) for about 7 months. I graduated from Fordham University with a Bachelors Degree in Communications and Media Studies, a concentration in Journalism, and a Minor in History. Armed with this new degree, I

Read »
Simon Says: How to Close an Out-of-State Bank Account

Simon Says: How to Close an Out-of-State Bank Account

Q: I moved out of my hometown recently and I’ve found a new local bank. But, I still have a Bank of America account that I want closed. Since I’m now out of the state, I don’t want to make the long drive to the nearest Bank of America branch (two hours away) to close

Read »
Automatic Payments Are Great, But Be Watchful
Apr 04

Automatic Payments Are Great, But Be Watchful

In the very hectic lives that we lead, having to pay the monthly bills is a just another chore that sucks up our time. To make it easier, there’s automatic payments — my preferred method of taking care of those monthly bills. But, there are drawbacks, like when I unknowingly overpaid on my cellphone bill

Read »
Simon Says: Focus on Retirement or Debt?
Apr 02

Simon Says: Focus on Retirement or Debt?

Q: I know saving is important but I have too much debt. Because the interest rates on my debt are higher than I’ll ever get in a savings account (and I don’t feel ready to use a retirement account), I’m focusing on paying off debt for now. Is this the correct approach to take?

Read »