U.S. Bank Encinitas - 131 North El Camino Real
131 N El Camino Real, Encinitas, CA 92024Get Directions
U.S. Bank Branch Customer Reviews
Reviewed By Steve V. Jan 25, 2013
Bank Expensive Overdraft Charges Which I Did Not Find Out About Until I Read The Monthly Statement. "overdraft Protectio
Their "overdraft protection" should be called "overdraft gouging". One of their tellers sold me on an overdraft protection plan that takes money from my savings account to cover an overdraft from my checking account. What the bank did not make clear to me was that each time the do this, the bank charges me $40, even if the overdraft is under a dollar. When this happens they don't send a text or email like other banks do. When they send the monthly statement i'm looking at charges made over 3 week ago. I have lost plenty $ to their overdraft "protection" scheme. There are better banks to do business with.Thank you for your feedback Is this review helpful?