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Why These 4 Personal Finance Myths Perpetuate Money Problems
Sep 23

Why These 4 Personal Finance Myths Perpetuate Money Problems

A field of study called “behavioral finance” now integrates psychology into economics and finance to come up with some reasons for our money mistakes. Researchers say belief  in “money myths” explains many of the fumbles we make with our finances. They are also a force behind one of the biggest threats to your financial future — yourself. Here

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Ways to Strengthen Your Long-Term Savings Plan
Sep 22

Ways to Strengthen Your Long-Term Savings Plan

With the clamor for consumption in popular culture — the constant call to spend, spend, spend — it’s important to realize that your future may depend entirely on your ability to save, save, save. In order to save, there’s a subtle psychology involved, and that is to rethink your spending habits with a long-term mindset.

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What to Do When Rates Rise and Where You Should Invest
Sep 18

What to Do When Rates Rise and Where You Should Invest

What to do when rates rise? Even in our years’-running, low-rate environment, it’s a fair question to ask because the Federal Reserve has raised interest rates 67 times since 1980 — so it’s only a matter of time before it does again. It’s an important question to ask whether you’re saving for a down payment

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Foolproof Methods for Building an Emergency Fund on Any Income

Foolproof Methods for Building an Emergency Fund on Any Income

An emergency fund is cash that you’ve saved for one purpose: to help you cope with the unpredictable emergencies that life hands you without disrupting the everyday routine. It could be for an accident or a health issue. With your fund you have room to breathe. You don’t have to panic if you have to visit

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How to Plan Lucrative Saving Strategies Before Quitting a Job
Sep 11

How to Plan Lucrative Saving Strategies Before Quitting a Job

So you’re ready to quit your job. You’ve already diligently planned your future as an entrepreneur or in some other independent endeavor. And you’ve plotted what you believe are adequate finances to support your move. The facts of life, however, are these: no matter how thoroughly you’ve planned and prepared, emergencies can and will happen.

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5 Good Ways to Budget With Variable Income and Thrive Financially
Sep 09

5 Good Ways to Budget With Variable Income and Thrive Financially

A predictable month-to-month income just doesn’t happen for a lot of people. Your financial life could be that of a salesperson on commission, or an entrepreneur just getting a business off the ground, or a freelancer who’s constantly moving from one contract to another. There are lots of reasons for an irregular income. But even

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How to Ensure Your Family Will Inherit Your Property So Uncle Sam Stays Out of Their Pockets
Jul 27

How to Ensure Your Family Will Inherit Your Property So Uncle Sam Stays Out of Their Pockets

Want to make sure that after you’re gone your family inherits your property without having to deal with red tape, probate lawyers or the government? Most people find that establishing a revocable living trust allows them to better control the distribution of their estate and shelter it from all of those inconveniences. And such a

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3 Personal Finance Apps Just As Worthwhile As Mint
Jul 23

3 Personal Finance Apps Just As Worthwhile As Mint

Mint, a budgeting and spend-tracking tool, allows consumers to sign up and within minutes, have their accounts securely connected,  and spending patterns broken down in easy-to-understand charts. However, does that really encapsulate the public’s general needs in the realm of money management? We’ve already picked three other apps that deserve to stand alongside Mint in the personal

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How to Make the Most of Your Inheritance, No Matter the Size
Jul 17

How to Make the Most of Your Inheritance, No Matter the Size

After penny-pinching and living paycheck to paycheck for years, you get a call informing you that you’ve inherited $1 million or $100,000 or $50,000 or even $5,000. Does it really matter how much? The key point is to make the most of your inheritance, regardless of the size. This challenge is not as far-fetched as you

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Extended Warranties Your Credit Card Company Won’t Tell You About Unless You Call
Jul 02

Extended Warranties Your Credit Card Company Won’t Tell You About Unless You Call

Most people have at least one credit card, but few are aware that there are lesser-known features built into their standard credit card that could be saving them significant time, money, and hassle. Apart from providing of a line of credit that doubles as a short-term loan and an easy to read history of transactions, there

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