Best Wells Fargo Checking, Savings Account Deals & Bonuses
Update: This offer has expired. See the bank deals page for other savings account promotions that might interest you.
Wells Fargo is a major national bank with one of the biggest branch networks in the country. You're likely to come across one of its branches of ATMs and its widespread presence may convince you to open an account. The bank does offer sign-up bonuses from time to time for its accounts -- mainly checking and savings accounts.
Find out what Wells Fargo deals and promotions you can take advantage of right now:
Wells Fargo Checking Account Deals
Wells Fargo Everyday Checking Account $150 Bonus - Expired
|Availability||Select U.S. Cities (see sign-up page)|
|Credit Inquiry||Soft Pull|
|ChexSystems (Banking Report) Inquiry||Yes|
|Minimum Opening Deposit||$25|
|Where to Apply||Sign-up page|
Open a Wells Fargo Everyday Checking account and fund the account with a minimum opening deposit of $25. Meet both of these requirements within 60 days of account opening to receive a $150 cash bonus:
- Make 10 purchases/payments with your Wells Fargo debit card
- Make 2 purchases that total at least $10 use the Wells Fargo debit card loaded onto your mobile wallet
The bonus will be deposited into your account with 45 business day of completing these requirements.
Note: Eligible mobile wallet platforms include Apple Pay, Android Pay, and Samsung Pay.
Wells Fargo Everyday Checking Account Fees
|Monthly Maintenance Fee||$10|
|Out-of-Network ATM Fee||$2.50|
|Overdraft Protection Transfer||$12.50|
|Deposited Item Returned or Cashed Check Returned||$12|
|Incoming Domestic Wire Transfer||$15|
|Incoming International Wire Transfer||$16|
Ways to Avoid the Monthly Fee
Wells Fargo Everyday Checking is the standard, basic checking account that is offered by Wells Fargo. It has a $10 monthly fee ($5 discount if you're age 17 to 24), but it can be waived with any of the following:
- 10 or more debit card purchases/payments
- Qualifying direct deposits totaling $500 or more
- $1,500 minimum daily balance
- A linked Wells Fargo Campus ATM or debit card (college students)
Compared to the leading online bank accounts
Wells Fargo Bonuses and Taxes
As required by the law, you have to report the earnings that you receive from bank account bonuses. In fact, Wells Fargo will mail a Form 1099-INT at the end of the year that includes the account bonus amount.
You'll have to pay taxes on the bonus that you received.