Tri Counties Bank

National Bank, tcbk.com

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Rating
MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

Chico-based Tri Counties Bank, a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) is the largest community bank in the Sacramento Valley. The first branch of Tri Counties Bank started in a trailer on Pillsbury Rd. in Chico on Mar. 11, 1975. Today, 34 years later, the bank has 57 branches spanning the Central Valley from the Oregon border to Bakersfield.

Tri Counties Bank Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) N/A $30
  • Stop Payment item N/A $27
  • Return Deposit N/A $13
  • Domestic Wire Transfer (Outbound) N/A $22
  • Domestic Wire Transfer (Inbound) N/A $10
  • Non-Bank ATM N/A $1

Locations & Hours

map of local branches and ATMs
Branches
71

We found bank branches & ATMs within miles of .

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Latest Customer Reviews

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  •  
    Reviewed By kobyaaron Feb 28, 2018

    Tri Counties a good example of bad management

    I was denied in a claim against fraud perpetrated upon my debit card and evidence submitted to me as reason was insufficient to prove my responsibility. In dealing with their claims department it rapidly became clear that they were looking for excuses to make contacting the fraudulent merchant, who they themselves admitted was difficult to contact, my responsibility. The only evidence they have was a tracking number for a single package that I was apparently charged over $375.44 over a period of 3 months that I never received; no signature, no IP address information, no pin entered.

    Despite saying otherwise on their Tri Counties website, zero fraud liability doesn't mean anything. Banking customer beware.

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  •  
    Reviewed By jeff95519 Sep 13, 2017

    Worse Bank ever

    I joined 6 Rivers bank when they first opened their doors in 1990. Then North Valley took them over it was still Ok. But when Tri Counties did their so called merger that was clearly a take over I saw the writing on the wall an took my Business and Personal accounts to US Bank. I left my Home Equity line of credit with Tri Counties because I have a great deal from North Valley and TC can't change it

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  •  
    Reviewed By JlopezRUSerious Sep 5, 2017

    Predatory Charges

    I'm sick of this bank and their lies about monthly charges. They keep trying to charge me monthly statements fees and maintenance fees every month despite me filling the paperwork to decline paper statements. They used the excuse that their banking program had an error and still sent those paper statements and they stillllllll had to charge their customers! They also changed the 11 transactions that a customer would have to do to avoid a maintenance fee, to 15 without notifying me. Even if they still were going to charge that fee anyway. Why should we have to pay a maintenance fee and paper statement fee without my consent. These predatory charges are illegal in the United States and should be eliminated. I'm closing my account and going to companies like Simple, or another bank that does not charge these predatory charges. What else are they doing to increase their profit margins at the cost of their customers hard earned money....... close accounts.

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  •  
    Reviewed By tgs Jun 7, 2017

    TCBK: Beware.No reliable online access, blame customer when express concern they "closed" my savings and shifted it to checking

    First: Used to really like this bank. Then they shifted. Now execs from scorned banks like Wells Fargo run it. Can not access your account: their answer: OOPS we've got a problem just be patient. Change policies: Oh we'll send you a letter about that. Consider traveling... then once you spend hours (literally) in efforts to get online find out they decided to mysterious close your savings account and transfer money to your checking. {Oh it looks like you made a transfer and that closed your account says the telephone rep)

    When I asked when did I transfer that money the rep puts me on hold. I ask are you still there and that question is met with "Do not insult me".. I hang in there, then hear of your branch transferred that money you need to speak with them.

    I had and now the Branch Mgr. Ms. J is out of the office for a week. Internet reports on TCBK scamming employees from overtime, now I am the trickle down customer. Never ever would I stick with TRICO BANCO... Except if I close account I won't have a "customer"status in order to sue them for: Not giving access for funds, lying to me.. etc.

    TRI COUNTIES BANK IN CHICO: been sued and lost case. New lawsuit pending.

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  •  
    Reviewed By TRICOUNTIESHORROR Aug 19, 2016

    IF YOU LIKE YOUR MONEY KEEP AWAY!!!

    A REAL horror show that place is... the manager told me the reason my account balance has 3 different numbers is they are not a big bank like Bank America like they replaced (against BOA customers will) they are a small bank and do not have the fancy software like the big banks however it does not seem they have the personal customer service level of a decent business either as when I lost atm card after making deposit of payroll check they wrote a check for me to sign so I would have money over the weekend because it would be close to a MONTH for a new atm card... perhaps when there was SOME problem w the deposit they could have called but no they just charged me 148$ for overdrafts and closed my account... the one I was so happy with as bank of america acct then i got screwed into having an account with these idiots
    IF YOU VALUE YOUR MONEY STAY AWAY!!!!!

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  •  
    Reviewed By robospa Jan 23, 2016

    Refused service

    When the bank was called Three rivers in Crescent city ca, I opened an acct. in 2004 about, and have cashed my checks since. After cashing 4-5 larger amount checks last year, I was refused service at both the Crescent city and Eureka location. Fortunately the drive through at Harris st. was able to cash my check. Big sigh of relief as I have bills I need to pay. I'm looking for a new bank just in case.

