United Community Bank

National Bank, ucbi.com

United Community Bank logo
A MyBankTracker
MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

United Community Banks, Inc. is the third-largest traditional bank holding company in Georgia. Headquartered in Blairsville, United Community Banks operates 107 banking offices located throughout north Georgia, metro Atlanta, coastal Georgia, western North Carolina and east Tennessee.

United Community Bank Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) $35 $30
  • Stop Payment item $30 $27
  • Return Deposit $35 $13
  • Domestic Wire Transfer (Outbound) $10 $22
  • Domestic Wire Transfer (Inbound) $10 $10
  • Non-Bank ATM $3.0 $1.0

Locations & Hours

map of local branches and ATMs

We found bank branches & ATMs within miles of .

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Latest Customer Reviews

    Reviewed By kingkevin Sep 13, 2015

    jank bank

    Opened an account and deposited a check. Took 2 weeks for the money to even be available . Received a letter saying we would get our debit card. Then received the debit card with no pin. 2 days later they send the pin in a separate piece of mail. okay I get it security. ..but really? 3 letters and 2 weeks to get a debit card and a pin? Not to mention be able to use our money! This bank wants you to jump through ten flaming hoops(apparently for 2 weeks) to access your own money and account . Not recommended

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    Reviewed By Ken+Mynatt Mar 7, 2014


    I have always been treated well and any time I have had a question it has been answered quickly. I am treated with respect and feel valued as a customer.

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    Reviewed By gar Jan 2, 2014

    Greed rules the day

    Needed a Line of Credit. Big issue. They didn't disclose the cost was $250 until closing even though the question of cost was asked of them directly before we started.
    This is the highest in the business. Average is $50-75 or less.

    Never did send checks that were supposed to be issued and delivered by mail.

    I had to secure this with a CD to avoid ridiculously high interest charges. CD is paying .02%. Might as well be zero.

    I'm supposed to be a good long term customer. Hate to think what they'd do to someone they didn't know.

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