Latest News

What Millennials Need to Do to Fix a FICO Score of Zero Photo of Rebecca Lake Rebecca Lake What Millennials Need to Do to Fix a FICO Score of Zero Credit scores are a measuring stick that lenders use to gauge your financial fitness... The Worst Travel Credit Card Mistakes That Will Cost You a Free Flight Using a travel rewards credit card to earn free flights is a smart move but it can end up backfiring if you're making these costly mistakes. Insider Secrets from a Chase Banker: How to Complain the Right Way Chase is a big bank that charges plenty of fees. But, there are many cases where Chase will remove a fee -- see which fees and charges can be waived. 4 Retirement Myths Millennials Can't Afford to Believe Photo of Rebecca Lake Rebecca Lake 4 Retirement Myths Millennials Can't Afford to Believe Between student loan debt and a tough job market, millennials face some tough... 6 Things We Wish Banks Would Do Differently Photo of Rebecca Lake Rebecca Lake 6 Things We Wish Banks Would Do Differently Everybody has a pet peeve or two when it comes to their bank and there are certain... 4 Financial Safety Nets Every Millennial Needs When Changing Jobs Getting your financial ducks in a row before you change jobs is a must and there are several specific tools you need to have in place before taking the leap. 4 Options to Consider When You Can't Pay Your Tax Bill Figuring what to do if you can't pay your taxes means acting fast to minimize the amount of interest and penalties you'll owe to the IRS. Mortgage Closing Costs and Fees Explained Photo of Rebecca Lake Rebecca Lake Mortgage Closing Costs and Fees Explained What are closing costs? In a nutshell, closing costs are the fees that have to... 4 Signs You're Financially Clueless Photo of Rebecca Lake Rebecca Lake 4 Signs You're Financially Clueless If you're among the many Americans who are falling behind with finances, you're not... Why Money Transfer Between Bank Accounts Isn't Instant? Transferring money from your savings to checking when you're running low on cash can land you in trouble if the bank ends up charging you an overdraft fee. Watch Out for These Pitfalls When Making Large Cash Deposits Learn the rules of depositing large amounts of cash into the bank and avoid the fees involved with these deposits. How Chase QuickPay Helps With No-Cash Deposit Policy? Photo of Simon Zhen Simon Zhen How Chase QuickPay Helps With No-Cash Deposit Policy? Sending money between Chase accounts and Bank of America and Wells Fargo accounts... Why Opening a Joint Checking Account is Risky Photo of Rebecca Lake Rebecca Lake Why Opening a Joint Checking Account is Risky Opening a joint bank account can streamline your financial life if you're married,... Compare U.S. & International Wire Transfer Fees Compare domestic and international wire transfer fees to learn how much a wire transfer costs on average, and where to wire money for the lowest cost. What Happens if Your Bank Rejected Tax Refund? Learn what happens to your tax refund when the bank rejects the direct deposit, possibly because the wrong account number was entered. Should You Pay for Mortgage Loan Points? Photo of Marc Robinson Marc Robinson Should You Pay for Mortgage Loan Points? Everyone wants the lowest possible interest rate when getting a mortgage. If you... Cashier’s Check, Money Order and Personal Check: Which One Clears the Fastest? Photo of Simon Zhen Simon Zhen Cashier’s Check, Money Order and Personal Check: Which One Clears the Fastest? Here are all three checks, totaling $300. How quickly deposits were available Almost... When to Use a Debit Card Cash Advance Learn when is the best time to use debit card cash advances when you've hit your ATM cash withdrawal limit. Sending Money Is Getting Easier for U.S. Bank Customers U.S. Bank joined a digital payment network that promises to make it very easy to send money to people at other banks. Banks Have Tough Rules on Check Deposits Written to More Than One Person Photo of Simon Zhen Simon Zhen Banks Have Tough Rules on Check Deposits Written to More Than One Person Make sure you understand the rules when you have a check written to you and... 4 Alternatives to Direct Deposit Photo of Rebecca Lake Rebecca Lake 4 Alternatives to Direct Deposit Direct deposit is the quickest way that an employer can pay you because the money... Millennial Generation Banking Habits Aren't What's Wrong With Banks Millennials come under fire for the banking industry's decline but banks need to take a closer look at what they're doing wrong before pointing the finger. Why Independent Contractors Need an Online-Only Bank Fee-free banks can be the perfect financial solution for independent contractors who don't want to spend a lot to manage their money. 4 Reasons Why You're Still Not Using Credit Card Rewards Photo of Rebecca Lake Rebecca Lake 4 Reasons Why You're Still Not Using Credit Card Rewards Having a rewards credit cards in your wallet is pointless if you're not making the... Bank Teller Fees: How Much It Costs to Talk to a Live Person Photo of Rebecca Lake Rebecca Lake Bank Teller Fees: How Much It Costs to Talk to a Live Person Waiting in line at the teller window can certainly be a drain on your time and at... How Many Overdraft Fees Can Your Bank Charge You In One Day? Overdraft fees equal big money for banks and if you get hit with more than one in a day, it can put your account even deeper in the red. How to Avoid a Minimum Balance Checking Account Fee If you're constantly handing over money to your bank for minimum balance fees, making a few changes to how you manage your accounts can help you avoid them. How Long Does It Take a Check Deposit at the ATM to Clear? Photo of Rebecca Lake Rebecca Lake How Long Does It Take a Check Deposit at the ATM to Clear? Posting and clearing times for checks deposited at the ATM are different at every... Bank Account Closed? 7 Steps You Must Take Next Photo of Rebecca Lake Rebecca Lake Bank Account Closed? 7 Steps You Must Take Next Maintaining a separate savings account at an online bank can act as an emergency... How to Qualify for a Mortgage By Avoiding These Bank Account Mistakes Making sure that your banking history is up to snuff before you try to qualify for a mortgage can improve the odds of becoming a home owner.