Bank Of Internet

Online Bank,

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A+ MyBankTracker
MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

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Bank Of Internet Fees

  • National Average
  • Monthly Inactivity $0 $6
  • Non-Sufficient Fund (Overdraft) $25 $30
  • Stop Payment item $35 $27
  • Return Deposit $10 $13
  • Domestic Wire Transfer (Outbound) $35 $22
  • Domestic Wire Transfer (Inbound) $0 $10
  • Non-Bank ATM $0.0 $1.0

Latest Customer Reviews

    Reviewed By bonsaiman45 Jun 16, 2017


    I cannot speak for any of their other services but for sure, NEVER NEVER NEVER NEVER consider applying for a mortgage to BOI. This was easily, hands down, the absolute worst banking experience of my life -- and I have applied for at least ten mortgages over the years - not a neophyte but got suckered in because of their low rates and low fees -- but you get what you pay for. Their communication was close to non-existent - taking somewhere between 3-5 phone calls and 5-10 emails to ever get a single response. The process, which "should" take 45-60 days was dragged out for over FIVE MONTHS -- all due to their negligence and lack of communication and follow-up. In fact, as we finally got to the end of the ordeal they had the gall/nerve to request "new documentation" because the original documentation, fully supplied, was "out of date" !!!!!!!! Can you actually believe the nerve of those people.
    If you are looking for a mortgage GO ANYWHERE ELSE !!!!!!!!

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    Reviewed By JtrIndustries May 19, 2017

    App works good. Funds may be available for your grandchildren.

    So far I have only one complaint - really slow credit on deposits through the phone app. The Android app works fine and the customer service was nice to talk to.

    Phone deposits however, take a long time to become available. I takes two days for a deposit status to move from Pending to Accepted. After that, expect another five days to be able to use your money. This is creating a cash flow problem for me. I will have to move on...

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    Reviewed By Rosie047 Sep 10, 2016

    A banking nightmare!

    It is now over two months that I have been working with the bank of the Internet in to order secure a mortgage. Their process is cumbersome and absolutely incomprehensible. I am totally baffled as to how Costco can continue to have a relationship with this bank. I am not sure what federal government body monitors banks however if in fact there is such a body I would hope that they begin an investigation to determine the processes used to determine qualified mortgage recipients.

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