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The Ultimate Low-Income Retirement Strategies That Can Benefit Everyone
Sep 10

The Ultimate Low-Income Retirement Strategies That Can Benefit Everyone

Saving for retirement is seen as the ultimate personal finance goal — and it should be. Even if you’re in your 20s or 30s, you’re not going to be working forever (or at least you hope you don’t have to). However, many people are just starting out in a career or perhaps have lost jobs

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Save as a Renter If You Don’t Like the High Cost of Homeownership

Save as a Renter If You Don’t Like the High Cost of Homeownership

Despite declarations by nearly every modern U.S. President that owning a home lies at the heart of the American dream, homeownership might not be for everyone. Depending on your personal aspirations, lifestyle choices and investment outlook, there may be more ways to save as a renter than to save as an owner. At first, this

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5 Good Ways to Budget With Variable Income and Thrive Financially
Sep 09

5 Good Ways to Budget With Variable Income and Thrive Financially

A predictable month-to-month income just doesn’t happen for a lot of people. Your financial life could be that of a salesperson on commission, or an entrepreneur just getting a business off the ground, or a freelancer who’s constantly moving from one contract to another. There are lots of reasons for an irregular income. But even

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10 Great Advantages of Owning a Home

10 Great Advantages of Owning a Home

There are many great advantages of owning a home, but, frankly, some go unappreciated or underreported. If you’re a first-time home buyer, it’s important for you to understand these advantages, sooner than later. Sure, we understand what it means to have and own a place of our own and not to be under the thumb

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Career Tips for Millennials: 5 Questions Young Adults Should Ask Before Switching Jobs
Sep 08

Career Tips for Millennials: 5 Questions Young Adults Should Ask Before Switching Jobs

Much has been written about millennials’ propensity to switch jobs. Critics of the career move say job hopping is a sign of flightiness and lack of commitment — stereotypes associated with  the millennial generation that are repeated ad nauseum in the media. In actuality, switching jobs isn’t a bad thing and can be beneficial early

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Top 10 Tips From the New IRS Rules for Retirement

Top 10 Tips From the New IRS Rules for Retirement

A specific type of individual retirement account rollover method previously allowed by the Internal Revenue Service has been penalized by the U.S. Tax Court. The result is an IRS rewrite of the tax code for next year. Starting January 1, 2015, taxpayers will be allowed only one of these tax-free rollovers of an IRA every 365 days —

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6 Reasons Why You Shouldn’t Pay Off Your Mortgage Early

6 Reasons Why You Shouldn’t Pay Off Your Mortgage Early

Why not pay off the mortgage early if you have the chance? After all, do you like debt hanging over your head? But paying off the mortgage early — and being free and clear of your largest debt — might not give you the peace of mind you would expect. Indeed, your rush to payment could

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Payday Loan Alternatives You Need to Consider
Sep 07

Payday Loan Alternatives You Need to Consider

Everyone has faced a situation where they need money they don’t immediately have. Some people can hit up a rich relative. Some people can take out a loan from a bank or get a credit card. But for most people in a dire situation, the easiest and most accessible option is going to a payday

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House Down Payment Strategies College Students Should Use
Sep 06

House Down Payment Strategies College Students Should Use

You get or attract what you focus on. It’s called the “attractor factor.” Well, what if you decided to focus on coming up with some solid house down payment strategies while you’re still in college? After all, you’re going to have to live somewhere after you graduate. So, why not put a down payment on

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How to Fix Financial Mistakes Made in Your 20s and 30s
Sep 05

How to Fix Financial Mistakes Made in Your 20s and 30s

Money mistakes – it’s something everyone does at different times in their lives. Financial mistakes are especially prevalent in a person’s 20s and 30s when experience in managing money is still a new thing. Thankfully, these decisions are not irreversible and it is possible to fix financial mistakes made in these decades of your life.

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