A+ MyBankTracker Rating

Charlevoix State Bank

About Charlevoix State Bank

Established in 1994, Charlevoix State Bank is the ONLY community owned and operated bank in Charlevoix, Michigan. They felt it was important, in a community such as their, to provide the personal, friendly service that is being lost in this era of banking mega-mergers.

Charlevoix State Bank logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Branches
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We found bank branches & ATMs within miles of .

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Customer Reviews

Most Helpful Charlevoix State Bank Bank Customer Reviews

  • EG
    Reviewed By Elizabeth G. Sep 16, 2013

    Excellent Local Bank That--Wait For It--Is Not Trying To Screw Its Customers! Wow!

    First of all, this review site is wrong to use the word "poor" in describing the number of locations a bank has- as if fewer locations should automatically be interpreted as a weakness. I'd argue quite the opposite: the fewer branches, the lower the likelihood that they are just looking for ways to siphon off your money and send it to wall street or Cincinnati or whatever faraway place is home to their headquarters. They get in trouble with stockholders if they don't screw you. A well-managed local bank or credit union is run by your neighbors, and they get in trouble if they do. "buy local" is a philosophy that applies to banks as well as farmers' markets! With that mantra in mind, i finally got off my butt and moved my credit card processing (i own a retail store) from fifth third to charlevoix state bank. Instead of paying nearly 4%--higher for rewards cards--plus a swipe fee and numerous other fees for services i wasn't even getting, i now pay a flat 2. 75%. No swipe fees, no extra charges for rewards cards. (by the way, people, those "miles" you are getting by using your credit cards for ev-ry-thing--you don't really think visa and amex are picking up the tab for that, do you? ) i get a very simple one or two-page statement every month, with the additional benefit of not being charged nine dollars for it. I cannot overstate my delight with charlevoix state bank.

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
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  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A