Sunflower Bank, National Association

National Bank, sunflowerbank.com

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MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

Sunflower Bank was founded in 1892 and is family-owned, with 34 locations throughout Kansas and Colorado. Sunflower Bank now counts more than $1.6 billion in assets. Its home office is located in Salina, Kansas, with other offices located in Colby, Dodge City, Ellinwood, Great Bend, Hays, Junction City, Lawrence, Liberal, Manhattan, McPherson, Osborne, Russell, Topeka, Victoria and Wichita, Kansas, and Cañon City, Monte Vista, Pueblo and South Fork, Colorado.

Sunflower Bank, National Association Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) N/A $30
  • Stop Payment item N/A $27
  • Return Deposit N/A $13
  • Domestic Wire Transfer (Outbound) N/A $22
  • Domestic Wire Transfer (Inbound) N/A $10
  • Non-Bank ATM N/A $1

Locations & Hours

map of local branches and ATMs
Branches
64

We found bank branches & ATMs within miles of .

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Latest Customer Reviews

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  •  
    Reviewed By catlover17 Apr 30, 2017

    They won't cash checks drawn off of them, instead they use it as an opportunity to try to get you to open an account.

    I am a substitute at a school district in a town about 15 miles away. There is also a Sunflower Bank branch in that town. The school district pays substitutes in paper checks instead of direct deposit. Well on the way home from subbing I decided to take my check to Sunflower Bank to have them cash it, since the check was drawn off of them. I do not bank with Sunflower (thank goodness) but since the check was drawn off of them and from the school district less than one mile down the road they should have been able to cash it providing I had my ID, right? Wrong. I told the teller that I would like to cash my check and I handed her the check along with my driver's license. She said that she couldn't cash the check unless I had another form of ID. Well that in and of itself is outrageous, but it gets worse. I then asked her if my social security card or birth certificate counts as another form of ID. She said that neither a SOCIAL SECURITY CARD or a BIRTH CERTIFICATE count as a form of ID. Now this is crazy because I worked at a bank as a teller for a little over a year and we would cash all checks drawn off of us provided the account had the money to cover the check and the customer had ONE form of ID. I also don't know of anywhere that doesn't consider a social security card to be a form of ID. I honestly felt like looking around for the camera, thinking this had to be some kind of prank for a TV show. The teller then told me that the only way that she could cash the check was if I opened an account with them. That's funny, they require two forms of ID to cash a check worth only $115 but they require only one form of ID to open an account? I think someone was trying to meet her monthly quota. In any case, I did not open an account with them and if my husband had an account with them we would promptly close it because I refuse to do business with a place with such idiotic policies. I do have an account with a different bank much closer to my home. I just thought that I would stop by there on my way home after work since that was more convenient. Silly me, I should've known this bank doesn't care about customers.

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  •  
    Reviewed By muffer May 28, 2016

    Failure to comply

    This bank is the worse, when you need to access any thing to make sure things are covered you are not able to access the account for two days, and then something goes through your account and your are charged all kinds off fees and overage just because they wont awnser there damn phones and you cannot gain access to your account at ll.

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  •  
    Reviewed By Marcia S. Sep 23, 2013

    Don't try to spend money on a Sunday!

    Until this weekend we were happy with our Sunflower Bank experience. We have a Checking, Savings and auto loan with our local branch.

    However, this past weekend we went out of town and our card was declined due to my trying to use it out of town and for amounts which exceed my "normal" spending amounts. The card was flagged for fraudulent use. I was embarrassed and left with no options as the bank does not have any customer service representatives available in the evenings or on Sundays! Really? It's 2013 and people do shop on Sunday.

    Kudos to them for protecting my account from ME! I do understand that being able to bank local is a good thing but not having the ability to solve these types of issues "after hours" IS a huge issue.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By catlover17 Apr 30, 2017

    They won't cash checks drawn off of them, instead they use it as an opportunity to try to get you to open an account.

    I am a substitute at a school district in a town about 15 miles away. There is also a Sunflower Bank branch in that town. The school district pays substitutes in paper checks instead of direct deposit. Well on the way home from subbing I decided to take my check to Sunflower Bank to have them cash it, since the check was drawn off of them. I do not bank with Sunflower (thank goodness) but since the check was drawn off of them and from the school district less than one mile down the road they should have been able to cash it providing I had my ID, right? Wrong. I told the teller that I would like to cash my check and I handed her the check along with my driver's license. She said that she couldn't cash the check unless I had another form of ID. Well that in and of itself is outrageous, but it gets worse. I then asked her if my social security card or birth certificate counts as another form of ID. She said that neither a SOCIAL SECURITY CARD or a BIRTH CERTIFICATE count as a form of ID. Now this is crazy because I worked at a bank as a teller for a little over a year and we would cash all checks drawn off of us provided the account had the money to cover the check and the customer had ONE form of ID. I also don't know of anywhere that doesn't consider a social security card to be a form of ID. I honestly felt like looking around for the camera, thinking this had to be some kind of prank for a TV show. The teller then told me that the only way that she could cash the check was if I opened an account with them. That's funny, they require two forms of ID to cash a check worth only $115 but they require only one form of ID to open an account? I think someone was trying to meet her monthly quota. In any case, I did not open an account with them and if my husband had an account with them we would promptly close it because I refuse to do business with a place with such idiotic policies. I do have an account with a different bank much closer to my home. I just thought that I would stop by there on my way home after work since that was more convenient. Silly me, I should've known this bank doesn't care about customers.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Marcia S. Sep 23, 2013

    Don't try to spend money on a Sunday!

