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5 Realistic Ways Millennials Can Hustle Their Way to Millionaire Status
Aug 13

5 Realistic Ways Millennials Can Hustle Their Way to Millionaire Status

Millennial millionaires are more common than you think. The Millennial Generation seems to be fascinated by its young millionaires and the glamorous fortunes they’ve made in tech, stocks and so forth. The unspoken question remains: If you can do it, why can’t I? For the most part, advice to Millennials on “how to get rich” falls into two

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Why 30-Somethings Need to Be Cautious About Sharing a Credit Card Account
Aug 12

Why 30-Somethings Need to Be Cautious About Sharing a Credit Card Account

Have you considered adding your soon-to-be spouse or a partner to your credit card account? Thought about adding an authorized user on your account to help your someone out? Ever lent your credit card to a friend or loved one? Credit card sharing happens every day, but if you’re not careful you might end up

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How the Wealthy Use Clever Seller Incentives to Attract Big Offers and Why You Should Too
Aug 11

How the Wealthy Use Clever Seller Incentives to Attract Big Offers and Why You Should Too

Greeting guests to Alan and Nancy Smiley’s 6,000-square-foot, Downton Abbey-ish, Tudor-style mansion in River Forest, Il., is a fully loaded, teeth-grinning polar bear, rearing up nearly as high as the foyer’s 17-foot beam-covered ceilings. His towering, taxidermied presence is just part of the Smileys’ 70-plus menagerie of lions, tigers and bears peeking at you from

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Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan

Why New FICO Score Rules Could Be a ‘Game-Changer’ In Helping You Obtain a Loan

Some 64.3 million U.S. consumers who have at least one medical debt on their credit report woke up to a healthy dose of good news on Friday that the Fair Isaac Corp. (FICO) — which lenders use in 90 percent of their consumer and mortgage lending decisions — will penalize them less for their unpaid

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Prepaid or Secured Credit Cards: Which Works Best for You?

Prepaid or Secured Credit Cards: Which Works Best for You?

Having bad credit is not a death sentence, financially speaking. And if you have bad credit is doesn’t mean you’re now relegated to paying cash for everything from now on.  Even if your credit doesn’t currently allow you to to take out a traditional credit card or checking account and debit card, there are options.

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Why Mortgage Protection Insurance Is Perfect for You If You’re a Pessimist
Aug 10

Why Mortgage Protection Insurance Is Perfect for You If You’re a Pessimist

You did it! You’re a new homeowner. You scraped together every last nickel for the down payment and signed your name to so many escrow documents that you turned your fingertips blue and created a national paper shortage. But, you can finally breathe easy, right. Skies are blue! Not so fast, my newly mortgaged and

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4 Questions to Answer Before Switching Jobs That Indicate You’re Ready to Quit
Aug 09

4 Questions to Answer Before Switching Jobs That Indicate You’re Ready to Quit

For a lot of people, the daily grind starts to catch up after a while. Those who have been working the same job for years likely know all too well just how taxing an experience it can be to show up each day when the passion leaves the building, and while this isn’t always the

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20 Undesirable ‘Neighbors’ You Don’t Want Living Next Door to You
Aug 08

20 Undesirable ‘Neighbors’ You Don’t Want Living Next Door to You

When it comes to real estate, most buyers understand those three little magic words, location, location, location. They know it’s better to live next door to the Hearst Castle in San Simeon, Calif. than the shuttered Three Mile Island nuclear power plant near Harrisburg, Pa. That it’s better to live in Newport, R.I., famous for

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Expensive Consequences of Not Having the Dreaded Inheritance Conversation
Aug 07

Expensive Consequences of Not Having the Dreaded Inheritance Conversation

“Let’s talk about sex” — it’s not just a hit song by rap group Salt-N-Pepa, but it’s also a topic that families are more comfortable talking about compared to, say, money. Many people find it easier to discuss their weight or age than credit card debt or bank account balance. And when it comes to

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How a Medical Expense Tax Shelter Can Become an Investment Gold Mine
Aug 06

How a Medical Expense Tax Shelter Can Become an Investment Gold Mine

High income earners who’ve maxed out their retirement accounts are following a lucrative strategy to boost returns from their Health Savings Accounts (HSA). The trick is to treat an HSA as another retirement account, like an IRA or 401(k) plan, and forgo withdrawals until retirement. In practical terms, when you do incur medical expenses you

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