Credit Score Repair Services
This service offers to fix your credit score by going through and making it look better, removing information that can negatively impact your credit score.
Your score is comprised of several determinants, including your balance, history of on-time or late payments, what types of credit you use, and if you have new credit cards. Your score is what it is, and no smoke and mirrors will erase past mistakes.
Rather than opt for this service, consult a certified credit counselor. They will likely focus on actions you can take that can positively affect your report and score, such as paying bills on time, keeping the number of cards you have down to a minimum, and maintaining a low balance.
Paying for this service will likely put you further into debt, so you can skip it.
Related: How To Establish Good Credit
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