A MyBankTracker Rating

Westamerica Bank

About Westamerica Bank

Rated as one of California’s strongest and healthiest banks, Westamerica has over $5.6 billion in assets, and is the 7th largest commercial bank headquartered in California. Westamerica Bancorporation operates as a holding company for Westamerica Bank, a regional community bank with 86 branches and 2 trust offices in 21 Northern and Central California counties

Westamerica Bank logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Customer Reviews

Most Helpful Westamerica Bank Bank Customer Reviews

  • M
    Reviewed By mom82 Nov 18, 2016

    Terrible Customer Service

    I am not a member here but I had to come in to complete the purchase of a vehicle through a private party and it was awful! We were given incorrect information over the phone and when we got there the lady that was supposed to help us was extremely rude and unprofessional. The first red flag was when they said they wanted to hold a check from my bank for 10 days before clearing it and if I didn't want to wait I had to bring in cash.... which I did. However, even with the cash, the process that should have been simple and quick is now taking a minimum of two weeks because of the outdated methods used by this bank. Extremely disappointed in my experience and I would advise everyone to stay away from this bank, especially if you are looking for a loan! They are terrible.

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  • L
    Reviewed By louise volpa Jul 22, 2015

    westamerica kansas branch

    Great tellers. Good location I never have to wait. They always call me if my acct iis overdrawn.

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  • J
    Reviewed By JPM+Developments Oct 22, 2012

    5 year extensive banking with this bank

    This bank took 90 million from FDIC and purchase CountyBank, a community bank. Westamerica sought to abuse the existing customers by charging as much as they could and do as little as they could for the existing customers. They could care less about the existing mortgages or the community. All they wanted to do as to cash on the FDIC money and the excessive fees. Their profits have been obcene their services very weak.

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A