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MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

Aspiration is an online investment firm that aims to put your conscience and the planet first. It offers amazing banking, investment, and retirement products. You get to set the fee for your own accounts and 10% of all revenue to donated to charity. All deposits are held with Radius Bank.

Aspiration Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) $25 $30
  • Stop Payment item $25 $27
  • Return Deposit $25 $13
  • Domestic Wire Transfer (Outbound) $20 $22
  • Domestic Wire Transfer (Inbound) $10 $10
  • Non-Bank ATM $0.0
    Free access to all ATMs

Latest Customer Reviews

    Reviewed By SallyWW Jun 3, 2016

    Absolutely Love It!!

    The Summit Checking Account is surprisingly amazing. I now earn more interest (1.00% vs. 0.01%) on my checking and get unlimited ATM fee reimbursements when I'm out traveling and need to use an out of network ATM machine. Correct me if I'm wrong, but no other checking account exists with this type of combo, at this minimum balance requirement (only had to deposit $10 minimum). Never thought I would need a second checking account, but they changed my mind. The benefits are seriously just too good!

    Also, the company is amazing because of its mission. You can choose your own fee, basically a tip for their services. I choose to pay a small amount per month because the amount I've made back from interest and fee reimbursements far outweighs the fees I get hit with from my primary checking account due to monthly fees, minimum balance fees, and other ad hoc banking fees. Also why not support the underdog? They're fighting for the middle class and give 10% back to charity. That's an incredible mission and one that I will support in and of itself.

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    Reviewed By rg145 Jun 3, 2016

    Great bank, great mission

    I've been an Aspiration customer since they launched Summit last year. Had a rocky start getting through their application, but customer support was amazing.. called and talked to a real human right away, got everything straightened out. Absolutely love their checking account – the interest blows my old bank out of the water.

    Also awesome that they give 10% of revenue to support small business loans. Great to see a financial company that cares and gives back to the community. Excited to see what they do in the future.

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