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A Flawed Student Aid System Will Leave You Behind If You’re Middle Class
Jul 10

A Flawed Student Aid System Will Leave You Behind If You’re Middle Class

The student aid formula used to determine each individual’s financial need is based on a variety of factors, but leaves out crucial information that more accurately depicts how much each student can really cover on their own. The federal financial aid formula used in assessing a student’s financial need is simple enough — financial aid staff first calculates

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Why Your Decision to Live Upstairs or Downstairs Will Floor You!

Why Your Decision to Live Upstairs or Downstairs Will Floor You!

To life’s many choices — paper or plastic, Mac or PC, traditional dating or speed dating — apartment dwellers face another: renting an upstairs apartment or downstairs. No decision would seem more critical. Yet, strangely, few seem to consider the question upfront. “It usually only becomes an issue after people move in,” said Kelly Arft,

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7 Deadly Credit Card Sins That Will Leave You Tapped Out and In Financial Hell

7 Deadly Credit Card Sins That Will Leave You Tapped Out and In Financial Hell

Everyone knows about the seven deadly sins — envy, gluttony, greed, lust, pride, sloth, and wrath. These vices have been used for centuries to educate others about the tendency humans have to sin. And let’s face it, when it comes to credit cards, some Americans can be accused of doing some major sinning. Used the

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A Down Payment Grant Can Help You Afford a Home
Jul 09

A Down Payment Grant Can Help You Afford a Home

You have probably heard that it’s possible to afford the cost of moving into a home without a down payment. Oftentimes, however, this type of assistance is only available to veterans or those who reside in rural areas.  While this is true, there is plenty of financial assistance available to help people obtain a home

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10 Real Estate Principles That Will Make You a Smarter Home Buyer
Jul 08

10 Real Estate Principles That Will Make You a Smarter Home Buyer

Am I offering too much or too little for a home that I absolutely adore? I certainly don’t want to overpay, but neither do I want to be outbid by a competitor. Many prospective, well-intentioned home buyers play this unnerving valuation game. Like magic, some online real estate sites can instantly produce an estimate of

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Hospitals to Predict Who Will Get Sick by Using Patient Credit Card Information

Hospitals to Predict Who Will Get Sick by Using Patient Credit Card Information

The doctor of the future may be able to keep tabs on your health through your spending patterns. Let’s say Joe Money’s doctor advised him not to eat too many treats, as he is prediabetic. Joe loves sweets and heads to the store to pick up some cookies, against his doc’s orders. What he may

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8 Money-Saving Tricks That Will Leave You Feeling Richer
Jul 07

8 Money-Saving Tricks That Will Leave You Feeling Richer

Implementing money saving modifications that go beyond the standard rules of thumb can help you lower your cost of living so you can put money towards more immediate needs. You’ve most likely watched the money-saving endeavors of the frugal-obsessed on reality TV (using a candle at night, reusing uneaten sauce by dumping it back into

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How You’re Easily Duped by Debt Settlement Companies That Don’t Seem So Bad At First
Jul 04

How You’re Easily Duped by Debt Settlement Companies That Don’t Seem So Bad At First

“Debt free in 24-48 months.” “Resolve debt with one low monthly payment.” “Credit card debt in control of you? Get free quote and end your stress!” “Reduce your debt up to 65 percent.” These quotes are taken from ads posted by debt settlement companies. For millions of Americans who are crippled by large debt, it

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How to Deal With Added Costs of Higher Rent So It Doesn’t Stress You Out
Jul 02

How to Deal With Added Costs of Higher Rent So It Doesn’t Stress You Out

Just recently, I found myself being a bit unhappy with my living situation at the time. Sure, my monthly rent was quite low considering the alternatives, but I had very little space at my disposal, and the area certainly left a bit to be desired. I knew it was time to make some changes and

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Extended Warranties Your Credit Card Company Won’t Tell You About Unless You Call

Extended Warranties Your Credit Card Company Won’t Tell You About Unless You Call

Most people have at least one credit card, but few are aware that there are lesser-known features built into their standard credit card that could be saving them significant time, money, and hassle. Apart from providing of a line of credit that doubles as a short-term loan and an easy to read history of transactions, there

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