The U.S. Bank Cash+ Visa Signature card is a relative newcomer in the field of cash back credit cards, but it definitely stands out. It has no annual fee and offers up to 5% cash back on categories that you’re allowed to select. (The categories may change every quarter. Currently, there are 15 categories.)
Every three months, cardmembers can choose two categories in which they’ll earn 5% cash back. One of those categories is wireless phone services. You earn 5% cash back when you use the card to pay for purchases and bills through your wireless phone service provider.
With the hefty prices of smartphone plans, the cash back can make a difference. On a $100 monthly bill, you’ll get back $60 a year with the U.S. Bank Cash+ Visa Signature card. On a $200 monthly bill, it’s $120 cash back in a year.
Just set up automatic payments and collect the cash back.
(The U.S. Bank Cash+ Visa Signature is currently available for sign-up at a U.S. Bank branch only.)