Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

The Most Common Car Insurance Discounts (and How to Get Them) See which car insurance discounts are most commonly available to drivers, how much you can expect to save, and how you can qualify for those savings. Business Credit Card vs. Corporate Credit Card: What are the Differences? Photo of Kevin Mercadante Kevin Mercadante Business Credit Card vs. Corporate Credit Card: What are the Differences? Business credit cards versus corporate credit cards – they sound much like the... Can You Use a Personal Loan for a Down Payment on a Home? Photo of Kevin Mercadante Kevin Mercadante Can You Use a Personal Loan for a Down Payment on a Home? Personal loans have become popular in recent years, particularly with the advent... 4 Reasons Why You're Missing a Credit Card Sign-Up Bonus Learn about the most common reasons that you're missing a credit card sign-up bonus that you're expecting after meeting the requirements by the deadline. How Do Taxes Change After Marriage? Find out how your taxes change after marriage, including deductions, exemptions, retirement contributions, and gift taxes, especially when filing taxes jointly. Are Business Credit Card Interest Charges and Fees Tax-Deductible? Photo of Kevin Mercadante Kevin Mercadante Are Business Credit Card Interest Charges and Fees Tax-Deductible? The short answer: Yes. But as is the case with just about everything... How to Get a 401(k) Hardship Withdrawal for Specific Financial Needs Photo of Kevin Mercadante Kevin Mercadante How to Get a 401(k) Hardship Withdrawal for Specific Financial Needs Most employees who participate in a 401(k) plan are well aware of 401(k) loans, at... How to Compare and Choose the Best Small Business Loans Find out where to find the best small business loans and learn about the factors to consider when comparing business loan options. Nevada Car Insurance: Guide to Getting Coverage at the Lowest Rates Find out how much it will cost, on average, to get car insurance in Nevada, including the different coverage levels and state laws to consider in your research. No-Fault Insurance: What It Means for Auto Coverage in Your State Photo of Kevin Mercadante Kevin Mercadante No-Fault Insurance: What It Means for Auto Coverage in Your State No-fault insurance was put in place to cut the cost of car insurance by...