The First Bank and Trust Company

Community Bank,

The First Bank and Trust Company logo
B+ MyBankTracker
MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

To ensure that the company can meet this objective First Bank & Trust has partnered with outstanding providers to offer the following services in addition to traditional bank services.

The First Bank and Trust Company Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) N/A $30
  • Stop Payment item N/A $27
  • Return Deposit N/A $13
  • Domestic Wire Transfer (Outbound) N/A $22
  • Domestic Wire Transfer (Inbound) N/A $10
  • Non-Bank ATM N/A $1.0

Locations & Hours

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Latest Customer Reviews

    Reviewed By predatorylending Jan 11, 2017

    We unfortunately had been customers of this First Bank branch since January 2013, today, by the unfair, deceptive, abusive and predatory lending acts and practices and by First Bank has stole our home & placed us on the streets. The CFPB is investigatin

    This bank branch does not even deserve a one star rating. We are victims of this First Bank branch, unfortunately, in 2012, we came to this bank seeking a bank that we could trust with our exceedingly important and time factored financial requirements. What we received is beyond any reasonable, ethical, moral, or legal measure.

    We are the example that its not only the "larger banks" that are still today conducting unfair, deceptive, abusive and predatory lending acts and practices, we just two consumers who have confirmed so much in relation to these "smaller banks" acts and practices to the level that even their regulators, as well do not take the complaints from consumers seriously against these "State-Chartered" Banks. Today, our complaint against this Bank and this branch has risen to much more serious levels, as the "Big Bank" regulators now are conducting a special review and investigation against this "Smaller State Chartered Bank. The details to our issues and complaints against this bank and it's Lynchburg branch is massive, exceedingly complex and lengthily.

    We have revealed the true character of this Bank; its executive and senior management; a certain board of directors, its certain officers and so much more. This relationship ended in the passing of the buck that began with the attending loan officer's total "misstatements" as to what had actually transpired and his lending conduct during the banking relationship with us and ending in this bank management, director and staff all protecting this bank employee's lending acts and practices against us and today and after now two full unheard of years in attempting to bring the lending acts and practices of this Lynchburg branch to its "senior and executive management" if any one of them passed us on the streets none would even know who we were and that's the lengths First Bank has taken this and only in America can one have job security by totally ruining an entire family.

    Beware in conducting business with this First Bank branch, as if your personal financial statement and your company P & L doesn't meet a level favorable to this bank, you are at risk and we are the example of how this bank will respond in case of a complaint.

    We have pushed this to levels of extreme seriousness for the attending staff and the bank. Now, the larger bank regulators are taking over where the regulators of First Bank has failed us as well. This is serious beyond any measure and we are the example, that The First Bank and Trust Company is not a bank that will place you "first" as their bank "motto" states. Please be advised that this is too massive to define all the details in this review, however, the results will soon be determined and made public. This bank passes the buck for irresponsibly. We will regularly check for comments about this review.

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