B+ MyBankTracker Rating

Magnolia State Bank

About Magnolia State Bank

Magnolia State Bank is a state-chartered financial institution established in 1975 as Jasper County Bank. A group of local businessmen founded the bank to give residents of Bay Springs and Jasper County an alternative to the one local bank and one savings and loan branch office located in Jasper County. J. I. Jenkins, a long-time local banker, was the first President. Robert L. Abney, Jr., owner of Abney Insurance Agency, served as the Bank's first and only Chairman of the Board until his death in 1990.

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MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Customer Reviews

Most Helpful Magnolia State Bank Bank Customer Reviews

  • C
    Reviewed By CLBR Jan 14, 2014

    Terrible. Will never bank there again and I will tell anyone I know not to bank with them.

    My husband and I have been with this bank for at least 15 years. We had a savings account there. We drove up today to take some money out and the rude drive-thru woman told us our account had been closed. Well we had a deposit that was suppose to have gone in on the previous Friday. (Close to $500 dollars) We asked her what happened with the money, if the account was closed and she said in a rude tone,"You will have to call the main office." And we were puzzled as to what happened. And asked her to call them and she did and told us we had a negative balance because and the end of the year, they have all these charges and maintenance fees, with drawl fees etc. And we asked what happened to the direct deposit that came that previous Friday. She said it was sent back. I asked her for the number to the main office so I could call and she blurted it out over the mic. Then told us to move and motioned for us to move out of the drive thru. It's like she tried to humiliate me over a mic at the drive thru. I again ask her couldn't she please write the number down so I could call. I called main office and it was explained better to me what happened.

    I am very upset that I was not given a courtesy letter or anything letting me know my account was overdrawn due to the fees the bank charges at the end of the year. My personal booklet and the last receipt given to me still showed a balance to this account. And get this, it was only short by a couple of dollars and they closed my account without any contact with me at all.
    The woman that is always at the drive thru is hateful! I have been there many times and she never smiles or even speaks to me unless she has to ask a question. Very Rude. I have seen her be somewhat nice to other people (men) that come to the drive thru. But never has she been nice to me. I don't even know this woman. There are ways to say things to people without being hateful.I will leave this account closed and I will tell everybody not to bank there,

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A