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About the Bank
IBC was founded in 1966 to meet the needs of the small businesses of Laredo, Texas. Today, it serves as the flagship bank of International Bancshares Corporation. Since its opening, IBC has grown from less than $1 million in assets to over $12.4 billion making it Texas' largest holding company. IBC now serves more than 101 communities throughout Texas and Oklahoma with more than 265 branches and more than 435 ATM'S.
IBC Bank Fees
- National Average
- Monthly Inactivity N/A $6
- Non-Sufficient Fund (Overdraft) $32 $30
- Stop Payment item $32 $27
- Return Deposit $32 $13
- Domestic Wire Transfer (Outbound) N/A $22
- Domestic Wire Transfer (Inbound) N/A $10
- Non-Bank ATM $4.0 $1.0
Locations & Hours
Locations & Hours
We found bank branches & ATMs within miles of .View Locations & Hours
Latest Customer Reviews
Reviewed By Lkgreenhouse Jul 12, 2017
Do NOT bank here!!!
I opted out of overdraft protection and while on vacation in Florida, someone used my card in Texas and made 3 $100 purchases at a corner store. Mind you I didn't have that amount of money in my account so the transactions should have declined. I called to file a claim and was told it takes 10 business days for me to receive a credit. The agent was very rude and inconsiderate. I also have to go into the bank to get my card replaced and there are no banks close to me. I will be canceling this account as soon as I receive my money.Thank you for your feedback Is this review helpful?
Reviewed By renyap Jun 14, 2017
Charging service fees without notification
IBC has a practice that should be changed. We had two checking accounts established in the early eightys which had become dormant. We stopped getting statements in January 2016. Since my wife and I both open mail and the accounts were both dormant, neither of us noticed the statements had stopped. In January 2017 we received a final statement on each account showing a monthly $5.00 service charge. The service charges started in January 2016 on one account and in July 2016 on the other. The monthly fees continued until the account balances were zero. Upon receiving the final statements in 2017, I contacted the bank where we did business. To make a long story short I had twelve conversations with numerous employees about reimbursements for all or some of the money. Our complaint went all the way to Bob Shepherd, the manager of the Oklahoma IBC banks. He declined to do anything. I have no problem with IBC charging a service charge on dormant accounts. What irritates me is after all the years of no charges they suddenly start them and purposely kept it from us by stopping the statements. I'm sure this may have happened to hundreds of other account holders.Thank you for your feedback Is this review helpful?
Reviewed By Macbob May 26, 2017
Setup online banking and was a nightmare. Each and every time when trying to access account online, IBC blocks access and demands to verify security access code which they then call you, you have to enter 1, then write down code, go back to online account, enter code, then maybe can see/review your account. Why necessary every time even when you have a valid id and password? Called them for assistance and not much help other than say, oh, you need to register each and every device ( laptops, tablets, phones, etc) with them or you get blocked out from accessing your bank account. No other bank requires that. Even when can access account online, website is confusing. * Find another bank, any bank, just not IBC.Thank you for your feedback Is this review helpful?