Chase
Tons of ATM's in the NYC metro area. The bank automatically assigns you with a large credit limit if your credit is in good standing even if you don't want it. This is annnoying because you have call and shut it down if you don't require it. It's clearly a method of creating revenue from borrower's interest payments. Also, there are steep fees for bounced checks, in the order of $78.00. This is a fee generating bank, so if you are only concerned with having access to multiple ATM's and don't mind paying fees, you'll be alright. If you require customer service and do not like being swindled by auto generated fees, it's not for you.
ING Direct
Wilmington, DE
- The Year That Was 2008: A Rundown of the Major Financial Events That Rocked the Nation
- The Top 10 Features Consumers Look for in a Bank
- Generosity + Limited Funds = Charity Sites Offering Free Donations
- The New Credit Card Rules: How Will They Really Affect You?
- Credit Card Deals: Rewards Programs
- Finance Basics