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  •  
    Reviewed By tgs Jun 7, 2017

    TCBK: Beware.No reliable online access, blame customer when express concern they "closed" my savings and shifted it to checking

    First: Used to really like this bank. Then they shifted. Now execs from scorned banks like Wells Fargo run it. Can not access your account: their answer: OOPS we've got a problem just be patient. Change policies: Oh we'll send you a letter about that. Consider traveling... then once you spend hours (literally) in efforts to get online find out they decided to mysterious close your savings account and transfer money to your checking. {Oh it looks like you made a transfer and that closed your account says the telephone rep)

    When I asked when did I transfer that money the rep puts me on hold. I ask are you still there and that question is met with "Do not insult me".. I hang in there, then hear of your branch transferred that money you need to speak with them.

    I had and now the Branch Mgr. Ms. J is out of the office for a week. Internet reports on TCBK scamming employees from overtime, now I am the trickle down customer. Never ever would I stick with TRICO BANCO... Except if I close account I won't have a "customer"status in order to sue them for: Not giving access for funds, lying to me.. etc.

    TRI COUNTIES BANK IN CHICO: been sued and lost case. New lawsuit pending.

    Continue reading...
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  •  
    Reviewed By jeff95519 Sep 13, 2017

    Worse Bank ever

    I joined 6 Rivers bank when they first opened their doors in 1990. Then North Valley took them over it was still Ok. But when Tri Counties did their so called merger that was clearly a take over I saw the writing on the wall an took my Business and Personal accounts to US Bank. I left my Home Equity line of credit with Tri Counties because I have a great deal from North Valley and TC can't change it

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Ex+Tri+Counties+Employee May 23, 2014

    Tri Counties Bank sucks!!!!!!!

    I'm an ex employee, this company sucks, i know of bank employees in the sacramento area that forge customer signatures themselves in order to get credit for a sale and incentive the regional manager is aware and actually promotes this as long as she don't get caught,rumors within the bank are she faked signatures and falsfied document at Wells Fargo also and was let go. There HR director is blind old man named Miller he covers for executives that do naughty things within the company (google it up in old chico newspapers under "Tri Counties Bank Sued

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  •  
    Reviewed By Ex+Tri+Counties+Employee May 23, 2014

    Tri Counties Bank sucks!!!!!!!

    I'm an ex employee, this company sucks, i know of bank employees in the sacramento area that forge customer signatures themselves in order to get credit for a sale and incentive the regional manager is aware and actually promotes this as long as she don't get caught,rumors within the bank are she faked signatures and falsfied document at Wells Fargo also and was let go. There HR director is blind old man named Miller he covers for executives that do naughty things within the company (google it up in old chico newspapers under "Tri Counties Bank Sued

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  •  
    Reviewed By Tomofgrassvalley Apr 27, 2014

    Run, don't walk.

    We live in Penn Valley, Ca and although we conduct nearly all our business with another bank in Grass Valley, we needed a local bank to be used minimally. We just used it too receive a couple of our direct deposit retirement accounts, so we went to Citizens bank in Penn Valley. Everything was great until it was purchased by Tri-County bank. It's been a disaster every since. We get our deposits and pull them out immediately because the bank is on a constant push to almost force you into more business.

    Yesterday was last straw. I had an unauthorized withdrawel on my account for $1 from a company who when you review them in the internet, have thousands of claims against them for the same thing. I first notified the bank and asked for correction. I got a form answer amounting to nothing. As I'm a retired investigator who spent years investigating frauds like this. I next sent a memo again to the bank asking them to correct this and to block this company forever from accessing my account which is standard procedure. Their next memo sent to me stated they have cancelled my debit card and I now have to call someone else to correct this matter. This is too a customer who is totally phone deaf and hasn't been able to use phone for years.I lastly sent them memo stating that i wasn't going to jump through a bunch of hoops over a $1 and we'd just switch this account to Bank of america where we've done all of our business for years. If you're considering anything with Tri-County Bank, look real good before you leap.

    Tom Hayes

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  •  
    Reviewed By TRICOUNTIESHORROR Aug 19, 2016

    IF YOU LIKE YOUR MONEY KEEP AWAY!!!

    A REAL horror show that place is... the manager told me the reason my account balance has 3 different numbers is they are not a big bank like Bank America like they replaced (against BOA customers will) they are a small bank and do not have the fancy software like the big banks however it does not seem they have the personal customer service level of a decent business either as when I lost atm card after making deposit of payroll check they wrote a check for me to sign so I would have money over the weekend because it would be close to a MONTH for a new atm card... perhaps when there was SOME problem w the deposit they could have called but no they just charged me 148$ for overdrafts and closed my account... the one I was so happy with as bank of america acct then i got screwed into having an account with these idiots
    IF YOU VALUE YOUR MONEY STAY AWAY!!!!!

    Continue reading...
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