When used correctly, credit cards may offer advantages over all the other forms of payment. If you’re using a card with a rewards program, for example, you can earn cash back or points toward travel or merchandise. Unfortunately, credit cards have long held a bad reputation for being gateways to endless debt and financial ruin.
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Plenty of positive news came out of this week. From the improving jobs market to the the historic highs reached by the stock market, the U.S. economy appears to making its way to greener pastures.
Read »If you’re lucky enough to receive a tax refund this year, you’re probably eager to receive it. The IRS says it should take under 21 days to issue a refund once it has been processed. If it has been longer than this, several factors may be holding it up.
Read »Charles Schwab Bank provides checking, savings, money market and CD accounts, home mortgages, and debit cards. Headquartered in Reno, Nevada, Schwab Bank is a subsidiary of the Charles Schwab Corporation. Based on MyBankTracker’s Bank Report Card, Charles Schwab Bank scores 4 stars out of 5 overall, ranking high in good bank financial health, bank fees, remote deposit access, and
Read »Today, MyBankTracker chats with young, married couple Julie and Josh, who recently purchased their first home in Los Angeles. They reveal what the process was like…
Read »Another sobering piece of news that probably won’t come as a great surprise: academically, children from richer families far out-perform those who come from less well-off families. Those who come from wealthier families score higher on standardized tests, graduate at higher rates, and participate more in school and leadership activities.
Read »Spring is a glorious time — the skies are blue, flowers bloom, and of course, it’s the time of year when we honor our moms on Mother’s Day. In recognition of the women who taught us everything and gave us unconditional love, we invite you to participate in our Mother’s Day contest for a chance
Read »If you have a family to support or if a loved one would suffer if your income suddenly disappeared after your untimely death, you should consider life insurance. If you’re mostly debt-free and have no dependents or a significant other, you may not need life insurance yet. Before starting a policy, it’s important to understand
Read »Last week, we wrote about the 10 things you should always haggle for, which includes credit card late fees and mortgage rates. This week, the MyBankTracker team discusses things we’ve haggled for, including a failed attempt at securing some sweet, sweet Hello Kitty sneakers for less (pictured above).
Read »For Financial Literacy Month, the MyBankTracker team chose to read Ramit Sethi‘s “I Will Teach You to Be Rich” to see what we could learn from the book and apply the lessons to our own lives. To wrap up our monthlong project, we bring you a special interview with the author himself! We discussed Sethi’s
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