Subscribe to our Newsletters

What to Do With $500 and How to Invest It Wisely
Nov 16

What to Do With $500 and How to Invest It Wisely

Smart spending is about making your purchases work for you. Sure, you could drop $500 on improving your work wardrobe in hopes of landing a raise or use it to have some fun and buy the latest iPhone which you could argue would help you manage your life, but there are better ways to spend.

Read »
12 Questions to Ask Yourself Before Working for Free
Nov 15

12 Questions to Ask Yourself Before Working for Free

Things are kind of awkward in the job market; unpaid interns are working harder than their bosses, kids are making 6-figures a year off their YouTube channels, job creation is at record highs, yet underemployment is a seriously ignored issue. There are many complicated facts and figures associated with the job market this days, thanks

Read »
Banks vs. Credit Unions: Where’s the Best Place to Get a Mortgage?
Nov 14

Banks vs. Credit Unions: Where’s the Best Place to Get a Mortgage?

Although 43 percent of all home sales in the first quarter of 2014 were all cash-purchases, a record percentage since RealtyTrac began tracking all-cash sales, millions of people still have to buy a home the old-fashioned way: They have to borrow money — in the form of a home loan or home mortgage — to

Read »
The Essential Estate Planning Checklist for 20-Somethings

The Essential Estate Planning Checklist for 20-Somethings

Estate planning usually isn’t something people start thinking about until they’re older but it’s never too soon to start mapping out your long-term goals. Deciding how you want your assets to be divvied up or planning ahead for your end-of-life care might seem a little morbid but you have to be prepared for the inevitable.

Read »
Brighten the Holidays With Credit Card Benefits for Shopping

Brighten the Holidays With Credit Card Benefits for Shopping

The holiday shopping season is right around the corner, and some say leave your credit cards at home when you make the trip to the mall. But that can be a short-sighted attitude when you consider that plastic is more than just a convenience, it also provides a form of “consumer insurance” for holiday shopping.

Read »
4 Bad Spending Habits to Avoid in Your 20s
Nov 13

4 Bad Spending Habits to Avoid in Your 20s

Starting off on the wrong foot financially when you’re in your 20s can haunt you for decades to come. The millennial generation has witnessed firsthand the fallout caused by bad money choices and it’s substantially shaped the way they approach things like spending and debt. Despite being aware of the need to start saving for

Read »
Among the ‘Unbanked,’ Prepaid Cards More Popular Than Cat Videos

Among the ‘Unbanked,’ Prepaid Cards More Popular Than Cat Videos

The “unbanked,” by definition, don’t use savings or checking accounts, but that doesn’t mean they’re not huge fans of prepaid cards — cards preloaded with funds that act like a debit or credit card, but aren’t linked to any financial account. This affinity is undeniable. Although representing just 7 percent of the adult population, the

Read »
8 Ways to Prepare for Your Quarter-Life Crisis
Nov 12

8 Ways to Prepare for Your Quarter-Life Crisis

Shortly after I turned 25, I quit my job, packed my bags, and moved to L.A. to pursue a career in comedy. I was clearly in full blown quarter-life crisis mode. I didn’t know the first thing about the entertainment industry — don’t tell anyone — so I had to start at the bottom. If you’re in your

Read »
Saving More Money Means Creating More Time, Not Cash

Saving More Money Means Creating More Time, Not Cash

How to save money has become an endangered activity in the United States. In September, the Federal Reserve Bank of St. Louis reported that Americans’ personal savings rate was 5.6 percent of disposable income, about half of what it was between 1960 and 1980, before starting its long slide. Earlier in the year, the Employee

Read »
6 Best Money Apps for Tackling Financial Problems

6 Best Money Apps for Tackling Financial Problems

In the digital age, you can do just about anything right from your smartphone, including manage your cash. There are literally hundreds of apps out there that can help you keep your budget in check but what about when you run into a money problem? Whether you need to split expenses, keep tabs on where

Read »