B+ MyBankTracker Rating

First Option Bank

About First Option Bank

First Option Bank, formerly known as First National Bank, was chartered as a federal bank and opened for business in 1923. Capital stock of $50,000 was divided into 500 shares to start the bank whose first home was in a building owned by S.S. Whiteford on Main Street in Osawatomie.

First Option Bank logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A