There are many reasons why someone may want to stop a payment. Maybe there are insufficient funds in the account. Perhaps the account holder wrote the wrong amount on a check. Or he or she wants to cancel payment to an untrustworthy recipient. Whatever the reason, it’s a good idea to know what you’ll be paying in fees should you have to stop a payment.


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At the nation’s 10 largest banks, stopping a payment will cost you $25-36 — that’s an increase from nearly a decade ago when consumers could pay as little as $18 for a stopped payment.

If it’s your first time requesting a stop payment on a check, it may be worth asking the bank to allow you to slide this one time.

Figures listed in the chart below are based in the New York region. Your stop payment fee may vary depending on where you live. You may want to call your local branch to find out how much they charge.

Bank of America$30
Wells Fargo$31
Chase$30 if done in person or by phone, $25 if done online or automated telephone system
U.S. Bank$35
PNC Bank$33
Capital One$35
TD Bank$30

NOTE: Certain checking accounts at some banks may waive the fee. As always, check on your account’s terms and agreement.

Related Stories:

Comparing Stop Payment Bank Fees: Spring 2013

Checking Account Fees Rise, Fee Waivers Tougher at the Big Banks in 2013

5 Naughty Fees from Banks: Is Your Bank on This List?

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