B MyBankTracker Rating

Heartland Bank and Trust Company

About Heartland Bank and Trust Company

Heartland Bank and Trust is widely recognized as one of the strongest and most progressive banks in the area. its locally owned community bank whose roots are right here in the heartland. The Drake family, who came to Central Illinois in 1852, has been in banking for over 80 years. With the third generation of the family taking an active role in the banking business.

Heartland Bank and Trust Company logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Customer Reviews

Most Helpful Heartland Bank and Trust Company Bank Customer Reviews

  • J
    Reviewed By Jkr1993 Feb 4, 2015

    Worst Place To Bank

    I have had nothing but problems with this bank from the beginning. First the employee kelly cardinal completely messed up my checking account and i had to return multiple times to fix it. She sent me my debit card which had the wrong name on it. When i tried to change my address it was messed up and had to return to sign more papers that where forgotten about. I asked to deposit a check which was then given to me in cash and she gave me too much then she withdrew the money without my permission.

    My account had gotten hacked back i was told it was declined and i went to check my balance and i was negative because the money had been accepted unlike what i was told. I have gotten card after card canceled and i was not notified and had no debit card for days. I will be going in within the next week to completely cancel my account because i cant worry about my money being taken out by lieing employees. I would definitely not recommend this bank to anyone!!

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A