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About the Bank
BofI Federal Bank, a diversified financial services company with approximately $8.2 billion in assets, provides innovative checking, money market, savings, and lending products and services to our personal and business banking customers throughout the United States. We operate our bank from our headquarters in San Diego, California.
Because we do not incur the significantly higher fixed operating costs inherent in a branch-based distribution system, we are able to provide a better value to our customers. This means that our interest rates on deposit products are generally among the highest available and our loan products feature low interest rates and fees. We distribute our deposit products through a wide range of retail distribution channels and distribute our loan products through retail, correspondent, and wholesale channels.
Our capital markets division focuses on the origination of commercial and industrial loans in target vertical markets as well as bulk loan purchases and sales to help our customers diversify loan portfolios, generate fee income, and manage their balance sheets.
If we do not count you yet among our growing family of customers, we hope to do so in the near future.
BofI Federal Bank Fees
- National Average
- Monthly Inactivity N/A $6
- Non-Sufficient Fund (Overdraft) $0 $30
- Stop Payment item $0 $27
- Return Deposit $0 $13
- Domestic Wire Transfer (Outbound) N/A $22
- Domestic Wire Transfer (Inbound) N/A $10
- Non-Bank ATM N/A $1
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