People with a variety of credit scores will be able to obtain a car loan, but the difference will be in the interest rates and the down payment amount.
A credit score of 660 to 700 or higher is required to obtain preferred car loan rates with low interest. Scores between 620 to 659 are the normal for standard car loan rates with slightly higher interest rates. People with scores in the 580 to 619 range may qualify for special auto loan rates with high interest, a substantial down payment, and steady income.
Credit problems shouldn't be a factor in renting a car, however, as most rental agencies don’t have a credit score requirement, simply a minimum amount of available credit on a credit card to cover your rental.