Southern Michigan Bank & Trust

Community Bank,

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A+ MyBankTracker
MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

In 1871, nine men began organizing what is now known as Southern Michigan Bank & Trust. The bank had its beginnings in Coldwater, the Branch County seat. The bank was incorporated and opened for business in early 1872 in S.M. Steeley's bank rooms located in the Southern Michigan Hotel building next to the public square.

Southern Michigan Bank & Trust Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) N/A $30
  • Stop Payment item N/A $27
  • Return Deposit N/A $13
  • Domestic Wire Transfer (Outbound) N/A $22
  • Domestic Wire Transfer (Inbound) N/A $10
  • Non-Bank ATM N/A $1

Locations & Hours

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