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Why You Need to Teach Your Kids About Money Way Before They Leave the Nest
Aug 22

Why You Need to Teach Your Kids About Money Way Before They Leave the Nest

With the coming change of seasons, school bells will ring again and the youngsters return to the classroom. No matter what subjects your kids will be studying, high on their educational agenda should be managing their own money and financial affairs. Most young Americans are lost when it comes to money management, according to the

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7 Ways to Keep From Going Broke Your First Semester of College
Aug 21

7 Ways to Keep From Going Broke Your First Semester of College

The ditch-your-$4-a-day Starbucks habit so you can save $1,460 a year (including holidays) is about as old as listening to how your grandparents had to walk miles in the snow to school — without shoes. Today, college students — especially those incoming freshmen — need to find new ways to mix up the age-old dilemma

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New Refinancing Study Reveals Homeowners Leave Thousands of Dollars on the Table

New Refinancing Study Reveals Homeowners Leave Thousands of Dollars on the Table

If you had a mortgage at 6.5 percent interest and had a chance to slash your interest rate in half, you would say where do I sign? Right? Such a scenario unfolded, and more recently than you think. When rates hit a rock-bottom rate of 3.35 percent in 2012, refinancing a $200,000 mortgage from 6.5

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Why It’s a Bad Time to Make Your Mortgage Payment With a Credit Card

Why It’s a Bad Time to Make Your Mortgage Payment With a Credit Card

Making your monthly mortgage payment with a credit card sounds like a clever strategy, but even in times of “loose money,” it’s a financial maneuver beneficial to only a few. In today’s times? Well, money is anything but loose. Back in the bubble era before the “Great Recession,” some creditors made it easy. Bank of

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When High-Net-Worth Borrowers Say ‘Show Me the Money,’ Banks Respond Enthusiastically
Aug 20

When High-Net-Worth Borrowers Say ‘Show Me the Money,’ Banks Respond Enthusiastically

“Show me the money” is the increasing demand of high-net-worth borrowers who want a jumbo mortgage to finance a home purchase — and banks are responding enthusiastically to this wealth management strategy. In the second quarter of 2014, the number of loans from $1 million to $10 million to buy single-family residences topped more than

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Smart College Survival Apps That Will Ease You Into Real World Financial Responsibility

Smart College Survival Apps That Will Ease You Into Real World Financial Responsibility

Life as a college student is often about juggling. Juggling your homework with actual work to earn a paycheck. Juggling recreational time with the hours you spend participating in clubs and organizations. Juggling relationships, activities, and the minutiae of life as a college student. And then, there are your finances. As the most connected generation

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How to Solve Huge Income Differences In Relationships So You Can Live Happily Ever After
Aug 19

How to Solve Huge Income Differences In Relationships So You Can Live Happily Ever After

We came across this intriguing question about income differences in relationships on Reddit: “I make a six-figure income, my boyfriend is a graduate student who barely makes $20,000 a year. Does anyone have some advice on making our finances work with these very disparate incomes?” The background on this couple: One is a successful 28-year-old

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Cheer Up America, Global Unrest Can Lower the Cost of Your Next Mortgage

Cheer Up America, Global Unrest Can Lower the Cost of Your Next Mortgage

If you’re at all a follower or observer of international headlines, you’ll agree that that global unrest is increasing: – The pall of a Russian invasion is hanging over Ukraine. – The Islamic State in Syria and Iraq, better known as ISIS, is sweeping across Syria and northern Iraq, posing a higher threat to global

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Savings Account Fine Print: 5 Tricks Banks Use to Keep You from Noticing Fees
Aug 18

Savings Account Fine Print: 5 Tricks Banks Use to Keep You from Noticing Fees

A savings account can be a great way to stash away your cash and earn interest. It’s certainly a better option than putting your extra money in a buried coffee can in the front yard or its bank equivalent, the interest-free checking account. But what a lot of people do not realize is that a

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5 More Ways for Freshman to Handle Their College Student Finances

5 More Ways for Freshman to Handle Their College Student Finances

As college students head back to school, it’s a nerve-wracking time for incoming freshmen. With a sense of freedom, freshmen are bound to experiment and explore — and many will undoubtedly make financial mistakes. But you don’t have to be one of them. It’s not surprising that freshmen have a tough time managing money. With

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