If you’re disciplined enough to save money consistently on a monthly basis, start off with a small budget. Don’t feel like you have to put off saving because there isn’t enough money.
Saving $500 per month may not be in your budget, but $100 is. After saving those small increments, increase the amount of money you're saving.
As a rule, you should be saving 20% of your take-home pay.
It’s a good idea to set up alerts as a reminder to stay on top of your savings goals.
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