TCF Bank

National Bank, tcfbank.com

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About the Bank

TCF National Bank is headquartered in Sioux Falls with offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana and Arizona. It is the 3rd largest bank in the state of South Dakota and 74th in the nation.

TCF Bank Fees

  • National Average
  • Monthly Inactivity $10 $6
  • Non-Sufficient Fund (Overdraft) $37 $30
  • Stop Payment item $35 $27
  • Return Deposit $20 $13
  • Domestic Wire Transfer (Outbound) $30 $22
  • Domestic Wire Transfer (Inbound) $15 $10
  • Non-Bank ATM $3.0 $1.0

Locations & Hours

map of local branches and ATMs
Branches
329

We found bank branches & ATMs within miles of .

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Latest Customer Reviews

  •  
    Reviewed By Murphymoo2012 Jan 5, 2018

    Impossible bad reviews

    TCF is the best. Check online for your balance every day. You should check if you made a mistake or if someone hacked your account daily. If you made a mistake and it happens TCF lets you deposit cash same day to avoid fees. This branch in particular has been more than helpful to me when an Amazon purchase went wrong during Christmas time. These one star reviews are not fair. Other banks dont care if you deposit overdrafts the same day and make you pay maybe almost $100.00 for being short less than a dollar.TCF is awesome. No plans on leaving. Theyve made practically no money off me but I hope if need be theyll approve me for a loan or mortgage if need be.

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  •  
    Reviewed By MAreez Aug 30, 2017

    New online Bank Site

    Can not even give it 1 star !
    Issue every time log in. Need to call customer service. Get to wait long periods then told must be my fault or told know issue
    Today went to Branch Office Assistant Manger implied what I was telling her about Log In and Passwords my issue not there's Showed her that system very random about using Capitol or lower case.
    Also discovered online bill pay did not pay my car payment that I set up on 8/25. Seems everyone I know with TCF having issues After she got me logged in tried on my phone and it started again with same issues! Been with them about 20 years ready to take my money and run

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  •  
    Reviewed By Cryinggammer Aug 22, 2017

    Horrible Marketing Ads & Digital Banking Format, Scammy as heck!

    I've been a customer at TCF bank for over 20 years. I can't stand banking with TCF any longer. The new "digital banking" format is clunky, overwhelming to look at, and not helpful to the "average checking account" customer. TCF checking account holders were forced to sign up for the digital banking, otherwise we could not access any account info online. In addition, I'm now locked out of my account, and have everything reset (by TCF) and apply again for their crappy "digital banking" online format just to use online banking. The digital banking should be an option to the customer, I don't need it nor do I want to use it, I'd rather use the regular format. Also, I was charged a $2.00 per mo. fee for a paper statement ..... wth?
    I never asked for a paper statement, and haven't had one mailed to me for over 5 years. If you are a customer beware of this monthly charge. I had TCF branch manager remove this off my statement & had the $2.00 refunded back into my account.

    A $10.00 per mo. maintenance fee is charged to those who have the (age) 50+ checking acct which is now the 60+ checking account. You can get out of paying this monthly fee when you make over 15 transactions with your checking account. This can be: withdraws from the account, checks cashed from your account, ATM withdraws, credit/debit card purchases ....... You have to make 15 of more of these transaction or TCF will get charge that monthly fee.

    Beware of pending transactions that can disappear from your account overnight, weekends & holidays. If you forget about a pending transaction(s) and use an ATM for withdraws and/or make a purchase(s) with your debit/credit card you can end up being overdrawn. TCF has a way of making transactions disappear and reappear within days. I've been told it's a "maintenance glitch" in their system ..... Yeah right & whatever ...... It's really a sneaky way to add overdraft fees to your account.

    Commercial ads: The latest: Hot Dog Water - This commercial is so inappropriate on many levels that comments have been disabled on Youtube. Storms Coming: is just plain stupid, and stereotypes females & elderly persons. Let's not forget TCF's huge faux pas using the "99 Luftballons" song in their 2016 commercial, about a family buying 99 red balloons for a grandmother's birthday party. Whom ever approves these TCF promos for commercials needs to be fired asap!

    TCF will lose me as a customer as of next month!

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