Nestled in the corner of a busy street in middle of Manhattan is the Capital One 360 cafe. With its glass exterior and prominent signage, you’d think it was one of the many banks within the two-block radius, including a Well Fargo branch across the street. However, the only resemblance of a bank is the
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Q: I’m looking for a self-directed retirement account that lets me pick my own investments. I would like to invest in certificates of deposit (CDs), mutual funds, stocks (including penny stocks) and bonds. Where would you suggest I could find an account that does not limit my choices?
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Let’s face it, the Internet has changed the world. Social media in particular had come a long way in a very short period of time and is an ever-changing method of communication in many different aspects of people’s lives. Social media not only helps people keep in touch with friends and family in different parts
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Ever since I could remember, I loved shopping. As a kid, weekends meant going to the local mall with my mom — who was suckered into buying me things I didn’t really need. I was spoiled rotten, and because my parents never said “no” to my begging and pleading, I became an adult who could
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Q: If I want to send money to a customer at another bank, what’s cheapest way to do this? I know there are various ways to transfer money. Do I have to pay for a wire transfer or is it free of charge?
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“Be fearful when others are greedy and greedy when others are fearful.” It’s a familiar quote from Warren Buffett that marks the investment philosophy of most investors, including myself. After many years of fearing the unstable economy, investors are showing signs of confidence in the stock market again. But, in defiance of Buffett’s advice, many
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Dream big, they say. Tell that to all the cynics who’ve abandoned the conventional money wisdom that we’ve relied on to plan our finances. Thanks to the financial crisis, those lofty money goals appear more and more difficult to achieve, given that the previous numbers used for financial projections don’t seem to apply during a
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This past weekend, I asked my friend to help me acquire discount movie passes — paying $14.50 for a ticket in NYC is no fun, folks — but I wasn’t sure when I would next see her to pay her for the tickets, so she suggested I use Chase QuickPay.
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As savings rates slip in recent years, I’ve been slowly ramping up my investments in Lending Club loans. Lending Club allows a pool of investors to lend money (as small as $25 per loan note) to a borrower for a decent return. The riskier the credit profile of the borrower, the higher the potential return.
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For MBT’s two-week finance-tracking challenge, Simon already covered how useless he deemed expense tracking to be, while Laura described how expense tracking apps are the new loves of her life. I suggested the team do the experiment, because I am, like Laura, OCD by nature and it already gives me great pleasure to make many
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