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Ways to Survive Credit Card Approval Fraud and Why You Will Always Be a Target
Jul 15

Ways to Survive Credit Card Approval Fraud and Why You Will Always Be a Target

If there’s one reason why so many people are still afraid to do their shopping, banking or financial planning online, it’s the prevalence of scams. Ever since the Internet first rose to popularity, scams of various kinds have popped up left and right. Debit card numbers are stolen, data breaches are more common than most

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Stop Lying to Yourself About Early Retirement, It’s Not About Saving Millions
Jul 14

Stop Lying to Yourself About Early Retirement, It’s Not About Saving Millions

Ever indulged in that dream of basking in the sun by your cabin on the lake while you’re still young enough to enjoy it? Early retirement — the idea of living “happily ever after” starting at the age of, well, say 30, is just a fantasy to most people. But there are some who are

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How My Single Mother Saved for College to Keep Me Debt Free After Graduation

How My Single Mother Saved for College to Keep Me Debt Free After Graduation

Raising kids in a two-parent household is tough enough on the pocketbook — imagine how difficult it is with just one income. Planning financially for your kids’ future is essential for any parent, but because of the stress and financial pressures single parents face, it’s especially important to take action early. According to the most

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Why You Should Plan to Retire the ‘Gen Y’ Way
Jul 12

Why You Should Plan to Retire the ‘Gen Y’ Way

As a Millennial, you probably see your career trajectory and retirement differently than your parents saw theirs. As a Gen Y’er, you don’t want to work for the firm until you’re 65 and later try to do your own thing and enjoy life. You want to pursue your ambitions now, whether that means going for

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Economy Slowly Recovers, But Millennials Still Choose to Live With Mom and Dad
Jul 11

Economy Slowly Recovers, But Millennials Still Choose to Live With Mom and Dad

Home price inflation has cooled a bit, mortgage rates remain relatively calm, and the market continues to feel the drag of being harnessed to what may be the slowest economic recovery in history. This is good news for all those prospective home buyers — particularly live-at-home Millennials – who worried they were being left in

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Why You Should Spend More to Save More and Overcome Outdated Saving Habits

Why You Should Spend More to Save More and Overcome Outdated Saving Habits

In the quest to save money, many people go to great lengths to find solutions that will work for them. Often, it can take months or even years of hard work to come up with a plan that will actually work and help you inch towards building a savings, and it’s not uncommon to stumble

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A Flawed Student Aid System Will Leave You Behind If You’re Middle Class
Jul 10

A Flawed Student Aid System Will Leave You Behind If You’re Middle Class

The student aid formula used to determine each individual’s financial need is based on a variety of factors, but leaves out crucial information that more accurately depicts how much each student can really cover on their own. The federal financial aid formula used in assessing a student’s financial need is simple enough — financial aid staff first calculates

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Why Your Decision to Live Upstairs or Downstairs Will Floor You!

Why Your Decision to Live Upstairs or Downstairs Will Floor You!

To life’s many choices — paper or plastic, Mac or PC, traditional dating or speed dating — apartment dwellers face another: renting an upstairs apartment or downstairs. No decision would seem more critical. Yet, strangely, few seem to consider the question upfront. “It usually only becomes an issue after people move in,” said Kelly Arft,

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7 Deadly Credit Card Sins That Will Leave You Tapped Out and In Financial Hell

7 Deadly Credit Card Sins That Will Leave You Tapped Out and In Financial Hell

Everyone knows about the seven deadly sins — envy, gluttony, greed, lust, pride, sloth, and wrath. These vices have been used for centuries to educate others about the tendency humans have to sin. And let’s face it, when it comes to credit cards, some Americans can be accused of doing some major sinning. Used the

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A Down Payment Grant Can Help You Afford a Home
Jul 09

A Down Payment Grant Can Help You Afford a Home

You have probably heard that it’s possible to afford the cost of moving into a home without a down payment. Oftentimes, however, this type of assistance is only available to veterans or those who reside in rural areas.  While this is true, there is plenty of financial assistance available to help people obtain a home

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