Christmas is just around the corner. If you’ve got holiday cards to pick up, gifts to buy and financial errands to run, get to it now. Retailers are likely to be open for longer hours in the final stretch to Christmas while banks are closing their doors early. So, you might consider visiting your bank first.
It shouldn’t come as a surprise that banks are closed on Christmas Day, which is a federal holiday. Even TD Bank, which is open on most U.S. holidays, will be closed. Besides, you should be spending the day with family and friends — not at a bank.
On Christmas Eve, however, banks will be open for limited hours. On Monday, most of the nation’s biggest banks will shut down in the afternoon — around 2 p.m. to 3 p.m. Citibank is the only major bank to operate under normal business hours on Christmas Eve. Regions Bank will call it a day at noon. If you are planning a trip to the bank on Monday, try to get there early.
And for the avid investors out there, the stock market will close early at 1 p.m. on Christmas Eve and reopen as usual on Wednesday, Dec. 26.
Here is the schedule for the biggest U.S. banks on Christmas Eve and Christmas Day (click the bank for locations):
|Bank||Christmas Eve||Christmas Day|
|Chase||Close at 3 p.m.||Closed|
|Bank of America||Close at 2 p.m.||Closed|
|Wells Fargo||Close at 3 p.m.||Closed|
|U.S. Bank||Close at 2 p.m.||Closed|
|Capital One||Close at 2 p.m.||Closed|
|TD Bank||Close at 3 p.m.||Closed|
|HSBC Bank||Close at 3 p.m.||Closed|
|PNC Bank||Close at 3 p.m.||Closed|
|SunTrust||Close at 2 p.m.||Closed|
|BB&T||Close at 2 p.m.||Closed|
|Regions Bank||Close at 12 p.m.||Closed|
|BBVA Compass||Close at 2 p.m.||Closed|
Remember that you can always conduct your banking through online and mobile channels. And, if you need to get cash from the ATM (in lieu of the gifts that you forgot to buy), you can rest assured that ATMs remain accessible any day of the week.
And, we hope you have a merry Christmas!