NET Federal Credit Union

Credit Union, netcreditunion.org

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About the Credit Union

NET Credit Union in a local credit union that serves the city of Scranton and the borough of Olyphant in Pennsylvania. It offers a wide range of financial products and services, including deposit accounts, retirement accounts, credit cards, and loans.

Its checking account doesn’t have any monthly maintenance fees or minimum balance requirements. It comes with a free debit card, online bill pay, and overdraft protection transfers (when connected to a NET Credit Union savings account). Deposits earn interest when the balance is greater than $2,000.

The NET Credit Union debit cards can be managed with the CardValet mobile app (available on iOS and Android devices). It allows members to view balances and transactions. They can also set up controls and alerts to oversee card activity. Members can turn their debit cards on and off if their lose their cards.

Its credit cards are also worthy of mentioning because of their low interest rates and friendly fee policies. All NET Credit Union credit card do not charge annual fees, foreign transaction fees, cash advance fees, or balance transfer fees. Its low-APR credit card is ideal for people who tend to carry a balance while the secured credit card is great for anyone who is trying to rebuild credit without any annual fees.

NET Credit Union is a partner and participant in the CU$ network. This network is made up of branches and ATMs that are operated by many other credit unions in Pennsylvania. Members of these credit unions may use the branches and ATM in the network to make free deposits and withdrawals into their accounts.

Membership to NET Credit Union is limited to specific groups of people. Prospective members must be: family member with a current member, an employee of a company that is in NET Credit Union’s Preferred Partner Groups, or share the same address as a current member. With these qualifications met, a member only needs to keep $5 in a share savings account to maintain membership.

NET Federal Credit Union Fees

  • National Average
  • Monthly Inactivity $5 $6
  • Non-Sufficient Fund (Overdraft) $25 $30
  • Stop Payment item $25 $27
  • Return Deposit $25 $13
  • Domestic Wire Transfer (Outbound) $20 $22
  • Domestic Wire Transfer (Inbound) $0 $10
  • Non-Bank ATM $3.75 $1

NET Federal Credit Union Membership Requirements

To join Net Federal Credit Union, you must be a family member of a current member, share the same address of a current member, or be employed at a Preferred Partner Group. After meeting this qualification requirement, you simply have to deposit $5 in a share savings account.

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Locations & Hours

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ATMs
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Latest Customer Reviews

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  •  
    Reviewed By Mike1976 Aug 24, 2017

    A great credit union for low rates

    I've always been so pleased with the NET Credit Union. All personnel are a pleasure to do business with. Overall great accounts rates, but has issues with the outdated website.

    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Mike1976 Aug 24, 2017

    A great credit union for low rates

    I've always been so pleased with the NET Credit Union. All personnel are a pleasure to do business with. Overall great accounts rates, but has issues with the outdated website.

    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Mike1976 Aug 24, 2017

    A great credit union for low rates

    I've always been so pleased with the NET Credit Union. All personnel are a pleasure to do business with. Overall great accounts rates, but has issues with the outdated website.

    Thank you for your feedback Is this review helpful?