Bank reviews by Earl Manley

 

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Reviewed by Earl Manley

Feb 3rd 2010

 

(1 out of 5 stars)

Absolute WORST place to have a checking account

They will find a way to cheat you no matter what . FEES FEES FEES ! I am on a fixed income and frequently get within $20. or $30. when banking (bad move I know) and they "get me" every chance they can . EXAMPLE*** I get my Social Security Check deposited on the 3rd. Wednesday of the month . (after midnight Tuesday). I put my bills into the mailbox Monday afternoon. At the time I had plenty of money in my acct. , Tuesday I went to grocery , etc. (instantly deducted) still OK . Wednesday (according to them ) I had bounced 4 charges . Three of these were done by me on Tuesday using my bank card ( remember I still had PLENTY of money to cover these in my account with money left over ) . WHAT HAPPENED you ask ? One of the checks I sent out Monday had MAGICALY came in before midnight on Tuesday ! Have you or anyone you know ever sent a check out of state and had it clear within 24 hours ? I found out about it a few days ond 4 overdraft fees later . Remember they take the highest amt. first . The first 3 charges that were free and paid for were now overdrafts . HERE'S THE CLINCHER ...... After calling the bank , they said they do this as a FAVOR to their customers . Here's another ; I bought school candy from my grand kids at $ 16. each ( two checks for 16 dollars each ) they were paid to school office . One processed in a couple of days . The other was HELD till an appropriate time ( 30 days ) so it could be used to get a fee when my balance got below 16 dollars , a month after it was written . I could go on and on . This bank has issues that the FEDS need to look into !

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