FNBO Direct

Online Bank, fnbodirect.com

FNBO Direct logo
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Rating
MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

First National Bank Omaha is a subsidiary of First National of Nebraska, a multi-state holding company located in the heart of downtown Omaha, with a strong banking heritage that dates back over 150 years.

FNBO Direct Fees

  • National Average
  • Monthly Inactivity $25 $6
  • Non-Sufficient Fund (Overdraft) $33 $30
  • Stop Payment item $33 $27
  • Return Deposit $30 $13
  • Domestic Wire Transfer (Outbound) $15 $22
  • Domestic Wire Transfer (Inbound) $0 $10
  • Non-Bank ATM $2.5
    Foreign ATM are those not branded with the (Circle One) logo
    $1.0

Latest Customer Reviews

  •  
    Reviewed By Seniorcitizen Dec 4, 2013

    Catch 22 banking experience

    This online bank hides your account number, supposedly for security reasons, but I suspect that they don't want you to be able to transfer money out. When you try to get help over the phone, you can't even talk to a person unless you enter your account number. You are stuck! I finally had to keep hitting O until I got someone to talk to me. To withdraw money from an ATM they charge $3, regardless of the amount. For a long time, the only way I knew my money was still there was to go to the ATM. They do pay marginally better rates than bricks and mortar banks, but is it worth it?

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