We analyze the top bank accounts in the nation to uncover which have the best earnings and benefits at the lowest fees. Learn more about our methodology here. Bank awards methodology | Previous Award Winners

1. Best Northeastern Bank for Low Fees

Popular Community Bank

B+ MyBankTracker Rating

Regional bank that still offers free checking and pushes new tech

For the second consecutive quarter, Popular Community Bank wins as one of the best banks in the Northeast. Primarily, the bank shines because of its low-cost accounts, competitive interest rates, and its convenience. It’s also one of the few midsized banks in the region to offer a completely-free checking account. Through its online division, Popular Direct, you have access to very competitive rates on savings and CD accounts. Also, customers can access the Allpoint ATM network, which has more than surcharge-free 55,000 ATMs. Most recently, Popular introduced cardless ATM withdrawals through its mobile apps (just scan the QR code).

  • Earn

    Earn a 1.15% APY with a Popular Direct savings account ($5,000 minimum deposit)

    For long-term savings, the Popular Direct 5-year CD offers 2.25% APY on deposits of at least $10,000

  • Fees

    Surcharge-free ATM access at Allpoint ATMs and Popular ATMs

    Complete-free checking account available

  • Benefits

    Cardless ATM withdrawals through the mobile apps

    Mobile app available on the Apple App Store and Google Play

2. Best Northeastern Bank with Largest Branch Network

Santander Bank

B+ MyBankTracker Rating

Large branch network throughout the region

With one of the largest networks in the Northeast region, Santander Bank wins again for extensive access to ATMs and branches. Santander Bank gives you get a community bank while also benefitting from a sizable branch network and a broad range of financial products and services. Recently, the bank introduced a checking account with an extremely simple fee-waiver: post a single account transaction. Additionally, Santander Bank’s Sphere credit card has the longest 0% balance transfer APRs available -- great for debt consolidation.

  • Earn

    Earn 0.90% APY on a $10,000 balance with Santander Money Market Savings

  • Fees

    Easy-to-avoid monthly fee on its basic checking account

  • Benefits

    Longest intro 0% balance transfer APR credit card

    Network of more than 675 branches and 2,000 Santander ATMs (many of which are in CVS Pharmacy stores)

    Mobile app available on the Apple App Store and Google Play

3. Best Northeastern Bank for Strong Financial Health

KeyBank

B+ MyBankTracker Rating

Solid balance sheet with a large regional presence

KeyBank remains a top-notch regional bank in the Northeast thanks to the completed acquisition of First Niagara Bank, one of the top-rated banks in the area. The bank’s strong health and widespread footprint are major benefits to customers. KeyBank’s standout accounts are two basic checking accounts that have relatively easy requirements to ensure no monthly fees are paid. If you think your finances could use a facelift, any KeyBank customer can schedule a KeyBank Relationship Review to get a financial check-up from a KeyBank professional.

  • Earn

    KeyBank Relationship Rewards allows debit card and credit card customers to earn rewards under a single program

  • Fees

    Checkless account is offered with no monthly fee

  • Benefits

    Branch network includes 900 and nearly 1,500 ATMs nationwide

    Relationship Review gives you access to a financial check-up

    Mobile app available on the Apple App Store, Google Play, and for Amazon

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