C+ MyBankTracker Rating

Silvergate Bank

About Silvergate Bank

Silvergate Bank, an FDIC insured financial institution is dedicated to providing a high level of service to its customers in all areas including: Commercial Real Estate, Small Business Lending, Residential Mortgage Programs, and deposit products. The institution offers an array of checking and savings products for consumers as well as sole proprietors and non-profit organizations. Silvergate Bank is small enough to provide the personalized service missing at many larger financial institutions, yet large eno

Silvergate Bank logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Branches
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Customer Reviews

Most Helpful Silvergate Bank Bank Customer Reviews

  • J
    Reviewed By john0099adam Jun 24, 2015

    Very disappointed; no option foreffective link to local bank

    After I opened the account, the told me that I have to do transfers in/out from my local bank which offers a low yield and no on-line banking (that is why I opened the On-Line savings account at Silvergate.

    When I questioned, they told me that I have to make deposit by mail or wire )for a fee) and make withdrawal by bank check or wire - again for a fee.

    A true on-line bank account should offer effective linking to another bank at their own platform.

    Very disappointed.

    Thank you for your feedback Is this review helpful?

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A