Good Friday will fall on March 25 in 2016 — and it is a very significant day for many. The Friday preceding Easter Sunday commemorates the crucifixion and the death of Jesus Christ. Many will observe this holiday by going to service or fasting. As a result, many Americans have the day off from work — but how will this holy day affect your ability to conduct your banking?


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Good Friday is a state holiday, not a federal holiday

Good Friday is what you would call a variable holiday — it does not have a set date and it falls on different days every year. In fact, it can fall anywhere between the end of March to late April.

It is important to note that Good Friday is not a federal holiday. However, it is recognized as a state holiday in the following states: Connecticut, Delaware, Florida, Guam, Hawaii, Indiana, Kentucky, Louisiana, New Jersey, North Carolina, North Dakota, Ohio, Puerto Rico, Tennessee, Texas and U.S. Virgin Islands.

For state holidays, state government agencies and banks are not required to stay open for regular business hours. Therefore, it would not be surprising for certain government offices and financial institutions to shut down in observance of Good Friday.

For instance, banks in Connecticut may close their branches on a state holiday as long as they provide two weeks of advance notice and post notices in branch lobbies informing customers that they will be closing.

Generally, it is more common to see smaller, community banks close for the non-federal holiday. Major national banks will all be open for regular business hours:

BankGood Friday 2016
Bank of AmericaOpen
Wells FargoOpen
U.S. BankOpen
PNC BankOpen
Capital OneOpen
TD BankOpen

What you can do

If you are inconvenienced because your bank is closed for Good Friday, you can still use online, mobile and ATM banking to take care of any financial matters.

Through online and mobile banking, you’ll still be able to view your account balances and activity, in addition to performing transfers and paying bills.

If provided by your banking, checks can be deposited through the bank’s mobile banking app. And, as always, ATMs are available 24/7 for deposits and withdrawals whenever branches are not accessible.

Other closings

In the states mentioned above, financial markets, as well as many businesses, public schools, colleges and universities may be closed in observance of Good Friday either as a holiday or as part of spring break. Most retail stores will carry out normal business hours, while some may close early.

The financial market and stock market, including New York Stock Exchange and NASDAQ, will be closed on Good Friday.

To confirm your bank’s schedule for Good Friday, we recommend that you call your local branch.

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