B+ MyBankTracker Rating

United Community Bank

About United Community Bank

United Community Banks, Inc. is the third-largest traditional bank holding company in Georgia. Headquartered in Blairsville, United Community Banks operates 107 banking offices located throughout north Georgia, metro Atlanta, coastal Georgia, western North Carolina and east Tennessee.

United Community Bank logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Branches
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Customer Reviews

Most Helpful United Community Bank Bank Customer Reviews

  • K
    Reviewed By Ken+Mynatt Mar 7, 2014

    great

    I have always been treated well and any time I have had a question it has been answered quickly. I am treated with respect and feel valued as a customer.

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  • G
    Reviewed By gar Jan 2, 2014

    Greed rules the day

    Needed a Line of Credit. Big issue. They didn't disclose the cost was $250 until closing even though the question of cost was asked of them directly before we started.
    This is the highest in the business. Average is $50-75 or less.

    Never did send checks that were supposed to be issued and delivered by mail.

    I had to secure this with a CD to avoid ridiculously high interest charges. CD is paying .02%. Might as well be zero.

    I'm supposed to be a good long term customer. Hate to think what they'd do to someone they didn't know.

    Thank you for your feedback Is this review helpful?
  • K
    Reviewed By kingkevin Sep 13, 2015

    jank bank

    Opened an account and deposited a check. Took 2 weeks for the money to even be available . Received a letter saying we would get our debit card. Then received the debit card with no pin. 2 days later they send the pin in a separate piece of mail. okay I get it security. ..but really? 3 letters and 2 weeks to get a debit card and a pin? Not to mention be able to use our money! This bank wants you to jump through ten flaming hoops(apparently for 2 weeks) to access your own money and account . Not recommended

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A