C+ MyBankTracker Rating

International Bank of Commerce (Brownsville, TX)

About International Bank of Commerce (Brownsville, TX)

IBC was founded in 1966 to meet the needs of the small businesses of Laredo, Texas. Today, it serves as the flagship bank of International Bancshares Corporation. Since its opening, IBC has grown from less than $1 million in assets to over $11.5 billion making it one of Texas’ largest holding companies. IBC now serves more than 104 communities throughout Texas and Oklahoma with more than 275 branches and more than 435 ATM'S.

International Bank of Commerce (Brownsville, TX) logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Customer Reviews

Most Helpful International Bank of Commerce (Brownsville, TX) Bank Customer Reviews

  • T
    Reviewed By Theydidit Jan 25, 2013

    Looks Like They Are Acting Like The Big Banks...

    Looks like ibc is engaging in the same activity as the big banks. Banks like chase; bank of america; wells fargo and others. They process transactions in a way that can boost their overdraft charges. Charging account holders multiple overdraft charges in one day because they are processing daily transactions from largest to smallest; not in the order that the charges occurred. That way they can charge people three overdraft charges rather than one. I went to the branch bank and spoke with the branch manager. He danced all around my questions regarding this practice. He told me that the â?? Statementâ?? (which showed a positive balance the day before the 3 od charges they assessed me and a positive balance the day after the od charges) doesnâ?? T reflect the activity for my account. It is the statement they send me! It is the ibc statement! He just continued to try to justify the 3 od charges they charged me on that day! Who was he trying to convince? The banks, i mentioned above, have all been sued for this practice (class action lawsuits). Almost every one of them is settling out of court for millions of dollars! I thought ibc was a 'hometown' kind of bank. Guess i am wrong! Ibc bank, just one more greedy bank preying on its account holders.

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A