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10 Reasons Convenience Checks Are Dangerous to Your Financial Health
Oct 15

10 Reasons Convenience Checks Are Dangerous to Your Financial Health

Your credit card company absolutely loves you for being a loyal, punctual, bill-paying customer, and now wants to show you its appreciation by making you a fantastic limited-time offer. In a letter personally addressed to you and highlighted in red, you’ve been invited to use an enclosed set of credit card convenience checks however you please.

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The 4 Times You Should Always Spend to Save

The 4 Times You Should Always Spend to Save

Credit cards can be a double-edged sword if you’re not careful about how you use them. Sure, they’re convenient but it comes at a price if you’re paying interest on the things you buy. Wouldn’t it be smarter if you could spend to save instead? There’s an old saying that it takes money to make money and

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10 Ways to Copy How Celebrities Save Money

10 Ways to Copy How Celebrities Save Money

Too often we read about people who spend money, lavishing millions on homes, cars, paintings and outrageously priced bottles of wine. Hardly a day passes without our reading about another celebrity shopping spree — Kim Kardashian and her mom dropping $100,000 on Hermes handbags, Britney Spears, after her parents separated, spending $5.4 million on an

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3 Big Reasons Why Your Mortgage Was Denied

3 Big Reasons Why Your Mortgage Was Denied

Note to all members of Congress up for reelection next month: If you’re about to submit a mortgage application for a purchase or a refinance or already have one pending — and don’t want it denied — don’t get voted out of office. That’s because lenders don’t like lending money to unemployed people, no matter

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Rental Property vs. Index Fund: What’s a Better Investment?
Oct 14

Rental Property vs. Index Fund: What’s a Better Investment?

Beginning investors often get stumped trying to determine the absolute best choice among the many and confusing investment opportunities available. Prudent and profitable investing, however, comes from carefully looking at all angles of an investment choice and balancing that choice with other commitments, according to an overall financial plan. Let’s try to analyze, for example,

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Should You Use Savings to Pay Off Credit Card Debt?
Oct 13

Should You Use Savings to Pay Off Credit Card Debt?

Credit cards are a useful tool for building up your credit history but if you’re not diligent about paying them off every month your balance may quickly add up. Digging your way out of the mess can be challenging but if you’ve got some cash set aside, it may make sense to use savings to pay off

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8 Key Elements to Consider When Downsizing Your Home for Retirement

8 Key Elements to Consider When Downsizing Your Home for Retirement

Downsizing your home for retirement can be just the ticket to your golden years. Added financial security can come from a profitable sale of your current home, and more from the savings on maintenance costs for your new home. And your lifestyle can be simplified by liberating yourself from all the “stuff” we tend to

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Are Your Long-Distance Relationship Costs a Budget Buster?
Oct 11

Are Your Long-Distance Relationship Costs a Budget Buster?

No matter which way you spin it, being in a long-distance relationship sucks. It’s like being single, but without any of the fun perks. As gal stuck in the middle of a long-distance relationship, I get a lot of interesting comments but one of that comes to mind is: “Isn’t that expensive?” I always find it unusual that people

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Obstacles to Beat with These Strategies for Finding a Job

Obstacles to Beat with These Strategies for Finding a Job

Whether you heard it on the radio, watched it on TV, saw it on your smartphone, or read it in the newspaper, the good news was everywhere last Friday: The U.S. unemployment rate dipped below 6 percent for the first time since July 2008. More precisely, our economy added 248,000 new jobs in September, extending

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How to Sharpen Your Interview Time Management Skills for Lengthy Job Interviews
Oct 10

How to Sharpen Your Interview Time Management Skills for Lengthy Job Interviews

In light of how tough the job market has become over the last few years, some employers are making the hiring process more selective. Many recent grads find themselves facing marathon interview sessions that can last anywhere from three to six hours, or even stretch out over a period of days. Lengthy interviews are beneficial

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