    Until this weekend we were happy with our Sunflower Bank experience. We have a Checking, Savings and auto loan with our local branch.

    However, this past weekend we went out of town and our card was declined due to my trying to use it out of town and for amounts which exceed my "normal" spending amounts. The card was flagged for fraudulent use. I was embarrassed and left with no options as the bank does not have any customer service representatives available in the evenings or on Sundays! Really? It's 2013 and people do shop on Sunday.

    Kudos to them for protecting my account from ME! I do understand that being able to bank local is a good thing but not having the ability to solve these types of issues "after hours" IS a huge issue.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Marcia S. Sep 23, 2013

    Don't try to spend money on a Sunday!

    Until this weekend we were happy with our Sunflower Bank experience. We have a Checking, Savings and auto loan with our local branch.

    However, this past weekend we went out of town and our card was declined due to my trying to use it out of town and for amounts which exceed my "normal" spending amounts. The card was flagged for fraudulent use. I was embarrassed and left with no options as the bank does not have any customer service representatives available in the evenings or on Sundays! Really? It's 2013 and people do shop on Sunday.

    Kudos to them for protecting my account from ME! I do understand that being able to bank local is a good thing but not having the ability to solve these types of issues "after hours" IS a huge issue.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Heather Feb 22, 2013

    Horrible!

    Went in to get a loan for home improvement. Was told we could refinance for a 2.6% interest and have our loan rolled into it. Filled out paper work. Loan officer was very impressed with our credit history, said everything should go easily. One day before closing on the refi, we were told our appraisal didn't come in. Reset closing. The day before the next closing date were told we couldn't close because appraisal came in too low. Then all of a sudden my husband's pay with his traveling job wasn't good enough because they couldn't use his mileage income. Would have been nice to know this at the beginning instead of stringing us along for four months!!! Will NEVER do business with this bank again.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Heather Feb 22, 2013

    Horrible!

    Went in to get a loan for home improvement. Was told we could refinance for a 2.6% interest and have our loan rolled into it. Filled out paper work. Loan officer was very impressed with our credit history, said everything should go easily. One day before closing on the refi, we were told our appraisal didn't come in. Reset closing. The day before the next closing date were told we couldn't close because appraisal came in too low. Then all of a sudden my husband's pay with his traveling job wasn't good enough because they couldn't use his mileage income. Would have been nice to know this at the beginning instead of stringing us along for four months!!! Will NEVER do business with this bank again.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By catlover17 Apr 30, 2017

    They won't cash checks drawn off of them, instead they use it as an opportunity to try to get you to open an account.

    I am a substitute at a school district in a town about 15 miles away. There is also a Sunflower Bank branch in that town. The school district pays substitutes in paper checks instead of direct deposit. Well on the way home from subbing I decided to take my check to Sunflower Bank to have them cash it, since the check was drawn off of them. I do not bank with Sunflower (thank goodness) but since the check was drawn off of them and from the school district less than one mile down the road they should have been able to cash it providing I had my ID, right? Wrong. I told the teller that I would like to cash my check and I handed her the check along with my driver's license. She said that she couldn't cash the check unless I had another form of ID. Well that in and of itself is outrageous, but it gets worse. I then asked her if my social security card or birth certificate counts as another form of ID. She said that neither a SOCIAL SECURITY CARD or a BIRTH CERTIFICATE count as a form of ID. Now this is crazy because I worked at a bank as a teller for a little over a year and we would cash all checks drawn off of us provided the account had the money to cover the check and the customer had ONE form of ID. I also don't know of anywhere that doesn't consider a social security card to be a form of ID. I honestly felt like looking around for the camera, thinking this had to be some kind of prank for a TV show. The teller then told me that the only way that she could cash the check was if I opened an account with them. That's funny, they require two forms of ID to cash a check worth only $115 but they require only one form of ID to open an account? I think someone was trying to meet her monthly quota. In any case, I did not open an account with them and if my husband had an account with them we would promptly close it because I refuse to do business with a place with such idiotic policies. I do have an account with a different bank much closer to my home. I just thought that I would stop by there on my way home after work since that was more convenient. Silly me, I should've known this bank doesn't care about customers.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By muffer May 28, 2016

    Failure to comply

    This bank is the worse, when you need to access any thing to make sure things are covered you are not able to access the account for two days, and then something goes through your account and your are charged all kinds off fees and overage just because they wont awnser there damn phones and you cannot gain access to your account at ll.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Marcia S. Sep 23, 2013

    Don't try to spend money on a Sunday!

    Until this weekend we were happy with our Sunflower Bank experience. We have a Checking, Savings and auto loan with our local branch.

    However, this past weekend we went out of town and our card was declined due to my trying to use it out of town and for amounts which exceed my "normal" spending amounts. The card was flagged for fraudulent use. I was embarrassed and left with no options as the bank does not have any customer service representatives available in the evenings or on Sundays! Really? It's 2013 and people do shop on Sunday.

    Kudos to them for protecting my account from ME! I do understand that being able to bank local is a good thing but not having the ability to solve these types of issues "after hours" IS a huge issue.

    Continue reading...
    Thank you for your feedback Is this review helpful?