“Caught them just in time .....”

I, too, was swamped with fees because for some reason a large check that was directly deposited into my account wasn't credited on a timely basis. The person at the bank really had no authority to do anything so I will pay those fees but I had gone there to also move my major credit card to TD and obviously will not be doing that. I had been there earlier in the week to meet with a visiting officer about moving over another account into their hands and also have rethought that as well. They are lovely people but are not helping the current banking crisis: they are CREATING yet another.

On a single form, I could have applied for a credit card, a CD, a debit card, a mortgage - well you name it. However, I would not get the specific terms until I signed up and received the credit card via the mail. And by the way they might change those terms on a daily basis without notifiying me! Sure. Not a single pamphlet in the bank disclosed information about who was covering fraud against an account of mine. It was as if none of those problems existed. Commerce was on the right small town track and I hate to say this because I was born in Tornoto, but these fellow Canadians are the smoothest guys in town. Caveat emptor.

But as Mr. Lincoln said, you can fool some of the people some of the time .......

I am banking somewhere new very soon!

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