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Why Millennials Aren’t Spending on These 5 Items
Nov 10

Why Millennials Aren’t Spending on These 5 Items

Millennial spending habits are the subject of constant scrutiny and there’s plenty of speculation about what motivates their financial choices. It’s projected that they’ll soon have more buying power than any other generation but the things they’re spending their money on aren’t what you’d expect. In fact, it’s what Gen Yers don’t buy that seems

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5 Strategies to Finance a Gap Year Before College
Nov 08

5 Strategies to Finance a Gap Year Before College

These days, a college degree is pretty much mandatory to gain entrance into the working world. Heading off to begin your undergraduate studies right after high school is the norm for most students but if you’re burned out on reading, writing and arithmetic, waiting can work to your advantage. Taking a gap year between high school and

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9 Surprise Home Expenses to Consider Before You Buy
Nov 07

9 Surprise Home Expenses to Consider Before You Buy

Home ownership is expensive. If you’re in the market for a house, be sure to look beyond the expenses you’re facing in the purchase transaction. Many home buyers — particularly first-time buyers — are often surprised at the amount of cash they’ll need to invest for their dream home. Its important to be prepared for home

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3 Options to Save More on Real Estate Agents
Nov 06

3 Options to Save More on Real Estate Agents

If you’re a first-time home buyer, calculating how much your dream house is going to cost you over a lifetime, you can take some solace from the fact that the seller pays the commissions for both sides in a home transaction. Most of us have come to accept the custom that those commissions are generally

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The 5 Dumbest Credit Card Purchases Everyone Should Avoid

The 5 Dumbest Credit Card Purchases Everyone Should Avoid

Credit cards can certainly increase your buying power but whether it makes sense to use them depends on what you’re purchasing. Whether you’re picking up a big ticket item or just covering basic expenses, you want to think twice before whipping out the plastic. Running up a balance that you can’t afford to pay in

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6 Wasteful Spending Habits That Prevent You from Saving More Each Month

6 Wasteful Spending Habits That Prevent You from Saving More Each Month

When you’re young, working hard, and making plans for the future, you can’t really save too much money — you’re probably not saving enough. Squeezing out money from every paycheck to put into savings can be challenging when you’re just starting out in your career and not yet making top dollar in your field, so

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5 Steps to Avoid the $362 Uber Ride Heard ‘Round the World
Nov 05

5 Steps to Avoid the $362 Uber Ride Heard ‘Round the World

Like most 26-year-olds, Gabrielle Wathen, a waitress and writer, had a pretty crazy Halloween. Unlike most 26-year-olds, her Uber ride home cost $362 dollars, thanks to some pretty ridiculous Uber surge pricing. According to Wathen, who was also celebrating her birthday that night, it was completely her fault for approving the 9x fare increase. (Yes,

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How You’re Tricked Into Paying More When Shopping Online

How You’re Tricked Into Paying More When Shopping Online

Did you know the type of device you use for online shopping can affect the price of the product or service you buy? A team of researchers recently searched for pricing inconsistencies by taking an in-depth look at how several online retailers price their products. The paper, “Measuring Price Discrimination and Steering on E-commerce Web Sites,” was

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Starting Your First Job? Here’s Where to Put Your Savings

Starting Your First Job? Here’s Where to Put Your Savings

Transitioning from college to the working world is a big step and landing your first “real” job is a major accomplishment. If you’ve gotten used to being a broke student, getting your first paycheck may feel like you’ve hit the jackpot. When you’re making more money than you ever have before, figuring out the best

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Why Owning a Car Could Wreck Your Finances
Nov 04

Why Owning a Car Could Wreck Your Finances

If you really want to make this a “December (or November) to Remember,” don’t buy a car. Despite the seasonal sales pitch by Lexus and other car dealers to take advantage of some of the best pricing of the year, the disadvantages of owning a car should continue to keep you far away from automobile

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