Capital One Checking & Savings Account Sign Up Bonuses of 2019

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You've come to the right place if you're looking for top-notch bank accounts that are sure to help you grow your money.

Capital One is one of the biggest U.S. banks that happens to provide great bank accounts to Americans as part of their online division -- Capital One 360.

Find out which Capital One accounts come with a sign-up bonus right now:

Capital One 360 Money Market Account Deals


Capital One 360 Money Market Account Bonus

Type Details
Bonus Amount Up to $1,000
Expiration Date 12/31/2018
Availability Nationwide
Credit Inquiry Soft Pull
ChexSystems (Banking Report) Inquiry Yes
Minimum Opening Deposit $10,000

Open a Capital One 360 Money Market account and provide the promotion code with the required initial deposit within 10 days to earn a sign-up bonus of up to $1,000, depending on initial deposit amount:

  • Enter code VALUE2018
  • An initial deposit of $10,000 to $149,999: $200 bonus
  • An initial deposit of $150,000 or more: $1,000 bonus

The qualifying cash bonus is deposited into the account within 60 days after the initial funding period.

Capital One 360 Money Market Account Fees

Type Fee
Monthly Maintenance Fee $0
Excess Withdrawal Fee $0
Dormant Account Fee $0

Earn a competitive APY with no monthly fees

The Capital One 360 Money Market account is one of the top money market accounts available because of its highly-competitive interest rate.

To make it even better, it doesn't have any monthly fees or a minimum balance to earn the high APY.

Compare to Other Online Savings Accounts

Capital One Checking Account Deals


Capital One 360 Checking Account Bonus

Type Details
Bonus Amount $25
Expiration Date Ongoing
Credit Inquiry Soft Pull
ChexSystems (Banking Report) Inquiry Yes
Minimum Opening Deposit $250

Capital One always offers a referral bonus to existing customers who refer new customers to open a new Capital One 360 Checking account.

To qualify for the offer, open the checking account via a referral link (via this promotional page), then: 

  • Make an initial deposit of $250
  • Post a total of 3 debit card purchases or Zelle payments (any combination of the two) 

The cash bonus will be deposited into your account by day 50 after the requirements are met.

Capital One 360 Checking Account Fees

Type Fee
Monthly Maintenance Fee $0
Out-of-Network ATM Fee $0 (ATM operator fees may apply)
Overdraft Fee $0
Overdraft Protection Transfer N/A
Returned Item $9
Stop Payment $25
Deposited Item Returned or Cashed Check Returned $0
Incoming Domestic Wire Transfer $0
Incoming International Wire Transfer $0
Money Order N/A
Cashiers Check $10

No monthly fees to worry about

The Capital One 360 Checking account is great replacement for a traditional checking account.

It is online-only and pays a generous interest rate on your balance (rate increases as your balance increases). It has no monthly fee, so you don't have to worry about carrying a minimum balance or having certain activity on your account.

Some of the account's notable benefits include:

  • Overdraft line of credit (no overdraft fee)
  • Surcharge-free access to Allpoint ATMs and Capital One ATMs

Compare to Other Top Checking accounts:


Taxes Are Owed on Bank Bonuses Too

It's a common question for people to ask whether they have to pay taxes on the money that you get from bank bonuses.

The answer is: yes.

It counts as income, so you'll have to report it on your tax return. Capital One will issue a Form 1099-INT at the end of the year -- expect it in the mail during tax season.

More: Best Checking Accounts of the Year

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