Replacing your lost or stolen debit card is getting a lot quicker and easier. If you’re a TD Bank customer, that is.

TD Bank announced the release of its new, flat debit card, which members can expect to receive in the mail soon. The flat card works in the same way as TD’s traditional, embossed debit card, except the card number is flat.

What’s Wrong With Embossed Cards?

There’s very little reason to use an embossed debit card these days, since the vast majority of merchants do not use old-style imprint machines that used the raised numbers to create carbon copies of receipts.

With nearly 100% of debit card transactions occurring via swipe, payWave readers or Online information entry, the era of embossed cards seems to be nearing its end.

TD Bank

Why Swap Cards?

Changing cards can be a bit inconvenient: You’ll need to call TD Bank to activate the new card and learn a new expiration date and 3-digit code before you can start making purchases. But TD’s flat card could end up saving you some trouble.

TD can make a flat card at any of its 1,000-plus branches, meaning you can have  a new card printed instantly at any TD Bank location instead of waiting to have your replacement mailed to you.

The Details

If you’re a TD Bank customer, expect to receive a flat card in the coming days. You can keep whatever rewards points accumulated on your last card.

If you aren’t a TD Bank member or are seeking more information, click here.

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  • Guest

    The only problem becomes when the card cannot be swiped for some reason. At that point, most retailers are required to make an imprint of the card, if they wish to manually enter the card number. My company holds such a policy and we are not allowed the write in the number. This doesn't happen often, but if and when it inevitably does, we have very annoyed or angry customers. This is not to discourage the distribution or use of such cards, only to lay out a potential nuisance.

  • guest

    TD could already proint cards in branch. I've never had a card mailed to me.

  • Microchiropteran

    the cards dont freakin work! i just activated mine and 4 hours later went to lunch and was declined. i called TD bank, informed them that this is the second time in one year that i had to call the FDIC to access my deposited funds (september 2009), and that there is a serious problem. they indicated something about a “bad ivr number” on the newly issued card.

  • Tommy

    How dare TD Bank mail this card then have the audacity to cancel my current card and wait for me to try to complete a transaction and force me to call them when I get the “Please contact your financial institution” receipt. This is unacceptable and should have been discussed through email or phone… not when I am ready to pay for lunch and unable to pay because they canceled my card.

  • Tommy

    How dare TD Bank mail this card then have the audacity to cancel my current card and wait for me to try to complete a transaction and force me to call them when I get the “Please contact your financial institution” receipt. This is unacceptable and should have been discussed through email or phone… not when I am ready to pay for lunch and unable to pay because they canceled my card.

  • mike

    The store I work at like many requires the card to be swiped. if we have to manually enter number we are required to take a imprint of the card or risk charge back. we had a customer call his bank refuse to pay because he couldn’t remember making purchase. we had signature on receipt but the cashier had to manually type in card number and didn’t get imprint. so they said we where out of luck.