C+ MyBankTracker Rating

First United Bank & Trust

About First United Bank & Trust

irst United Corporation (NASDAQ:FUNC) operates one full-service commercial bank, First United Bank & Trust. The bank has a network of community offices in Garrett, Allegany, Washington, and Frederick Counties in Maryland, as well as Mineral, Hardy, Berkeley and Monongalia Counties in West Virginia.

First United Bank & Trust logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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We found bank branches & ATMs within miles of .

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Customer Reviews

Most Helpful First United Bank & Trust Bank Customer Reviews

  • L
    Reviewed By ldonner Nov 12, 2015

    Do not use First United Bank Mortgage

    We have had nothing but issues for the past 14 months that we have been with First United Bank Mortgage. After purchasing our home we wanted to start making payments every two weeks, to pay down the principle faster. Getting this set up was a nigthmare. After a few months of this process not working correctly I demanded to work only with a manager. She was helpful and able to correct the automated withdrawal issue, but then two months later the issue reappeared. I just had yet another issue recently. We changed home owners Insurance companies and as a result our payment went down. I called to confirm that the payment aount was adjusted, but a day later the wrong amount came out of my account. I called and asked why and was told that I would need to contact their ACH department to tell what the new payment should be! I told her that they should be the ones to do that since they calculated the new amount and I asked why the individual that I spoke with the day before did not tell me this process would need to be completed. She just very insincerely apologized and did not have anything to say. We may end up refinancing just to switch Mortgage companies. This company is incompetent and they have no idea what they are doing. I was required to give at least one star but if I had a choice I would said 0.

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  • J
    Reviewed By John12345 Nov 8, 2013

    Not the greatest

    If you need duplicate statements, be prepared for $4 each or $30 an hour for research. There is no guarantee that they even kept last months statement.

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  • M
    Reviewed By Mikemintz01 Sep 30, 2015

    unwilling to be flexible and work with yo.

    Checking account got canceled. I took time to explain that I'm working with a small electrical company and that I will be sending a money order in to take care of my negative account. Well time transpired And they canceled my account. After I have used them and paid off my loans. Just unwilling to work n be flexible with you. That's fine I already had another bank and this one calls me if there's a problem and notifies me and works with me and is very flexible and very understanding. Works out best for everyone. First United is rude And cut throat in my eyes. They can kiss my ass!

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A