Fairfield County Bank

Community Bank, fairfieldcountybank.com

Fairfield County Bank logo
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MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

Fairfield County Bank is a leading community bank headquartered in Ridgefield, CT since 1871. They offer a broad spectrum of financial products and services to the residents and businesses of Fairfield County, Connecticut. Customers can access banking services at their 16 offices located throughout Fairfield County, at an offsite ATM location, online, on a mobile device, at a point-of-sale, or on the telephone.

Fairfield County Bank Fees

  • National Average
  • Monthly Inactivity $8 $6
  • Non-Sufficient Fund (Overdraft) $34 $30
  • Stop Payment item $34 $27
  • Return Deposit $20 $13
  • Domestic Wire Transfer (Outbound) $25 $22
  • Domestic Wire Transfer (Inbound) $15 $10
  • Non-Bank ATM $0
    No Fee, No Refund
    $1

Locations & Hours

map of local branches and ATMs
Branches
16

We found bank branches & ATMs within miles of .

View Locations & Hours

Latest Customer Reviews

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  •  
    Reviewed By nplain Mar 29, 2015

    Beware if you want a mortgage!

    I have been a customer of Fairfield County Bank for many years. Checking and savings accounts and several mortgages. I have also recommended them to my children for their mortgages. Recently had a very disappointing experience when applying for a mortgage. With plenty of assets and few liabilities I went to them for a 15 year fixed rate mortgage on our primary home. Well they don't originate their own loans with the exception of variable rate loans. So that left us at the whims of the large banks, something I was trying to avoid. We did not get the loan because our condo complex had not established an HOA yet. The builder does management until he sells the last couple of units. It is schedule to be turned over this summer. The issue is that it cost me $1,121 to not get this mortgage. I complained and got a lame response. Fact is that for a good customer they could have originated a loan or advised me of the issues ahead of time. They had a Home Equity Loan on our property that we were replacing with the fixed rate mortgage so they had a prior appraisal and knew all about the property.

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  •  
    Reviewed By nplain Mar 29, 2015

    Beware if you want a mortgage!

    I have been a customer of Fairfield County Bank for many years. Checking and savings accounts and several mortgages. I have also recommended them to my children for their mortgages. Recently had a very disappointing experience when applying for a mortgage. With plenty of assets and few liabilities I went to them for a 15 year fixed rate mortgage on our primary home. Well they don't originate their own loans with the exception of variable rate loans. So that left us at the whims of the large banks, something I was trying to avoid. We did not get the loan because our condo complex had not established an HOA yet. The builder does management until he sells the last couple of units. It is schedule to be turned over this summer. The issue is that it cost me $1,121 to not get this mortgage. I complained and got a lame response. Fact is that for a good customer they could have originated a loan or advised me of the issues ahead of time. They had a Home Equity Loan on our property that we were replacing with the fixed rate mortgage so they had a prior appraisal and knew all about the property.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By nplain Mar 29, 2015

    Beware if you want a mortgage!

    I have been a customer of Fairfield County Bank for many years. Checking and savings accounts and several mortgages. I have also recommended them to my children for their mortgages. Recently had a very disappointing experience when applying for a mortgage. With plenty of assets and few liabilities I went to them for a 15 year fixed rate mortgage on our primary home. Well they don't originate their own loans with the exception of variable rate loans. So that left us at the whims of the large banks, something I was trying to avoid. We did not get the loan because our condo complex had not established an HOA yet. The builder does management until he sells the last couple of units. It is schedule to be turned over this summer. The issue is that it cost me $1,121 to not get this mortgage. I complained and got a lame response. Fact is that for a good customer they could have originated a loan or advised me of the issues ahead of time. They had a Home Equity Loan on our property that we were replacing with the fixed rate mortgage so they had a prior appraisal and knew all about the property.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By nplain Mar 29, 2015

    Beware if you want a mortgage!

    I have been a customer of Fairfield County Bank for many years. Checking and savings accounts and several mortgages. I have also recommended them to my children for their mortgages. Recently had a very disappointing experience when applying for a mortgage. With plenty of assets and few liabilities I went to them for a 15 year fixed rate mortgage on our primary home. Well they don't originate their own loans with the exception of variable rate loans. So that left us at the whims of the large banks, something I was trying to avoid. We did not get the loan because our condo complex had not established an HOA yet. The builder does management until he sells the last couple of units. It is schedule to be turned over this summer. The issue is that it cost me $1,121 to not get this mortgage. I complained and got a lame response. Fact is that for a good customer they could have originated a loan or advised me of the issues ahead of time. They had a Home Equity Loan on our property that we were replacing with the fixed rate mortgage so they had a prior appraisal and knew all about the property.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By nplain Mar 29, 2015

    Beware if you want a mortgage!

    I have been a customer of Fairfield County Bank for many years. Checking and savings accounts and several mortgages. I have also recommended them to my children for their mortgages. Recently had a very disappointing experience when applying for a mortgage. With plenty of assets and few liabilities I went to them for a 15 year fixed rate mortgage on our primary home. Well they don't originate their own loans with the exception of variable rate loans. So that left us at the whims of the large banks, something I was trying to avoid. We did not get the loan because our condo complex had not established an HOA yet. The builder does management until he sells the last couple of units. It is schedule to be turned over this summer. The issue is that it cost me $1,121 to not get this mortgage. I complained and got a lame response. Fact is that for a good customer they could have originated a loan or advised me of the issues ahead of time. They had a Home Equity Loan on our property that we were replacing with the fixed rate mortgage so they had a prior appraisal and knew all about the property.

    Continue reading...
    Thank you for your feedback Is this review helpful?