KeyBank Checking & Savings Account Sign-Up Bonuses of 2023
*Note: These offers have expired, but keep checking back for updated and current offers from KeyBank.*
KeyBank has become a big name in the financial industry, even making it on to the list of the largest banks in the United States. In addition to their low fees and convenient services, KeyBank is known to offer bonus deals and promotions to new customers.
Find out what promotions and deals are currently available to new customers:
KeyBank Checking Account Deals
KeyBank Checking $100 Bonus
| Type | Details |
|---|---|
| Bonus Amount | $100 |
| Expiration Date | 6/01/2018 *Expired* |
| Availability | Select U.S. States |
| Credit Inquiry | Soft pull |
| ChexSystems (Banking Report) Inquiry | Yes |
| Minimum Opening Deposit | $10 |
| Where To Apply | Promo Page |
KeyBank is currently offering a variety of cash bonus to new customers that open up eligible KeyBank checking accounts and make a minimum direct deposit in the account within a given time.
To qualify for the $100 KeyBank gift, you must first sign up for the KeyBank Hassle-Free Checking Account checking account and make a single direct deposit of at least $300 and a combination of five (5) debit card and/or bill payments within 60 days of opening the account. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits.
Note: You must enter the offer code OASH0218 to get this deal.
Your gift will be deposited within 90 days of meeting requirements. The gift will be reported on form 1099- INT.
Offer is not available to individuals who have had a KeyBank checking account in the last 12 months. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
KeyBank Checking $200 Bonus
| Type | Details |
|---|---|
| Bonus Amount | $200 |
| Expiration Date | 6/01/2018 *Expired* |
| Availability | Select U.S. Cities |
| Credit Inquiry | Soft pull |
| ChexSystems (Banking Report) Inquiry | Yes |
| Minimum Opening Deposit | $50 |
| Where To Apply (NY, OH, CO, ID, IN, ME, MI, PA, OR, UT, VT) | Promo Page |
| Where To Apply (WA, OH, PA, NY, CT) | Promo Page |
To receive the $200 cash bonus reward, you must open one of these qualifying checking accounts:
- Key Express Checking Account
- Key Advantage Checking Account
- Key Privilege Checking Account
- Key Privilege Select Checking Account
After opening a new qualifying account, you must make a one-time direct deposit of at least $500 and a combination of five (5) debit card and/or bill payments within 60 days of opening the account. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits.
Note: You must enter the offer code OAPE0218 if you're a resident of WA, OH, PA, NY, or CT; and enter offer code ONAS0218 if you're a resident of NY, OH, CO, ID, IN, ME, MI, PA, OR, UT, or VT to get this deal.
Your gift will be deposited within 90 days of meeting requirements. The gift will be reported on form 1099- INT.
Offer is not available to individuals who have had a KeyBank checking account in the last 12 months. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
KeyBank Checking $300 Bonus
| Type | Details |
|---|---|
| Bonus Amount | $300 |
| Expiration Date | 6/01/2018 *Expired* |
| Availability | Select U.S. Cities |
| Credit Inquiry | Soft pull |
| ChexSystems (Banking Report) Inquiry | Yes |
| Minimum Opening Deposit | $50 |
| Where To Apply (WA, OH, PA, NY, CT) | Promo Page |
To receive the $300 cash bonus that KeyBank is offer, you must open one of the following qualifying premier checking accounts:
- Key Advantage Checking Account
- Key Privilege Checking Account
- Key Privilege Select Checking Account
After opening a new qualifying account, you must make a one-time direct deposit of at least $1,000 and a combination of five (5) debit card and/or bill payments within 60 days of opening the account. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits.
Note: You must enter the offer code OASP0218 to get this deal.
Your gift will be deposited within 90 days of meeting requirements. The gift will be reported on form 1099- INT.
Offer is not available to individuals who have had a KeyBank checking account in the last 12 months. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
The Accounts
KeyBank Checking Account Fees
| Monthly Fee | Minimum Balance to Waive Fee | Out-Of-Network ATM Fee | KeyBank Relationship Rewards Annual Fee | |
|---|---|---|---|---|
| KeyBank Hassle-Free Checking | $0 | N/A | $2.50 | $40 |
| Key Express Checking | $7 | $500 | $2.50 | $40 |
| Key Advantage Checking | $18 | $10,000 (combination of checking, savings, CDs, retirement deposits, and investments) | $0 | $30 |
| Key Privilege Checking | $25 | $25,000 (combination of checking, savings, CDs, retirement deposits, and investments) | $0 | Waived |
| Key Privilege Select Checking | $50 | $100,000 (combination of checking, savings, CDs, retirement deposits, and investments) | $0 | Waived |
Qualifying checking accounts include: KeyBank Hassle-Free Checking Account, Key Express Checking Account, Key Advantage Checking Account, Key Privilege Checking Account, and Key Privilege Select Checking Account.
The monthly maintenance fees are $0, $7, $12, $25, and $50, respectively. The monthly maintenance fees for all of these checking accounts can be waived when the appropriate requirements are met. For Key Advantage, Key Privilege, and Key Privilege Select Checking accounts, the monthly maintenance service charge will be waived for the first 3 months.
For more bank and credit card deals, visit MyBankTracker’s Bank Deal’s page.
Bank Bonuses Are Reported on Taxes
In the fine print of KeyBank's account bonuses and deals, it states that the income you receive will be reported to the IRS. You'll have to report it on your tax return through a Form 1099-INT. You should expect to pay taxes on it -- under your personal tax bracket.
