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10 Smart Ways to Avoid Checking Account Fees for Good
Nov 24

10 Smart Ways to Avoid Checking Account Fees for Good

Next to venting about bad customer service, American consumers love to complain about bank fees. From ATM fees to monthly maintenance fees to the infamous and expensive overdraft fee, these fees can add up if you’re not careful. Last year, they paid out $32.5 billion in bank charges and penalties. Actually, that’s an improvement from

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Brighten the Holidays With Credit Card Benefits for Shopping
Nov 14

Brighten the Holidays With Credit Card Benefits for Shopping

The holiday shopping season is right around the corner, and some say leave your credit cards at home when you make the trip to the mall. But that can be a short-sighted attitude when you consider that plastic is more than just a convenience, it also provides a form of “consumer insurance” for holiday shopping.

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Saving More Money Means Creating More Time, Not Cash
Nov 12

Saving More Money Means Creating More Time, Not Cash

How to save money has become an endangered activity in the United States. In September, the Federal Reserve Bank of St. Louis reported that Americans’ personal savings rate was 5.6 percent of disposable income, about half of what it was between 1960 and 1980, before starting its long slide. Earlier in the year, the Employee

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Best Method to Save for a Car When You Plan to Pay Cash
Nov 11

Best Method to Save for a Car When You Plan to Pay Cash

You’ve been thinking about a big ticket purchase, like a new car, and would like to pay cash for it from your savings. Your specific target date for the purchase is two years down the road. So, you have the means, and with your target date, you have the ability to schedule how you’re going

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9 Surprise Home Expenses to Consider Before You Buy
Nov 07

9 Surprise Home Expenses to Consider Before You Buy

Home ownership is expensive. If you’re in the market for a house, be sure to look beyond the expenses you’re facing in the purchase transaction. Many home buyers — particularly first-time buyers — are often surprised at the amount of cash they’ll need to invest for their dream home. Its important to be prepared for home

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3 Options to Save More on Real Estate Agents
Nov 06

3 Options to Save More on Real Estate Agents

If you’re a first-time home buyer, calculating how much your dream house is going to cost you over a lifetime, you can take some solace from the fact that the seller pays the commissions for both sides in a home transaction. Most of us have come to accept the custom that those commissions are generally

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Why Owning a Car Could Wreck Your Finances
Nov 04

Why Owning a Car Could Wreck Your Finances

If you really want to make this a “December (or November) to Remember,” don’t buy a car. Despite the seasonal sales pitch by Lexus and other car dealers to take advantage of some of the best pricing of the year, the disadvantages of owning a car should continue to keep you far away from automobile

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Energy-Smart Ways to Save Money In Winter
Nov 01

Energy-Smart Ways to Save Money In Winter

With winter on the way it’s time to think about your seasonal energy-saving strategy. If done properly, energy-saving efforts can provide enough money-saving to pay for your holiday cheer. A professional home energy audit might make the perfect holiday gift — the U.S. Energy Department suggests giving one to someone special and that someone might

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The Benefits of Falling Oil Prices for America and the World
Oct 29

The Benefits of Falling Oil Prices for America and the World

Those plummeting gasoline prices we’ve all been enjoying are expected to continue their downward spiral — a boon to long-suffering consumers. Analysts project the national average price per gallon will soon slide under the $3 mark not seen in four years — and then drop even further. If a price drop of $1 per gallon

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Young Accountant Offers Personal Experience and Financial Tips for Newlyweds

Young Accountant Offers Personal Experience and Financial Tips for Newlyweds

To try to glean some financial tips for newlyweds, MyBankTracker didn’t want to consult another think tank armed with statistics about millennials. We already have a pretty good handle on the stats. For example, millennials are postponing marriage. The median age of first marriage rose to a record high of 29 years for men and 26.6

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